Regulation CC Funds Availability Calculator – 2025 Thresholds Version
Updated 01/28/2026
This calculator can be used to help determine Regulation CC hold notice periods. This tool has been updated to reflect hold release dates.
NOTE: This version of the Regulation CC Hold Notice Calculator contains the 2025 “Availability of Funds and Collection of Checks Threshold Adjustments” which are effective July 1, 2025.
1/28/2026 Updated calculator to clarify that case-by-case holds do not apply to U.S. Treasury Checks.
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