Summary of: OCC Report on Guaranteeing Fair Banking for All Americans
Updated 11/09/2026
On October 14, 2026, the Office of the Comptroller of the Currency (OCC) issued a report on their supervisory review on “Guaranteeing Fair Banking for All Americans.” This OCC report summarizes the agency’s review of so-called “debanking” practices at the nine largest national banks it supervises. It was conducted in response to the August 7, 2025, Executive Order titled “Guaranteeing Fair Banking for All Americans” (90 FR 38925). The review examined whether banks denied, restricted, or terminated financial services based on customers’ political views, religious beliefs, affiliations, or lawful business activities rather than objective financial risk factors. The report notes that the OCC reviewed nearly 100,000 complaints, hundreds of customer decisions, and approximately 420,000 pages of bank records covering 2020 through September 2025.
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