ATR QM

Last Updated Tool Name
01/01/2015 Ability to Repay (ATR) Total Monthly Debt Calculator
12/20/2019 Ability to Repay and Qualified Mortgage Audit Worksheet
12/20/2019 Ability to Repay and Qualified Mortgage Policy
01/01/2015 Ability to Repay and Qualified Mortgage Rule Summary
01/01/2015 Ability to Repay Checklist
01/01/2015 Appendix Q Checklist
12/23/2019 ATR/QM Balloon Payment Exception Policy
01/01/2015 ATR/QM Balloon Temporary Small Lender Exception Policy
01/01/2015 ATR/QM Comparison Chart
12/23/2019 ATR/QM Matrix
11/07/2019 Balloon Qualified Mortgage (QM) Checklist Rural and Underserved Creditor
11/07/2019 Balloon Qualified Mortgage (QM) Checklist Small Creditor
06/01/2018 Characteristics of a Loan Request Matrix
01/01/2015 Fees and Charges Matrix
01/01/2015 FFIEC Rate Spread Calculator (Link)
11/08/2019 General Qualified Mortgage Checklist
01/01/2015 HOEPA Weekly Rates (Link)
11/08/2019 HPML HPCT Higher Cost Mortgage Comparison
05/11/2015 Mortgage Origination Audit Worksheet
12/31/2019 Points and Fees Calculator
01/01/2015 QM and Appendix Q Webinar PowerPoint
12/30/2019 QM Small Creditor Exception Policy
01/01/2015 Qualified Mortgage (QM) Calculator for General and Small Creditors
11/12/2019 Qualified Mortgage (QM) Checklist for Small Creditors
12/31/2019 Qualified Mortgage (QM) Flowchart for Small Creditors

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