Upcoming Events
Effective Date: Authority of States To Enforce the Consumer Financial Protection Act of 2010; Rescission
May 15, 2025
AGENCY: Consumer Financial Protection Bureau. ACTION: Interpretive rule. SUMMARY: The Consumer Financial Protection Bureau (Bureau or CFPB) is rescinding its May 2022 interpretive rule regarding the scope of State enforcement under section 1042 of the Consumer Financial Protection Act of 2010 (CFPA) and related provisions. DATES: As of May 15, 2025, the interpretive rule published…
Comment Period: Protections for Borrowers Affected by the COVID-19 Emergency Under the Real Estate Settlement Procedures Act (RESPA), Regulation X; Rescission
June 16, 2025
AGENCY: Consumer Financial Protection Bureau. ACTION: Interim final rule; request for public comment. SUMMARY: This interim final rule (IFR) rescinds the final rule “Protections for Borrowers Affected by the COVID-19 Emergency Under the Real Estate Settlement Procedures Act (RESPA), Regulation X.” DATES: This IFR is effective on July 15, 2025. Comments must be received on…
Effective Date: Adjustment of Civil Monetary Penalty Amounts for 2025
July 14, 2025
AGENCY: Office of the General Counsel, HUD. ACTION: Final rule. SUMMARY: This rule provides for 2025 inflation adjustments of civil monetary penalty amounts required by the Federal Civil Penalties Inflation Adjustment Act of 1990, as amended by the Federal Civil Penalties Inflation Adjustment Act Improvements Act of 2015 (the 2015 Act). This rule also removes…
Effective Date: Inflation Adjustment of Civil Monetary Penalties
June 17, 2025
AGENCY: Departmental Offices Treasury. ACTION: Final rule SUMMARY: The Department of the Treasury (“Department” or “Treasury”) publishes this final rule to adjust its civil monetary penalties (“CMPs”) for inflation as mandated by the Federal Civil Penalties Inflation Adjustment Act of 1990, as amended by the Federal Civil Penalties Inflation Adjustment Act Improvements Act of 2015…
Effective Date: Reducing Barriers to HUD-Assisted Housing; Withdrawal
January 16, 2025
AGENCY: U.S. Department of Housing and Urban Development (HUD). ACTION: Proposed rule; withdrawal. SUMMARY: This document informs the public that HUD has determined not to pursue the proposed rule previously published in the Federal Register on April 10, 2024, entitled “Reducing Barriers to HUD-Assisted Housing”. HUD will proceed to formally withdraw the rule from HUD’s…
Effective Date: Affirmatively Furthering Fair Housing; Withdrawal
January 16, 2025
AGENCY: U.S. Department of Housing and Urban Development (HUD). ACTION: Proposed rule; withdrawal. SUMMARY: This document informs the public that HUD has determined not to pursue the proposed rule published in the Federal Register on February 9, 2023, entitled “Affirmatively Furthering Fair Housing”. HUD will proceed to formally withdraw the rule from HUD’s upcoming Spring…
Effective Date: Parent Companies of Industrial Banks and Industrial Loan Companies; Withdrawal of Proposed Rule
July 18, 2025
AGENCY: Federal Deposit Insurance Corporation. ACTION: Proposed rule; withdrawal. SUMMARY: The Federal Deposit Insurance Corporation (FDIC) is withdrawing a notice of proposed rulemaking relating to parent companies of industrial banks and industrial loan companies. If the FDIC decides to make changes in this area, it will do so through a future regulatory action. DATES: The…
Effective Date: Fees for Instantaneously Declined Transactions; Withdrawal of Proposed Rule
January 14, 2025
AGENCY: Consumer Financial Protection Bureau. ACTION: Withdrawal of proposed rule. SUMMARY: The Consumer Financial Protection Bureau (CFPB) is withdrawing its proposed rule to prohibit banks and other financial institutions from charging certain nonsufficient funds (NSF) fees, such as those for declined debit card purchases, Automated Teller Machine (ATM) withdrawals, and some person-to-person payments. The CFPB…
Comment Period: Internal Control Over Financial Reporting
March 31, 2025
