Upcoming Events
Live Membership Demo 04-27-2023
April 27, 2023
Join us for a live demonstration of the benefits of membership with Compliance Alliance. This interactive virtual tour will provide an in-depth look at each of our tool types and resource categories, as well as an overview of all of C/A’s additional services. This meeting is presented by our Membership team, and will last about an…
Live Membership Demo 04-13-2023
April 13, 2023
Join us for a live demonstration of the benefits of membership with Compliance Alliance. This interactive virtual tour will provide an in-depth look at each of our tool types and resource categories, as well as an overview of all of C/A’s additional services. This meeting is presented by our Membership team, and will last about an…
Live Membership Demo 04-25-2023
April 25, 2023
Join us for a live demonstration of the benefits of membership with Compliance Alliance. This interactive virtual tour will provide an in-depth look at each of our tool types and resource categories, as well as an overview of all of C/A’s additional services. This meeting is presented by our Membership team, and will last about an…
Live Membership Demo 04-18-2023
April 18, 2023
Join us for a live demonstration of the benefits of membership with Compliance Alliance. This interactive virtual tour will provide an in-depth look at each of our tool types and resource categories, as well as an overview of all of C/A’s additional services. This meeting is presented by our Membership team, and will last about an…
Live Membership Demo 04-11-2023
April 11, 2023
Join us for a live demonstration of the benefits of membership with Compliance Alliance. This interactive virtual tour will provide an in-depth look at each of our tool types and resource categories, as well as an overview of all of C/A’s additional services. This meeting is presented by our Membership team, and will last about an…
Live Membership Demo 04-06-2023
April 06, 2023
Join us for a live demonstration of the benefits of membership with Compliance Alliance. This interactive virtual tour will provide an in-depth look at each of our tool types and resource categories, as well as an overview of all of C/A’s additional services. This meeting is presented by our Membership team, and will last about an…
Live Membership Demo 04-04-2023
April 04, 2023
Join us for a live demonstration of the benefits of membership with Compliance Alliance. This interactive virtual tour will provide an in-depth look at each of our tool types and resource categories, as well as an overview of all of C/A’s additional services. This meeting is presented by our Membership team, and will last about an…
Comment Period: Agency Information Collection Activities
May 08, 2023
AGENCY: Financial Crimes Enforcement Network (FinCEN), Treasury. ACTION: Notice and request for comments. SUMMARY: As part of a continuing effort to reduce paperwork and respondent burden, FinCEN invites comment on a renewal, without change, to information collection requirements finalized on March 15, 2006, imposing a special measure against the Commercial Bank of Syria, including its…
Comment Period: Agency Information Collection Activities
May 08, 2023
AGENCY: Financial Crimes Enforcement Network (FinCEN), Treasury. ACTION: Notice and request for comments. SUMMARY: As part of a continuing effort to reduce paperwork and respondent burden, FinCEN invites comment on a renewal, without change, to information collection requirements finalized on November 4, 2019, imposing a special measure with respect to the Islamic Republic of Iran…
Comment Period: Regulation Z’s Mortgage Loan Originator Rules Review Pursuant to the Regulatory Flexibility Act
May 01, 2023
AGENCY: Bureau of Consumer Financial Protection. ACTION: Notice of section 610 review and request for public comment. SUMMARY: The Consumer Financial Protection Bureau (CFPB or Bureau) is conducting a review of Regulation Z’s Mortgage Loan Originator Rules (Loan Originator Rules) pursuant to section 610 of the Regulatory Flexibility Act. Regulation Z, which implements the Truth…
Comment Period: Request for Information Regarding Data Brokers and Other Business Practices Involving the Collection and Sale of Consumer Information
June 13, 2023
AGENCY: Bureau of Consumer Financial Protection. ACTION: Request for public comment. SUMMARY: The Consumer Financial Protection Bureau (CFPB) is seeking comments from the public related to data brokers. The submissions in response to this request for information will serve to assist the CFPB and policymakers in understanding the current state of business practices in exercising…
Effective Date: Supervisory Highlights Junk Fees Special Edition
March 08, 2023
This special edition of Supervisory Highlights focuses on the Consumer Financial Protection Bureau’s (CFPB or Bureau) recent supervisory work related to violations of law in connection with fees.1 As part of its emphasis on fair competition the CFPB has launched an initiative, consistent with its legal authority, to scrutinize exploitative fees charged by banks and…
Effective Date: Increased Forty-Year Term for Loan Modifications
May 08, 2023
AGENCY: Office of Housing, HUD. ACTION: Final rule. SUMMARY: HUD’s regulations allow mortgagees to modify a Federal Housing Administration (FHA) insured mortgage by recasting the total unpaid loan for a term limited to 360 months to cure a borrower’s default. This rule amends HUD’s regulation to allow for mortgagees to recast the total unpaid loan…
Effective Date: Fair Hiring in Banking Act Amends Section 19 of the Federal Deposit Insurance Act
March 09, 2023
Summary: On December 23, 2022, the James M. Inhofe National Defense Authorization Act for Fiscal Year 2023 (NDAA), which contained the Fair Hiring in Banking Act (Act), was signed into law and became immediately effective. The Act provides significant amendments to Section 19 of the Federal Deposit Insurance Act (12 U.S.C. § 1829) (Section 19)….
