Upcoming Events
August 2026 Compliance Huddle
August 19, 2026
Every month, Compliance Alliance gathers bankers from our community nationwide and engages them to an open discussion about the issues that their organizations are navigating. We invite our members to share their concerns and experiences with input and guidance from the compliance professionals who host the event. Ways to Participate: Brett Goodnack, JD, CAMSEmerging Risks Lead Coordinator…
July 2026 Compliance Huddle
July 15, 2026
Every month, Compliance Alliance gathers bankers from our community nationwide and engages them to an open discussion about the issues that their organizations are navigating. We invite our members to share their concerns and experiences with input and guidance from the compliance professionals who host the event. Ways to Participate: Brett Goodnack, JD, CAMSEmerging Risks Lead Coordinator…
B2B: Business Continuity & Succession Planning
September 08, 2026
To maintain public trust and confidence, it is essential that bank operations are resilient and able to minimize the effects of disruptions, whether arising from natural disasters, financial shocks, or loss of key personnel. Planning for business continuity and the succession of key employees is critical to ensuring that banks avoid potential risks to safety,…
B2B: All Things FDIC – Insurance and Signage
August 04, 2026
In this Back2Basics webinar, we will review the rules surrounding FDIC insurance coverage, including the rules for trust account coverage. We will then review the most recent updates to the requirements for FDIC signage, including the digital sign requirements scheduled to become effective in 2027. Compliance Alliance is pleased to add a Live Q&A session…
B2B: CIP, KYC, CDD – The Alphabet Soup of Customer Identification
July 07, 2026
BSA regulations require banks to rate the risks associated with customers at account opening and to periodically monitor the customer relationship and account activity throughout the life of the relationship. This webinar will review the expectations for customer identification, know-your-customer, or customer due diligence programs. We will also touch on expectations for enhanced due diligence…
Comment Period: Excise Tax on Remittance Transfers
June 12, 2026
AGENCY: Internal Revenue Service (IRS), Treasury. ACTION: Notice of proposed rulemaking. SUMMARY: This document contains proposed regulations that would provide rules and definitions related to the excise tax imposed on certain remittance transfers that occur after December 31, 2025. The proposed regulations would affect certain remittance transfer providers and certain individuals sending remittance transfers. DATES:…
Comment Period: Collection of Checks and Other Items by Federal Reserve Banks and Funds Transfers Through the Fedwire Funds Service and the FedNow Service; Regulation J
June 09, 2026
AGENCY: Board of Governors of the Federal Reserve System (Board). ACTION: Proposed rule, request for comment. SUMMARY: The Board is proposing amendments to subpart C of Regulation J (governing the FedNow® Service) to permit FedNow participants to use intermediaries, other than Reserve Banks, to send funds transfers through the FedNow Service. DATES: Comments must be…
Comment Period: Permitted Payment Stablecoin Issuer Anti-Money Laundering/Countering the Financing of Terrorism Program and Sanctions Compliance Program Requirements
June 09, 2026
AGENCY: Financial Crimes Enforcement Network, Office of Foreign Assets Control, Treasury. ACTION: Joint proposed rule. SUMMARY: FinCEN, OFAC, and the Treasury are jointly issuing this proposed rule to implement provisions of the GENIUS Act. Specifically, it implements the GENIUS Act’s directive to treat permitted payment stablecoin issuers (PPSIs) as financial institutions for purposes of the…
Comment Period: Anti-Money Laundering and Countering the Financing of Terrorism Programs (OCC, FDIC, and NCUA)
June 09, 2026
AGENCY: Office of the Comptroller of the Currency, Treasury; Federal Deposit Insurance Corporation; and the National Credit Union Administration. ACTION: Notice of proposed rulemaking. SUMMARY: The OCC, FDIC, and NCUA are inviting comment on a proposed rule that would require banks to establish and maintain effective anti-money laundering and countering the financing of terrorism (AML/CFT)…
Comment Period: GENIUS Act Requirements and Standards for FDIC-Supervised Permitted Payment Stablecoin Issuers and Insured Depository Institutions
June 09, 2026
AGENCY: Federal Deposit Insurance Corporation ACTION: Notice of proposed rulemaking. SUMMARY: The proposed rule would establish a prudential framework for FDIC-supervised permitted payment stablecoins issuers, including requirements related to reserve assets, redemption, capital, and risk management standards. The proposed rule would also establish requirements for FDIC-supervised permitted payment stablecoin issuers and insured depository institutions (IDIs)…
Comment Period: Anti-Money Laundering and Countering the Financing of Terrorism Programs
June 09, 2026
AGENCY: Financial Crimes Enforcement Network (FinCEN), Treasury. ACTION: Proposed rule. SUMMARY: FinCEN is proposing a rule to fundamentally reform the requirements for financial institutions’ AML/CFT programs. Among other changes, this proposed rule aims to ensure that financial institutions establish and maintain effective AML/CFT programs that better achieve the purposes of the BSA and lead to…
Comment Period: GENIUS Act Broad-Based Principles for Determining Whether a State-Level Regulatory Regime Is Substantially Similar to the Federal Regulatory Framework
June 02, 2026
AGENCY: Department of the Treasury. ACTION: Notice of proposed rulemaking. SUMMARY: The Treasury is seeking public comment related to Treasury’s implementation of the GENIUS Act. Under the GENIUS Act, payment stablecoin issuers with a consolidated total outstanding issuance of not more than $10,000,000,000 may opt for regulation under a state-level regulatory regime, provided that the…
Effective Date: Prohibition on the Use of Reputation Risk by Regulators
June 09, 2026