AGENCY: Farm Credit Administration. ACTION: Proposed rule; reopening of comment period. SUMMARY: The Farm Credit Administration (FCA or we) extends the comment period on its proposed rule that would revise FCA regulations to require certain Farm Credit System institutions to obtain integrated audits under certain conditions. FCA is reopening the comment period. DATES: The comment…
Comment Period: Protecting Americans From Harmful Data Broker Practices (Regulation V); Extension of Comment Period
April 02, 2025
AGENCY: Consumer Financial Protection Bureau. ACTION: Proposed rule; extension of comment period. SUMMARY: On December 13, 2024, the Consumer Financial Protection Bureau (CFPB) published in the Federal Register a notice of proposed rulemaking (NPRM) requesting comment on the CFPB’s proposal to amend Regulation V, which implements the Fair Credit Reporting Act (FCRA). The proposed rule…
Comment Period: Modifications to the Capital Plan Rule and Stress Capital Buffer Requirement
June 23, 2025
AGENCY: Board of Governors of the Federal Reserve System. ACTION: Notice of proposed rulemaking. SUMMARY: The Board is inviting public comment on a notice of proposed rulemaking (the proposal) that would amend the calculation of the Board’s stress capital buffer requirement applicable to certain large bank holding companies, savings and loan holding companies, U.S. intermediate…
Comment Period: Special Measure Regarding Huione Group, as a Foreign Financial Institution of Primary Money Laundering Concern
June 04, 2025
AGENCY: Financial Crimes Enforcement Network (FinCEN), Treasury. ACTION: Notice of proposed rulemaking. SUMMARY: FinCEN is issuing a notice of proposed rulemaking (NPRM), pursuant to section 311 of the USA PATRIOT Act, that proposes prohibiting the opening or maintaining of a correspondent account in the United States for, or on behalf of, Huione Group, a foreign…
Comment Period: Rules of Practice for Adjudication Proceedings; Rescission
June 12, 2025
AGENCY: Consumer Financial Protection Bureau. ACTION: Proposed rule; request for comment. SUMMARY: The Consumer Financial Protection Bureau (Bureau) is proposing to rescind the amendments it adopted to the Rules of Practice for Adjudication Proceedings (Rules of Practice) on February 22, 2022, and March 29, 2023. DATES: Comments must be received on or before June 12,…
Comment Period: Procedures for Supervisory Designation Proceedings
June 13, 2025
AGENCY: Consumer Financial Protection Bureau. ACTION: Proposed rule; request for comment. SUMMARY: The Consumer Financial Protection Bureau (CFPB or Bureau) is proposing to rescind the amendments it adopted on April 29, 2022, November 21, 2022, and April 23, 2024, to the Procedures for Supervisory Designation Proceedings. DATES: Comments must be received on or before June…
Comment Period: Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders; Proposed Rescission
June 13, 2025
AGENCY: Consumer Financial Protection Bureau. ACTION: Proposed rule; request for comment. SUMMARY: The Consumer Financial Protection Bureau (Bureau or CFPB) is proposing to rescind its rule requiring certain types of nonbank covered persons subject to certain final public orders obtained or issued by a government agency in connection with the offering or provision of a…
Effective Date: Electronic Fund Transfers Through Accounts Established Primarily for Personal, Family, or Household Purposes Using Emerging Payment Mechanisms; Withdrawal
May 15, 2025
AGENCY: Consumer Financial Protection Bureau. ACTION: Proposed interpretive rule; withdrawal. SUMMARY: The Consumer Financial Protection Bureau (Bureau) is withdrawing a proposed interpretive rule, Electronic Fund Transfers Through Accounts Established Primarily for Personal, Family, or Household Purposes Using Emerging Payment Mechanisms. The Bureau will not take any further action on this proposed interpretive rule. DATES: The…
Effective Date: Prohibited Terms and Conditions in Agreements for Consumer Financial Products or Services (Regulation AA); Withdrawal of Proposed Rule
May 15, 2025
