Regulation D IORB Amendments Notice of Proposed Rulemaking and Reserve Requirements for Transaction Accounts Final Rule
This tool summarizes the Board's amendments to Regulation D. The key changes are as follows:
- The interest on required reserves (IORR) and interest on excess reserves (IOER) rates will be replaced by the interest on reserved balances (IORB) rate.
- The word "excess" will be deleted from the definition of excess balance account.
- The reserve requirement ratio on transaction accounts remain at 0 percent.
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