ATR QM

Last Updated Tool Name
01/01/2015 Ability to Repay (ATR) Total Monthly Debt Calculator
10/25/2021 Ability to Repay and Qualified Mortgage Audit Worksheet
06/09/2021 Ability to Repay and Qualified Mortgage Policy
01/22/2021 Ability to Repay and Qualified Mortgage Rule Summary
01/01/2015 Ability to Repay Checklist
01/01/2015 Appendix Q Checklist
01/22/2021 ATR/QM Balloon Payment Exception Policy
01/01/2015 ATR/QM Balloon Temporary Small Lender Exception Policy
01/01/2015 ATR/QM Comparison Chart
06/23/2021 ATR/QM Matrix
11/07/2019 Balloon Qualified Mortgage (QM) Checklist Rural and Underserved Creditor
01/22/2021 Balloon Qualified Mortgage (QM) Checklist Small Creditor
06/01/2018 Characteristics of a Loan Request Matrix
06/26/2020 Fees and Charges Matrix
01/01/2015 FFIEC Rate Spread Calculator (Link)
12/18/2020 Final Rule Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z): Seasoned QM Loan Definition
07/06/2021 General Qualified Mortgage Checklist
01/01/2015 HOEPA Weekly Rates (Link)
12/29/2021 HPML HPCT Higher Cost Mortgage Comparison
05/11/2015 Mortgage Origination Audit Worksheet
01/11/2021 Points and Fees Calculator
09/14/2020 Proposed Rule Summary: QM Definition Under TILA (Reg Z): Extension of Sunset Date, General QM Loan Definition, Seasoned QM Definition
01/01/2015 QM and Appendix Q Webinar PowerPoint
01/22/2021 QM Small Creditor Exception Policy
01/01/2015 Qualified Mortgage (QM) Calculator for General and Small Creditors

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