AGENCY: Office of the Comptroller of the Currency, Treasury, and Federal Deposit Insurance Corporation. ACTION: Final rule. SUMMARY: The final rule prohibits the agencies from criticizing, formally or informally, or taking adverse action against a supervised institution or any employee of an institution on the basis of reputation risk. It also prohibits the agencies from…
Comment Period: Regulatory Capital: Standardized Approach for Risk-Weighted Assets
June 18, 2026
AGENCY: Office of the Comptroller of the Currency (OCC), Treasury; the Board of Governors of the Federal Reserve System (Board); and the Federal Deposit Insurance Corporation (FDIC). ACTION: Notice of proposed rulemaking. SUMMARY: The FDIC, OCC, and FRB jointly issued a proposal that would revise certain elements of the calculation of risk-weighted assets under the…
Comment Period: Regulatory Capital Rule: Category I and II Banking Organizations, Banking Organizations With Significant Trading Activity, and Optional Adoption for Other Banking Organizations
June 18, 2026
AGENCY: Office of the Comptroller of the Currency (OCC), Treasury; the Board of Governors of the Federal Reserve System (Board); and the Federal Deposit Insurance Corporation (FDIC). ACTION: Notice of proposed rulemaking. SUMMARY: The agencies issued a joint notice of proposed rulemaking to modernize the regulatory capital requirements applicable to Category I and II banking…
Comment Period: Whistleblower Incentives and Protections
June 01, 2026
AGENCY: Financial Crimes Enforcement Network (FinCEN), Treasury. ACTION: Notice of proposed rulemaking. SUMMARY: FinCEN is proposing a rule to establish a whistleblower program that offers incentives and protections to encourage individuals who have information about potential violations of the BSA, International Emergency Economic Powers Act (IEEPA), Trading With the Enemy Act of 1917 (TWEA), and…
Effective Date: Retirement Security Rule: Definition of an Investment Advice Fiduciary: Notice of Court Vacatur
April 20, 2026
AGENCY: Employee Benefits Security Administration, Department of Labor. ACTION: Final rule; technical amendment. SUMMARY: ERISA change which restores the five part test for what constitutes an investment advice fiduciary. This final rule implements the judicial vacatur of the Department’s 2024 final rule defining who is a “fiduciary” under the Employee Retirement Income Security Act of…
Comment Period: Rule Concerning the Use of Prenotification Negative Option Plans
April 13, 2026
AGENCY: Federal Trade Commission. ACTION: Advance notice of proposed rulemaking; request for public comment. SUMMARY: The FTC is seeking public comment on the need for amendments to the Commission’s “Rule Concerning the Use of Prenotification Negative Option Plans” (i.e.,“Negative Option Rule”) to help consumers avoid recurring payments for products and services they did not intend…
Comment Period: Trump Accounts Notice of Proposed Rulemaking
May 08, 2026
AGENCY: Internal Revenue Service (IRS), Treasury. ACTION: Notice of proposed rulemaking. SUMMARY: This issuance contains proposed regulations relating to Trump accounts. The proposed regulations provide guidance on making an election to open a Trump account and reserve additional sections for further guidance on Trump accounts. The proposed regulations would affect children eligible to have a…
Comment Period: GENIUS ACT- Implementing the Guiding and Establishing National Innovation for U.S. Stablecoins Act for the Issuance of Stablecoins by Entities Subject to the Jurisdiction of the Office of the Comptroller of the Currency
May 01, 2026
AGENCY: Office of the Comptroller of the Currency, Treasury. ACTION: Notice of proposed rulemaking. SUMMARY: The proposed rule addresses all of the regulations the OCC is required to promulgate under the GENIUS Act other than those related to the Bank Secrecy Act, anti-money laundering, and Office of Foreign Assets Control sanctions, which will be addressed…
Comment Period: Prohibition on Use of Reputation Risk or Other Supervisory Tools To Encourage or Compel Banking Organizations To Engage in Politicized or Unlawful Discrimination
April 27, 2026
AGENCY: Board of Governors of the Federal Reserve System. ACTION: Notice of proposed rulemaking. SUMMARY: Following earlier actions to remove reputation risk from its supervision of banks, the Federal Reserve Board has requested comment on a proposal to codify that removal. The proposal reiterates the Board’s policy against penalizing or prohibiting an institution from banking…
Effective Date: Community Bank Licensing Amendments: Final Rule
April 03, 2026
AGENCY: Office of the Comptroller of the Currency, Treasury. ACTION: Final rule. SUMMARY: The OCC has issued a final rule to amend its regulations to simplify licensing requirements for corporate activities and transactions involving national banks and federal savings associations that have less than $30 billion in total assets and satisfy certain conditions. DATES: The…
Effective Date: Rescission of 12 CFR 27, ‘Fair Housing Home Loan Data System’
April 03, 2026
AGENCY: Office of the Comptroller of the Currency, Treasury. ACTION: Final rule. SUMMARY: The OCC is rescinding its Fair Housing Home Loan Data System regulation.The OCC has determined that part 27 is obsolete because it is largely duplicative of and inconsistent with revisions to other legal authorities that require national banks to collect and retain…
Effective Date: National Bank Chartering
April 01, 2026
AGENCY: Office of the Comptroller of the Currency, Treasury. ACTION: Final rule. SUMMARY: The final rule amends the OCC’s chartering regulation at 12 CFR 5.20 to align with the OCC’s statutory authorization to charter national banks limited to the operations of a trust company and activities related thereto; and change references from “fiduciary activities” to…
Cryptocurrency: Regulatory Updates
April 23, 2026
Building on the March webinar looking at legislation relevant to cryptocurrency, this webinar will turn to the current state of regulations and regulatory guidance. We will review the proposed rules for implementing the GENIUS Act, current regulatory guidance on cryptocurrency from FinCEN and the prudential regulators, and briefly touch on other issues, such as state…