Upcoming Events
Small Dollar Lending Webinar
March 16, 2017
This webinar will cover the CFPB’s proposed rule on ending what it calls “payday debt traps” by imposing strong consumer protections on not only payday loans, but also auto loans, deposit advance products, and certain other high-cost installment loans. We’ll go over which loans are included and excluded from the definition of a “covered loan,”…
HMDA Webinar
February 16, 2017
HMDA – Regulation C Final Rule: What you need to know. The webinar will discuss, in detail, the amended HMDA requirements effective January 1, 2018, what the new data points are and all the effective dates. In addition, the webinar will provide a refresher on the rules in effect for this year via a recap…
Commercial Lending Compliance Webinar
January 19, 2017
While it’s easy to think of commercial borrowers as being exempt from regulatory requirements, that could not be further from the truth. Although the majority of compliance requirements do not apply to commercial customers, many do and they’re often overlooked. This webinar will review compliance requirements that apply to both consumer and commercial lending, including:…
Troubled Debt Restructuring (TDR) Webinar
December 15, 2016
This webinar will provide listeners with a better understanding of Troubled Debt Restructuring. Covered Topics Include: Overview Definition of TDR Identifying a TDR Accounting and Regulatory Classification Accrual Status and Classification A/B Note Structure Exercises Who should listen? Loan committee members, loan officers, and other loan administration and accounting personnel. Register here
End of NMLS Annual Renewal Period
December 31, 2016
The annual renewal period for 2017 began today, November 1, 2016 and ends Saturday, December 31, 2016. Read more here.
Fraudulent Checks Webinar
August 18, 2016
Unfortunately, most banks don't understand their legal rights and responsibilities when dealing with check fraud issues. This webinar will explain, in plain English, what a bank’s legal responsibility might be in various check fraud situations. More specifically, the presentation will address the following topics: Tips for spotting forged, counterfeit, and altered checks; Responsibilities and liability…
FBAR Filing Deadline
June 30, 2016
A United States person that has a financial interest in or signature authority over foreign financial accounts must file an FBAR if the aggregate value of the foreign financial accounts exceeds $10,000 at any time during the calendar year. The filing deadline is June 30, 2016. Read more here.
Fair Lending Webinar
June 16, 2016
Now, more than ever, it is important to take a good look at your Fair Lending compliance program. Non-compliance with fair lending laws can bring a host of regulatory enforcement actions, as well as negative publicity that could be detrimental to your company in many ways. This training will guide you through the maze of…
Live Membership Demo
June 09, 2016
Join us for a live demonstration of the benefits of membership with Compliance Alliance. This virtual, interactive tour will provide an in-depth look at each of our tool types and resource categories. You will also learn more about the additional services that Compliance Alliance offers member banks. Register Here
Live Membership Demo
June 07, 2016
Join us for a live demonstration of the benefits of membership with Compliance Alliance. This virtual, interactive tour will provide an in-depth look at each of our tool types and resource categories. You will also learn more about the additional services that Compliance Alliance offers member banks. Register Here
Live Membership Demo
June 02, 2016
Join us for a live demonstration of the benefits of membership with Compliance Alliance. This virtual, interactive tour will provide an in-depth look at each of our tool types and resource categories. You will also learn more about the additional services that Compliance Alliance offers member banks. Register Here
UDAAP After the Repeal of Reg AA
May 19, 2016
This webinar will discuss bank’s responsibilities in light of the repeal of Regulation AA and how UDAAP concerns are pervasive throughout the banks compliance management program. This will include references for guidance, definitions for each term, how to utilize consumer complaints, vendor and risk management, as well as, examples of CFPB actions. The presentation will…
Ability to Repay Webinar
April 21, 2016
This webinar will serve as a review of the Ability to Repay rule 2 years after implementation. The webinar will give a brief re-introduction of the rule, then go into more detail on specific issues. Issues that will be presented include verification of documents, what income is acceptable, and specific examples on how to comply…
CFPB Credit Card Agreement Submission Deadline
May 02, 2016
The Truth in Lending Act (TILA) and Regulation Z (12 CFR 1026) require credit card issuers to submit their currently-offered credit card agreements to the Consumer Financial Protection Bureau (Bureau), to be posted on the Bureau’s website. In April 2015, the Bureau suspended that submission obligation for a period of one year. That suspension has…
Comment Period: NACHA Third-Party Sender Registration
April 01, 2016
NACHA is providing an opportunity for additional comment on revisions to a previously proposed rule change that would require Originating Depository Financial Institutions (ODFIs) to register their Third-Party Senders with NACHA. Read more here.
Social Media Webinar
March 17, 2016
Engaging with members in social media is not a free lunch. Banks using social media face increased compliance, legal, operational and reputation risks. A key component to a bank’s social media approach needs to be a comprehensive risk management program. FFIEC’s guidance indicates that a successful program includes: a governance structure with clear roles and…
Deadline to Register for DoD Database Access
February 15, 2016
HMDA- Regulation C Final Rule – Webinar
February 17, 2016
HMDA – Regulation C Final Rule: What you need to know. The webinar will discuss, in detail, the new HMDA requirements including who is a required reporter, what the new data points are and all the effective dates. In addition, the webinar will provide a refresher on the rules in effect for this year ahead…
Comment Period: Customer Due Diligence Requirements for Financial Institutions
January 25, 2016
By this notice, the Financial Crimes Enforcement Network (FinCEN) of the Department of the Treasury (Treasury) announces the availability of two related documents that are part of the Customer Due Diligence Requirements for Financial Institutions Proposed Rulemaking: A Regulatory Impact Assessment (RIA) and an Initial Regulatory Flexibility Analysis (IRFA). Read more here.
Mandatory Compliance: Option to Escrow Flood Insurance
June 30, 2016
The Office of the Comptroller of the Currency (OCC), Board of Governors of the Federal Reserve System (Board), Federal Deposit Insurance Corporation (FDIC), the Farm Credit Administration (FCA), and the National Credit Union Administration (NCUA) (collectively, the Agencies) are amending their regulations regarding loans in areas having special flood hazards to implement certain provisions of…
Comment Period: Proposed Agency Information Collection Activities
November 17, 2015
In accordance with the requirements of the Paperwork Reduction Act (PRA) of 1995 (44 U.S.C. chapter 35), the OCC, the Board, and the FDIC (the “agencies”) may not conduct or sponsor, and the respondent is not required to respond to, an information collection unless it displays a currently valid Office of Management and Budget (OMB)…
FDIC Seeking Comment on FAQ Regarding Identifying, Accepting, and Reporting Brokered Deposits
December 28, 2015
The FDIC is seeking comment for 45 days on a proposed update to a series of frequently asked questions (FAQs) and an accompanying introductory letter regarding identifying, accepting and reporting brokered deposits that were issued in January 2015 through FIL-2-2015. The comment period ends December 28, 2015. Click here for more information.
Joint Standards for Assessing the Diversity Policies and Practices of Entities
December 07, 2015
The OCC, FDIC, CFPB, and SEC (each, an Agency and collectively, the Agencies) have submitted to OMB a request for approval under the PRA of the collection of information discussed below. The Board (also an Agency and included in Agencies) reviewed the joint notice under the authority delegated to the Board by OMB. An agency…