FCRA / FACT Act Requirements

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CE Credits: 1.25 CRCM, CAFP


Financial institutions are tasked with developing and implementing an ID Theft Prevention Program. Congress substantively amended the FCRA upon the passage of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act). The FACT Act created a number of responsibilities for consumer reporting agencies and users of consumer reports. This webinar will focus the major requirements as outlined in the Acts and will focus on the program expectations in order for the bank to ensure it is adequately designed to detect, prevent, and mitigate identity theft.

People Who Should Attend: 

Compliance Officers and other relevant compliance team members, BSA Officer and supporting staff, Internal Audit Staff, Operations Staff, Auditors, Risk Management, Frontline Personnel, and Operation Personnel.

Presenter: Julia A. Gutierrez, Director of Education

Julia A. Gutierrez serves as C/A’s Director of Education; developing curriculum and presentations, as well as presenting at various schools and seminars; both live and in a livestream/hybrid format. Julia has over 20 years of financial industry experience to the Compliance Alliance team. She began her career in banking in 2000 while receiving her Bachelor of Business Administration degree in Finance from the University of Alabama. Her compliance knowledge and understanding derive from her combined experience in community banks and consulting. Ms. Gutierrez served as a Risk Management and BSA Officer, assisted in the development of an enterprise wide risk management and compliance program for a de novo institution, assisted in the compliance remediation efforts for an institution who was referred to the DOJ, held positions in retail and branch management, and was a Senior Compliance Advisor for a large regulatory compliance consulting firm.

In addition, Julia also joins the Hotline from time-to-time where her experience is invaluable as a resource. She also is one of our featured authors for both the monthly B/A Access magazine and for articles published by state bankers associations across the nation.