Fulfill Your TILA / Reg Z Regulation Requirements
TILA/Regulation Z applies to all consumer credit transactions and prescribes uniform methods for computing the cost of credit, for disclosing credit terms and for resolving errors on certain types of credit accounts. TILA regulations also provide substantive consumer protections such as the right to cancel certain credit transactions involving a lien on a principal dwelling, restitution for improper disclosures, limitations on home equity plans and provides a cause of action against creditors for improper underwriting standards in connection with dwelling secured loans. Compliance Alliance provides up-to-date TILA compliance tools to help banks stay in front of any regulatory issues.
Associated Regulators
Regulatory Guidance
- CFPB TILA-RESPA Integrated Disclosures Compliance Guidance
- CFPB Ability to Repay/Qualified Mortgage Rule Compliance Guidance
- CFPB Loan Originator Rule Compliance Guidance
- CFPB Higher Priced Mortgage Loans Appraisal Rule Compliance Guidance
- CFPB Higher Priced Mortgage Loan Escrow Rule Compliance Guidance
- CFPB Home Ownership and Equity Protection Act (HOEPA) Rule Compliance Guidance
- CFPB Mortgage Servicing Rules Compliance Guidance
- OCC Comptroller’s Handbook (This booklet’s examination procedures apply to all national banks and federal savings associations that offer consumer credit products covered by TILA. The examination worksheets in the TILA booklet may assist community banks in understanding their obligations under Regulation Z.)
- FDIC Truth in Lending Act Compliance Manual
- CFPB Examination Procedures