Upcoming Events
Effective Date: Regulation D: Reserve Requirements of Depository Institutions
March 29, 2023
AGENCY: Board of Governors of the Federal Reserve System. ACTION: Final rule. SUMMARY: The Board of Governors of the Federal Reserve System (“Board”) has adopted final amendments to its Regulation D to revise the rate of interest paid on balances (“IORB”) maintained at Federal Reserve Banks by or on behalf of eligible institutions. The final…
Effective Date: Reinstatement of HUD’s Discriminatory Effects Standard
May 01, 2023
AGENCY: Office of the Assistant Secretary for Fair Housing and Equal Opportunity, U.S. Department of Housing and Urban Development (HUD). ACTION: Final rule. SUMMARY: The Fair Housing Act prohibits discrimination in the sale, rental, or financing of dwellings and in other housing-related activities. This prohibition extends to practices with an unjustified discriminatory effect, regardless of…
Comment Period: National Standards for the Physical Inspection of Real Estate and Associated Protocols, Proposed Scoring Notice
April 27, 2023
AGENCY: Office of the Assistant Secretary for Housing—Federal Housing Commissioner, Office of the Assistant Secretary for Public and Indian Housing, U.S. Department of Housing and Urban Development, (HUD). ACTION: Request for public comment. SUMMARY: This request for public comment serves as a complementary document to the Economic Growth Regulatory Relief and Consumer Protection Act: Implementation…
Comment Period: Credit Card Penalty Fees (Regulation Z)
May 03, 2023
AGENCY: Consumer Financial Protection Bureau. ACTION: Proposed rule with request for public comment. SUMMARY: The Consumer Financial Protection Bureau (Bureau) proposes to amend Regulation Z, which implements the Truth in Lending Act (TILA), to better ensure that the late fees charged on credit card accounts are “reasonable and proportional” to the late payment as required…
Comment Period: Trade Regulation Rule on Impersonation of Government and Businesses
April 14, 2023
AGENCY: Federal Trade Commission. ACTION: Initial notice of informal hearing; final notice of informal hearing; request for public comment and speakers. SUMMARY: The Federal Trade Commission has proposed a trade regulation rule entitled “Rule on Impersonation of Government and Businesses,” which would prohibit the impersonation of government, businesses, or their officials. In response to the…
A Closer Look into Altered Checks
October 19, 2023
Description: Join us for a deeper look into dealing with altered checks. Find out how to distinguish altered checks from counterfeit checks, as well as the roles played Federal Regulation, state-law, and account agreements. Learn each party’s rights and the timing requirements to exercise those rights. Come discover who takes the loss when an altered…
September 2023 Compliance Huddle
September 13, 2023
Every month, Compliance Alliance gathers bankers from our community nationwide and engages them to an open discussion about the issues that their organizations are navigating. We invite our members to share their concerns and experiences with input and guidance from the compliance professionals who host the event. Ways to Participate:
B2B: Escrow Across RESPA, HPML, Flood, and More
September 05, 2023
Description: Escrow requirements can be difficult. Multiple regulations impact Escrow, several disclosures are required, and annual reviews should be done. This Webinar will give you a closer look at the Escrow requirements found inside of regulation. We will discuss when Escrow is required, what RESPA requires, and a general breakdown of Escrow accounts. Key Takeaways:…
August 2023 Compliance Huddle
August 09, 2023
Every month, Compliance Alliance gathers bankers from our community nationwide and engages them to an open discussion about the issues that their organizations are navigating. We invite our members to share their concerns and experiences with input and guidance from the compliance professionals who host the event. Ways to Participate:
B2B: HELOCs: Everything You Need to Know
August 01, 2023
Description: This B2B Webinar will review the Regulation Z compliance implications of Home Equity Lines of Credit (HELOCs). We will discuss these lines of credit from the point of application until origination and beyond, including documentation and disclosures, advertising considerations, some common pitfalls, frequently asked questions, and more. Whether you’re new to the HELOC arena…
July 2023 Compliance Huddle
July 19, 2023
Every month, Compliance Alliance gathers bankers from our community nationwide and engages them to an open discussion about the issues that their organizations are navigating. We invite our members to share their concerns and experiences with input and guidance from the compliance professionals who host the event. Ways to Participate:
B2B: Social Media Trends and their Compliance Implications
July 11, 2023
Description: Social media is an ever-growing and evolving focus in the banking industry but the rules and applications do not necessarily remain constant. For example, the considerations of using LinkedIn are going to differ from that of TikTok. In this webinar, we will be discussing social media trends and compliance implications. We will review social…
June 2023 Compliance Huddle
June 14, 2023