AGENCY: Consumer Financial Protection Bureau. ACTION: Proposed rule; withdrawal. SUMMARY: The Consumer Financial Protection Bureau (Bureau or CFPB) is withdrawing its Notice of Proposed Rule: Prohibited Terms and Conditions in Agreements for Consumer Financial Products or Services (Regulation AA) (NPRM). The Bureau has determined that legislative rulemaking is not necessary or appropriate at this time…
Effective Date: Protecting Americans From Harmful Data Broker Practices (Regulation V); Withdrawal of Proposed Rule
May 15, 2025
AGENCY: Consumer Financial Protection Bureau. ACTION: Proposed rule; withdrawal. SUMMARY: The Consumer Financial Protection Bureau (Bureau or CFPB) is withdrawing its Notice of Proposed Rule: Protecting Americans from Harmful Data Broker Practices (Regulation V) (NPRM). The Bureau has determined that legislative rulemaking is not necessary or appropriate at this time to address the subject matter…
Comment Period: Rescission of Affirmative Fair Housing Marketing Regulations
July 03, 2025
AGENCY: Office of the Secretary, U.S. Department of Housing and Urban Development (HUD). ACTION: Proposed rule. SUMMARY: This proposed rule would rescind the Department’s Affirmative Fair Housing Marketing regulations, which require a participant in an FHA insurance or Multifamily Housing rental assistance program to complete and submit a form supplied by HUD that describes its…
Comment Period: Consumer Financial Civil Penalty Fund Rule Amendment
July 18, 2025
AGENCY: Consumer Financial Protection Bureau. ACTION: Proposed rule; request for comment. SUMMARY: The Consumer Financial Protection Bureau (Bureau or CFPB) is proposing to amend its 2013 rule implementing the provision of the Consumer Financial Protection Act of 2010 (CFPA or Act) that establishes a Consumer Financial Civil Penalty Fund (Civil Penalty Fund). Under the CFPA,…
Comment Period: Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies
August 26, 2025
AGENCY: Office of the Comptroller of the Currency, Treasury; the Board of Governors of the Federal Reserve System; and the Federal Deposit Insurance Corporation. ACTION: Notice of proposed rulemaking. SUMMARY: The Office of the Comptroller of the Currency (OCC), Board of Governors of the Federal Reserve System (Board), and Federal Deposit Insurance Corporation (FDIC) are…
Comment Period: Establishment and Relocation of Branches and Offices
September 16, 2025
AGENCY: Federal Deposit Insurance Corporation. ACTION: Proposed rule. SUMMARY: The Federal Deposit Insurance Corporation (FDIC) proposes to amend the processes for an insured State nonmember bank to establish a branch or relocate a main office or branch by eliminating certain filing requirements, reducing processing timelines, and updating public notice procedures, and by making corresponding changes…
Comment Period: Community Reinvestment Act Regulations
August 18, 2025
AGENCY: The Office of the Comptroller of the Currency, Treasury; the Board of Governors of the Federal Reserve System; and the Federal Deposit Insurance Corporation. ACTION: Notice of proposed rulemaking. SUMMARY: The Office of the Comptroller of the Currency (OCC), the Board of Governors of the Federal Reserve System (Board), and the Federal Deposit Insurance…
Comment Period: Fair Lending, Fair Housing, and Equitable Housing Finance Plans
September 26, 2025
AGENCY: Federal Housing Finance Agency. ACTION: Notice of proposed rulemaking; repeal of 12 CFR part 1293. SUMMARY: The Federal Housing Finance Agency (“FHFA” or the “Agency”) is requesting comment on the notice of proposed rulemaking repealing the Fair Lending, Fair Housing, and Equitable Housing Finance Plans regulation. DATES: FHFA will accept written comments on the…
Comment Period: Regulatory Publication and Review Under the Economic Growth and Regulatory Paperwork Reduction Act of 1996
August 23, 2025
AGENCY: Office of the Comptroller of the Currency (OCC), Treasury; Board of Governors of the Federal Reserve System (Board); Federal Deposit Insurance Corporation (FDIC). ACTION: Regulatory review; request for comments. SUMMARY: Pursuant to the Economic Growth and Regulatory Paperwork Reduction Act of 1996 (EGRPRA), the OCC, Board, and FDIC (collectively, the agencies) are reviewing agency…