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Description:
This one-hour webinar will go through a TRID closing disclosure line by line. The training may be watched in conjunction with or separately from the TRID Line by Line Refresh – Part 1 (covering the loan estimate). This training will dive deeply into pitfalls, considerations, and guidance on the technical aspects of completing a closure disclosure.
Key Takeaways:
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- Consideration of each field on a TRID closing disclosure.
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- Resolving refunds related to the good faith standard
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- Delays and Waiting Periods
People Who Should Attend:
Consumer lending staff including mortgage loan originators, loan processors, department managers, and compliance and audit personnel.
Presenter:
Elizabeth Holtrop
Compliance Advisor
Elizabeth serves as Compliance Advisor on the Compliance Hub team. Her banking experience includes trust department operations, consumer mortgage lending, and community bank compliance. Most recently she served on the compliance team for a holding company responsible for two community banks. She assisted with all aspects of the compliance management systems and served as alternate BSA/AML/OFAC officer for both banks, while keeping a primary focus on lending regulation. At the community bank level, Elizabeth created policies and procedures, prepared board reports, served on an internal fraud team, performed countless file reviews, implemented internal fair lending analysis processes, and coordinated compliance staff training in groups and for targeted performance concerns. Elizabeth worked with OCC, FDIC, and state examination teams.
Experienced as a consumer mortgage lender and underwriter, Elizabeth understands the difficulty of dealing with various factors such as TRID compliance, fair lending law, and secondary market rules while juggling excellent customer service and managing a book of business. Her focus has always been on demonstrating 100% compliance for auditors and examiners, while breaking down complex regulations into understandable concepts and step-by-step processes for bank staff. She began her interest in regulatory and legislative research while earning her BA (summa cum laude) in history and political studies from Huntington University. She holds CCBCO and CBAP certifications from the Independent Community Bankers of America.