Fair Credit Reporting Act (FCRA) Cheat Sheet

Updated 06/27/2023

This cheat sheet provides an overview of the regulatory requirements of the Fair Credit Reporting Act (FCRA) and Regulation V. It focuses specifically on bank requirements only and is not meant to be used by consumer reporting agencies or banks that meet the definition of a consumer reporting agency (most banks do not meet this definition if they follow these requirements).

 

 

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