Upcoming Events
Back2Basics: Regulation B/ECOA Requirements (2020)
November 03, 2020
Description: This Back2Basics webinar will cover all areas of Regulation B – ECOA. This webinar will serve as a general overview of the regulation and is meant to be a deep dive back into the regulatory requirements. We’ll discuss regulation scope, adverse action requirements, spousal signature restrictions, intent to apply jointly, appraisal requirements, and collection of…
Fair Lending (Webinar) (2020)
October 15, 2020
Description: Join us for a discussion on Fair Lending! We will be reviewing what Fair Lending is, protected classes, types of discrimination, advertising, REMA, Record Retention and Fair Lending trends. This webinar will walk through what a redlining or marketing discrimination claim looks like under ECOA and Fair Lending as well. People who should attend: Board…
Back2Basics: Fair Lending Basics and UDAAP Requirements (2020)
October 06, 2020
Description: This webinar will give you an introduction into the basic concepts regarding fair lending by taking a deep dive into the governing laws – Equal Credit Opportunity Act (Regulation B) and the Fair Housing Act. We will discuss the potential fair lending impact that may occur at any stage of the lending lifecycle. Further, we…
Cannabis Banking (Marijuana and MRB) (2020) (Webinar)
September 17, 2020
Description: The cannabis industry continues to grow as states continue to legalize marijuana to some degree or another. This webinar will talk about what a marijuana related business is, what are the risks and red flags associated with banking marijuana related businesses and how to development policies and procedures to confidently bank these businesses. Suggested Audience:…
Back2Basics: Cybersecurity (2020)
September 01, 2020
Description: Join us for a breakdown of your bank’s responsibilities when it comes to Information Security and Cybersecurity. We will discuss business email compromise, cyber-attacks on internal payment systems, destructive malware, Fintech and innovation, and tips and trends for 2020. This webinar will review interagency guidance and requirements for a successful Information Security Program and Vendor…
Fraud EFT Nacha Dispute Codes (2020) (Webinar)
August 20, 2020
Description: As fraudulent electronic funds transfers continue to rise, it is important to know the rules of the game – Regulation E and NACHA Operating Rules. Banks need to become well-versed in them and establish effective and efficient practices to help fight against fraud activity. This presentation will cover important definitions, current EFT fraud trends, the…
Back2Basics: Regulation E (2020)
August 11, 2020
Description: This Back2Basics webinar will provide your with a solid foundation of understanding all regulatory requirements under Regulation E and the Electronic Funds Transfer Act. This will cover definitions, coverage, access devises, disclosures, error resolution requirements and preauthorized transfers. We will additionally cover the Reg E Remittance Transfer Rule and touch upon overdraft services and prepaid…
Compliance Management Systems (CMS) and Policy Writing (2020) (Webinar)
July 16, 2020
Description: This webinar will focus on an in-depth discussion of the compliance management systems (CMS) requirements as well as an overview of how to write a policy. We will take a close look at the guidance from the regulators and focus on the components of a successful CMS. People who should attend: Board of Directors, Senior Management,…
Back2Basics: Advertising and Social Media Across Regulations (2020)
July 07, 2020
Description: Advertising and social media are an ever-growing component in the banking industry. This webinar will address regulatory requirements, UDAAP concerns, and industry best practices for marketing your banks products and services. We will talk about marketing triggers, disclosures, and examples in areas of both lending and deposits. Suggested Audience: Senior Management, Compliance Officer, Marketing staff and…
Flood Insurance Requirements (2020) (Webinar)
June 18, 2020
Description: This webinar will be focused on the requirements of the Flood Disaster Protection Act (FDPA). It governs federally regulated financial institutions from making, increasing, extending or renewing a loan secured by improved real estate or real property. We will discuss the requirement to purchase flood insurance, when available, what exemptions apply, a breakdown of the NFIP…
Back2Basics: Flood Forced Placed Insurance (2020)
June 02, 2020
Description: This webinar will give you an introductory look at the requirements of the Flood Disaster Protection Act. The FDPA governs federally regulated financial institutions making, increasing, extending or renewing loans secured by improved real estate or real property. We will discuss the requirement to purchase flood insurance, when available, what exemptions apply, a breakdown of…
Regulation CC Changes and Implementation (2020) (Webinar)
May 21, 2020
Description: This webinar will review the changes made to Reg CC by the 2018 rule as well as the upcoming changes for 2020. It will talk about what revisions should be made to your policy and what banks must do to meet the compliance requirements of these implementations. It will also discuss the inflation requirements which…
Back2Basics: AML/BSA/OFAC Overview (2020)
May 05, 2020
Description: Financial institutions must develop, administer and maintain an effective BSA/AML program which will commensurate with its respective risk profile. This Back2Bascis webinar will dive into the Five Pillars of BSA that financial institutions must incorporate into their program to not only meet regulatory compliance requirements, but to achieve a program that coincides with the bank’s…
