Part 1022 - Reg V - Fair Credit Reporting (FCRA) Compliance

Fulfill Your FCRA/FACTA Regulation Requirements

Regulation V implements the requirements of the Fair Credit Reporting Act and includes the amendment that implements the FACTA (Fair and Accurate Credit Transactions Act) which primarily protects consumers from identity theft. FCRA regulations apply to any person that uses information from consumer credit reports to determine a consumer’s eligibility for products, services or employment. Compliance Alliance provides up-to-date FACTA and FCRA compliance tools to help banks stay in front of any regulatory issues.

View the regulation

Related Tools

• Bank Reference Request Letter and Form
• FCRA H-2 Account Review Risk-Based Pricing Notice Form
• Identity Theft Affidavit
• Red Flags Risk Assessment Checklist
• Risk-Based Pricing Summary - Exhibit 2
• Fair Credit Reporting Act Procedures
• FCRA H-3 Credit Score Disclosure Exception 1-4 Family Form
• Identity Theft Affidavit Packet
• Red Flags Training
• Summary of your Rights under the Fair Credit Reporting Act (FCRA)

Associated Regulators

• Consumer Financial Protection Bureau

Regulatory Guidance

• FDIC Compliance Manual
• OCC Comptroller’s Handbook
• CFPB Examination Procedures
• Interagency Examination Supplemental Procedures
• FRB Consumer Compliance Handbook
• OCC Guidance on Social Media
• CFPB Bulletin 2014-02
• CFPB Bulletin 2013-09
• Interagency letter on Tatelbaum
• FTC Advisory Opinion on Tatelbaum
• FTC Advisory Opinion to Gowen