Overview of TRID

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CE Credits:   1.25 CERP & CRCM

Desription: Even though TRID has been around now for over 5 years, it still continues to confuse. TRID is always at or near the top when it comes to lists of common violations and problems, and is an area that constantly needs clarity.

This webinar is intended to provide an overview of the integrated mortgage disclosures required under the Truth in Lending Act and the Real Estate Settlement Procedures Act. We will discuss specifics about Loan Estimates and Closing Disclosures, as well as some of the frequent violations.

Key Takeaways:

  • A breakdown of TRID coverage requirements
  • Ensuring your application process is sound, including intent to proceed
  • Changes before closing and new waiting periods
  • Redisclosure and reimbursement requirements

People Who Should Attend: Compliance Officers and other relevant compliance team members, mortgage lending officers and staff, mortgage operations, and internal audit.

Presenter: Elizabeth K. Madlem, VP of Compliance Operations and Deputy General Counsel

Elizabeth is the Vice President of Compliance Operations and Deputy General Counsel at Compliance Alliance. In the past, she served as both the Operations Compliance Manager and Enterprise Risk Manager for Washington Federal Bank, a $16 billion dollar organization headquartered in Seattle, WA. She has industry expertise and real-world solutions surrounding bank-enterprise initiatives and knowledge of contract law and bank regulatory compliance. An attorney since 2010, Elizabeth was a Summa Cum Laude, Phi Beta Kappa, Delta Epsilon Sigma graduate of Saint Michael’s College in Burlington, VT, and a Juris Doctor from Valparaiso University School of Law in Indiana.

As the Vice President of Compliance Operations, Elizabeth oversees C/A’s Products and Services and plays an important part in all operational areas of C/A.