Effective Date: Joint Statement on Liquidity Risks to Banking Organizations Resulting from Crypto-Asset Market Vulnerabilities
February 23, 2023
Summary: The Federal Deposit Insurance Corporation, Board of Governors of the Federal Reserve System, and the Office of the Comptroller of the Currency (collectively, the agencies) are issuing this statement on the liquidity risks to banking organizations presented by certain sources of funding from crypto-asset related entities. Statement of Applicability: The contents of, and material referenced…
Effective Date: Electronic-Filing Requirements for Specified Returns and Other Documents
February 23, 2023
AGENCY: Internal Revenue Service (IRS), Treasury. ACTION: Final regulation. SUMMARY: This document contains final regulations amending the rules for filing electronically and affects persons required to file partnership returns, corporate income tax returns, unrelated business income tax returns, withholding tax returns, certain information returns, registration statements, disclosure statements, notifications, actuarial reports, and certain excise tax…
Effective Date: Prior Approval for Enterprise Products
April 28, 2023
AGENCY: Federal Housing Finance Agency. ACTION: Final rule; delay of effective date. SUMMARY: On December 27, 2022, the Federal Housing Finance Agency (FHFA) published in the Federal Register a final rule amending its regulations to implement a provision of the Federal Housing Enterprises Financial Safety and Soundness Act of 1992, as amended. The final rule…
Effective Date: Adjustable Rate Mortgages: Transitioning From LIBOR to Alternate Indices
March 31, 2023
AGENCY: Office of Housing, U.S. Department of Housing and Urban Development (HUD). ACTION: Final rule. SUMMARY: HUD is removing the London Interbank Offered Rate (LIBOR) as an approved index for adjustable interest rate mortgages (ARMs), and replacing LIBOR with the Secured Overnight Financing Rate (SOFR) as a Secretary-approved index for newly originated forward ARMs. HUD…
Comment Period: Request for Information Regarding Rehabilitation Mortgages
April 17, 2023
AGENCY: Office of the Assistant Secretary for Housing—Federal Housing Commissioner, Department of Housing and Urban Development, HUD. ACTION: Request for information. SUMMARY: Through this Request for Information (RFI), the Federal Housing Administration (FHA) seeks public input regarding barriers to the use of the FHA 203(k) Rehabilitation Mortgage Insurance Program (203(k) Program) by lenders and consumers….
Comment Period: Bank Secrecy Act Advisory Group; Solicitation of Application for Membership
March 15, 2023
AGENCY: Financial Crimes Enforcement Network (“FinCEN”), Treasury. ACTION: Notice and request for nominations. SUMMARY: FinCEN is inviting the public to nominate financial institutions, trade groups, and non-federal regulators or law enforcement agencies for membership on the Bank Secrecy Act Advisory Group. New members will be selected for three-year membership terms. DATES: Nominations must be received…
Comment Period: Proposed Agency Information Collection Activities; Comment Request
April 24, 2023
AGENCY: Office of the Comptroller of the Currency (OCC), Treasury; Board of Governors of the Federal Reserve System (Board); and Federal Deposit Insurance Corporation (FDIC). ACTION: Joint notice and request for comment. SUMMARY: In accordance with the requirements of the Paperwork Reduction Act of 1995 (PRA), the OCC, the Board, and the FDIC (the agencies)…
Comment Period: Federal Home Loan Bank Community Support Program-Opportunity To Comment on Members Subject to Review
March 24, 2023
AGENCY: Federal Housing Finance Agency. ACTION: Notice. SUMMARY: The Federal Housing Finance Agency (FHFA) is announcing that FHFA will review all Federal Home Loan Bank (Bank) members subject to community support review in 2023 under FHFA’s community support requirements regulation. This Notice invites the public to comment on the community support performance of members subject…
Effective Date: Regulation A increase in the rate for primary credit at each Federal Reserve Bank
February 08, 2023
AGENCY: Board of Governors of the Federal Reserve System. ACTION: Final rule. SUMMARY: The Board of Governors of the Federal Reserve System (“Board”) has adopted final amendments to its Regulation A to reflect the Board’s approval of an increase in the rate for primary credit at each Federal Reserve Bank. The secondary credit rate at…
Effective Date: Regulation D rate of interest paid on balances (“IORB”) maintained at Federal Reserve Banks by or on behalf of eligible institutions
February 08, 2023
AGENCY: Board of Governors of the Federal Reserve System. ACTION: Final rule. SUMMARY: The Board of Governors of the Federal Reserve System (“Board”) has adopted final amendments to its Regulation D to revise the rate of interest paid on balances (“IORB”) maintained at Federal Reserve Banks by or on behalf of eligible institutions. The final…
Effective Date: Real Estate Settlement Procedures Act (Regulation X); Digital Mortgage Comparison-Shopping Platforms and Related Payments to Operators
February 13, 2023
AGENCY: Bureau of Consumer Financial Protection. ACTION: Advisory opinion. SUMMARY: The Consumer Financial Protection Bureau (CFPB) is issuing this Advisory Opinion to address the applicability of the Real Estate Settlement Procedures Act (RESPA) section 8 to operators of certain digital technology platforms that enable consumers to comparison shop for mortgages and other real estate settlement…