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OCC Releases CRA Performance Evaluations for 19 National Banks and Federal Savings Associations

November 2, 2026 / Source: OCC

WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of October 1, 2026, through October 31, 2026.

Under the CRA, the OCC assesses an institution’s record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods, consistent with the safe and sound operation of such institution.

The list includes the national banks, federal savings associations, and insured federal branches of foreign banks that have received CRA ratings. Possible ratings assigned are outstanding, satisfactory, needs to improve, and substantial noncompliance. The CRA evaluations released are:

InstitutionCityStateCRA Rating
First National Bank of Eastern ArkansasForrest CityARSatisfactory
Provident Savings Bank, FSBRiversideCASatisfactory
First National Bank of WauchulaWauchulaFLOutstanding
Interamerican Bank, A Federal Savings BankMiamiFLSatisfactory
First National Community BankChatsworthGASatisfactory
Vidalia Federal Savings BankVidaliaGASatisfactory
First National Bank and Trust CompanyClintonILSatisfactory
First National Bank of SteelevilleSteelevilleILOutstanding
State Bank of the Lakes, National AssociationAntiochILOutstanding
Louisiana National BankRustonLASatisfactory
Grand Bank for Savings, FSBHattiesburgMSSatisfactory
Pioneer BankRoswellNMOutstanding
Maspeth FS & LAMaspethNYSatisfactory
McCurtain County National BankBroken BowOKOutstanding
The City National Bank and Trust Company of Lawton, OKLawtonOKSatisfactory
Commercial National Bank of TexarkanaTexarkanaTXSatisfactory
The First National Bank of Sterling CitySterling CityTXSatisfactory
Varo Bank, National AssociationDraperUTOutstanding
Park Bank National AssociationHolmenWISatisfactory

The OCC’s website offers access to a searchable list of all public CRA evaluations issued since April 1996. The OCC also publishes a list of institutions to be examined for compliance with the CRA.

To receive alerts for news releases announcing CRA performance evaluations, subscribe to OCC News email list.

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Stephanie Collins
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