Every month, Compliance Alliance gathers bankers from our community nationwide and engages them to an open discussion about the issues that their organizations are navigating. We invite our members to share their concerns and experiences with input and guidance from the compliance professionals who host the event. Ways to Participate:
B2B: Elder Financial Exploitation
June 06, 2023
Description: Join us as we outline the federal requirements for a financial institution addressing suspected elder financial exploitation. In this webinar, we will discuss the common types of scams and schemes perpetrators utilize when targeting elderly accountholders, as well as the expectations for financial institutions in responding to suspected elder financial exploitation. Members can expect…
Live Membership Demo 04-27-2023
April 27, 2023
Join us for a live demonstration of the benefits of membership with Compliance Alliance. This interactive virtual tour will provide an in-depth look at each of our tool types and resource categories, as well as an overview of all of C/A’s additional services. This meeting is presented by our Membership team, and will last about an…
Live Membership Demo 04-13-2023
April 13, 2023
Join us for a live demonstration of the benefits of membership with Compliance Alliance. This interactive virtual tour will provide an in-depth look at each of our tool types and resource categories, as well as an overview of all of C/A’s additional services. This meeting is presented by our Membership team, and will last about an…
Live Membership Demo 04-25-2023
April 25, 2023
Join us for a live demonstration of the benefits of membership with Compliance Alliance. This interactive virtual tour will provide an in-depth look at each of our tool types and resource categories, as well as an overview of all of C/A’s additional services. This meeting is presented by our Membership team, and will last about an…
Live Membership Demo 04-18-2023
April 18, 2023
Join us for a live demonstration of the benefits of membership with Compliance Alliance. This interactive virtual tour will provide an in-depth look at each of our tool types and resource categories, as well as an overview of all of C/A’s additional services. This meeting is presented by our Membership team, and will last about an…
Live Membership Demo 04-11-2023
April 11, 2023
Join us for a live demonstration of the benefits of membership with Compliance Alliance. This interactive virtual tour will provide an in-depth look at each of our tool types and resource categories, as well as an overview of all of C/A’s additional services. This meeting is presented by our Membership team, and will last about an…
Live Membership Demo 04-06-2023
April 06, 2023
Join us for a live demonstration of the benefits of membership with Compliance Alliance. This interactive virtual tour will provide an in-depth look at each of our tool types and resource categories, as well as an overview of all of C/A’s additional services. This meeting is presented by our Membership team, and will last about an…
Live Membership Demo 04-04-2023
April 04, 2023
Join us for a live demonstration of the benefits of membership with Compliance Alliance. This interactive virtual tour will provide an in-depth look at each of our tool types and resource categories, as well as an overview of all of C/A’s additional services. This meeting is presented by our Membership team, and will last about an…
Comment Period: Agency Information Collection Activities
May 08, 2023
AGENCY: Financial Crimes Enforcement Network (FinCEN), Treasury. ACTION: Notice and request for comments. SUMMARY: As part of a continuing effort to reduce paperwork and respondent burden, FinCEN invites comment on a renewal, without change, to information collection requirements finalized on March 15, 2006, imposing a special measure against the Commercial Bank of Syria, including its…
Comment Period: Agency Information Collection Activities
May 08, 2023
AGENCY: Financial Crimes Enforcement Network (FinCEN), Treasury. ACTION: Notice and request for comments. SUMMARY: As part of a continuing effort to reduce paperwork and respondent burden, FinCEN invites comment on a renewal, without change, to information collection requirements finalized on November 4, 2019, imposing a special measure with respect to the Islamic Republic of Iran…
Comment Period: Regulation Z’s Mortgage Loan Originator Rules Review Pursuant to the Regulatory Flexibility Act
May 01, 2023
AGENCY: Bureau of Consumer Financial Protection. ACTION: Notice of section 610 review and request for public comment. SUMMARY: The Consumer Financial Protection Bureau (CFPB or Bureau) is conducting a review of Regulation Z’s Mortgage Loan Originator Rules (Loan Originator Rules) pursuant to section 610 of the Regulatory Flexibility Act. Regulation Z, which implements the Truth…
Comment Period: Request for Information Regarding Data Brokers and Other Business Practices Involving the Collection and Sale of Consumer Information
June 13, 2023
AGENCY: Bureau of Consumer Financial Protection. ACTION: Request for public comment. SUMMARY: The Consumer Financial Protection Bureau (CFPB) is seeking comments from the public related to data brokers. The submissions in response to this request for information will serve to assist the CFPB and policymakers in understanding the current state of business practices in exercising…