HMDA Data Publication

August 8, 2018 / Source: FFIEC & CFPB

HMDA Data Publication

The HMDA data and reports are the most comprehensive publicly available information on mortgage market activity. The data and reports can be used along with the Censusdemographic information for data analysis purposes. Available below are the data and reports for HMDA data collected in or after 2017. For HMDA data and reports for prior years, visit https://www.ffiec.gov/hmda/hmdaproducts.htm.

Modified Loan/Application Register (LAR): The modified LAR provides loan-level data for an individual financial institution, as modified by the Bureau to protect applicant and borrower privacy.

Disclosure Reports: These reports summarize lending activity for individual institutions, both nationwide and by MSA/MD.

MSA/MD Aggregate Reports: These reports summarize lending activity by MSA/MD.

National Aggregate Reports: These reports summarize nationwide lending activity. They indicate the number and dollar amounts of loan applications, cross-tabulated by loan, borrower and geographic characteristics.

Snapshot National Loan-Level Dataset: The snapshot files contain the national HMDA datasets as of April 18th, 2018 for all HMDA reporters, as modified by the Bureau to protect applicant and borrower privacy.

Dynamic National Loan-Level Dataset: The dynamic files contain the national HMDA datasets, modified by the Bureau to protect applicant and borrower privacy, updated weekly for all HMDA reporters.