Part 1022 - Reg V - Fair Credit Reporting (FCRA) Compliance

Fulfill Your FCRA/FACTA Regulation Requirements

Regulation V implements the requirements of the Fair Credit Reporting Act and includes the amendment that implements the FACTA (Fair and Accurate Credit Transactions Act) which primarily protects consumers from identity theft. FCRA regulations apply to any person that uses information from consumer credit reports to determine a consumer’s eligibility for products, services or employment. Compliance Alliance provides up-to-date FACTA and FCRA compliance tools to help banks stay in front of any regulatory issues.

View the regulation

Related Tools

• FCRA Accuracy and Integrity Policy
• FCRA H-5 Credit Score Disclosure Exception Credit Score Not Available Form
• FCRA H-4 Credit Score Disclosure Exception Not Secured by Residential Real Property
• FCRA H-6 Risk-Based Pricing Notice with Credit Score Information Form
• Risk-Based Pricing Adverse Action Notification Summary
• Consumer Report Authorization Form
• FCRA H-7 Account Review Risk-Based Pricing Notice with Credit Score Information Form
• Red Flags Checklist for Address Discrepancy
• Customer Notification for Suspected Identity Theft
• FCRA Frivolous Dispute Letter

Associated Regulators

• Consumer Financial Protection Bureau

Regulatory Guidance

• FDIC Compliance Manual
• OCC Comptroller’s Handbook
• CFPB Examination Procedures
• Interagency Examination Supplemental Procedures
• FRB Consumer Compliance Handbook
• OCC Guidance on Social Media
• CFPB Bulletin 2014-02
• CFPB Bulletin 2013-09
• Interagency letter on Tatelbaum
• FTC Advisory Opinion on Tatelbaum
• FTC Advisory Opinion to Gowen