TDR (2020) (Webinar)
April 16, 2020
Description: This webinar will provide listeners with a better understanding of Troubled Debt Restructuring. Topics will include an a basic overview of identifying TDRs, including discussions of the definition TDRs, what constitutes borrower financial difficulty and concessions, and then moving forward into the more intricate details, such as removing TDR status, pooling, risk grading and other…
B2B: Intro to Lending Requirements (2020)
April 07, 2020
Description: This webinar will provide an overview of federal compliance laws to expand your knowledge on the source of various requirements. Topics will include appraisals and evaluations, environmental rules, BSA requirements, credit practices rules, federal insurance disclosures, ECOA requirements, flood requirements, HMDA and non-HMDA monitoring, Homeownership counseling, LTV limits, Military Lending Act and Servicemember requirements, RESPA,…
Comment Period: Community Reinvestment Act Regulations
April 08, 2020
Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) propose regulations that could encourage banks to provide billions more each year in Community Reinvestment Act-qualified lending, investment, and services by modernizing the Community Reinvestment Act (CRA) regulations to better achieve the law's underlying statutory purpose of encouraging banks to…
February 2020 Compliance Huddle
February 12, 2020
Every month, Compliance Alliance gathers bankers from our community nationwide and engages them to an open discussion about the issues that their organizations are navigating. We invite our members to share their concerns and experiences with input and guidance from the compliance professionals who host the event. Ways to Participate: Upon registration, you can submit a topic…
January 2020 Compliance Huddle
January 15, 2020
Every month, Compliance Alliance gathers bankers from our community nationwide and engages them to an open discussion about the issues that their organizations are navigating. We invite our members to share their concerns and experiences with input and guidance from the compliance professionals who host the event. Ways to Participate: Upon registration, you can submit a topic…
March 2020 Compliance Huddle
March 18, 2020
Every month, Compliance Alliance gathers bankers from our community nationwide and engages them to an open discussion about the issues that their organizations are navigating. We invite our members to share their concerns and experiences with input and guidance from the compliance professionals who host the event. Ways to Participate: Upon registration, you can submit a topic…
Effective Date: Home Mortgage Disclosure (Regulation C) Adjustment to Asset-Size Exemption Threshold
January 01, 2020
The Bureau of Consumer Financial Protection (Bureau) is amending the official commentary that interprets the requirements of the Bureau's Regulation C (Home Mortgage Disclosure) to reflect the asset-size exemption threshold for banks, savings associations, and credit unions based on the annual percentage change in the average of the Consumer Price Index for Urban Wage Earners…
Effective Date: Truth in Lending Act (Regulation Z) Adjustment To Asset-Size Exemption Threshold
January 01, 2020
The Bureau of Consumer Financial Protection (Bureau) is amending the official commentary that interprets the requirements of the Bureau's Regulation Z (Truth in Lending) to reflect a change in the asset-size threshold for certain creditors to qualify for an exemption to the requirement to establish an escrowStart Printed Page 70411account for a higher-priced mortgage loan….
Effective Date: FRB Approves Changes to Federal Reserve Banks’ Payment Services to Facilitate Same Day ACH Processing at a Later Date
March 19, 2021
The Board of Governors (Board) has approved modifications to the Federal Reserve Banks' (Reserve Banks) payment services to facilitate adoption of a later same-day automated clearinghouse (ACH) processing and settlement window. Specifically, the Reserve Banks will extend the daily operating hours of the National Settlement Service (NSS) and the Fedwire® Funds Service. To mitigate the…
Back2Basics: Intro to Deposits
March 03, 2020
Description: The introduction to deposits webinar will define the various types of deposit accounts and identify their characteristics. It will touch base on opening deposit accounts and the handling of deposit transactions. It will discuss applicable laws and regulations related to deposit accounts and provide guidance for complying with regulatory requirements. People who should attend: Branch managers,…
Back2Basics: Teller Basics
February 04, 2020
February 4th, 2020 Time: 2:30 pm – 3:30 pm CST Description: In this B2B webinar, Julia A. Gutierrez, Compliance Officer, will discuss the importance of the teller’s role within a financial institution. She will discuss some of the responsibilities and challenges tellers are faced with in their day to day operations. The Teller Basics will cover cashing…
HSAs/IRAs 2020 (Webinar)
March 19, 2020
March 19th, 2020 Time: 2:30 pm – 3:30 pm CST Description: This webinar will cover the general requirements for establishing and maintaining Health Savings Accounts (HSAs) and Investment Retirement Accounts (IRAs) at financial institutions. More specifically, it will build on your basic IRA-knowledge to address some of the more complex IRA issues your organizations handle, including an…