Lending Compliance Summaries

Last Updated Tool Name
07/26/2022 Interagency Community Reinvestment Act (CRA) Proposed Rule Summary
12/29/2021 Lending to Servicemembers Guidelines Summary
12/23/2021 Section 1071 Small Business Lending Data Collection Proposed Rule Summary
09/08/2021 FDIC Proposes Rule to Amend Guidelines for Real Estate Lending Standards
07/26/2021 Protections for Borrowers Affected by COVID-19 Under RESPA, Regulation X Final Rule Summary
07/07/2021 Examinations for Risks to Active-Duty Servicemembers and Their Covered Dependents Summary
05/17/2021 Interim Final Rule Summary: Debt Collection Practices in Connection with the Global COVID-19 Pandemic (Reg F)
05/10/2021 CFPB Proposes Mortgage Servicing Changes to Prevent Wave of COVID-19 Foreclosures
04/23/2021 CFPB Announced Rescission of COVID-19 Relief Provisions and Revises Supervisory Guidance Expectations
04/16/2021 Statement Regarding the Provision of Financial Products and Services to Consumers with Limited English Proficiency
02/18/2021 HPML Escrow Exemption 2021 Final Rule Summary
02/18/2021 Higher-Priced Mortgage Loan Escrow Exemption (Regulation Z)
01/22/2021 Ability to Repay and Qualified Mortgage Rule Summary
01/11/2021 C/A Summary of SBA Procedural Notice: Repeal of EIDL Advance Deduction Requirement for SBA Loan Forgiveness Remittances to PPP Lenders
01/05/2021 Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z): General QM Loan Definition
12/18/2020 Final Rule Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z): Seasoned QM Loan Definition
11/06/2020 Summary of the OCC True Lender Final Rule
10/16/2020 Summary of CFPB 2020 Frequently Asked Questions – Section 8 of Real Estate Settlement Procedures Act
10/05/2020 Real Estate Appraisals and Evaluations Deferral Final Rule Summary
09/28/2020 Rights of Servicemembers and their Dependents to Terminate Premises and Motor Vehicle Leases Under the Servicemembers Civil Relief Act
09/14/2020 Proposed Rule Summary: QM Definition Under TILA (Reg Z): Extension of Sunset Date, General QM Loan Definition, Seasoned QM Definition
09/11/2020 Notice of Proposed Rulemaking (FTC): Duties of Users of Consumer Reports Regarding Address Discrepancies Rule
09/11/2020 Notice of Proposed Rulemaking (FTC): Duties of Creditors Regarding Risk-Based Pricing Rule
08/29/2020 SAFE Act Summary
08/18/2020 HPML Escrow Exemption 2020 Summary
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