Mortgage Origination Audit Worksheet
Updated 05/28/2026
This audit worksheet covers various regulations that govern mortgage origination activities including Regulation X, Regulation Z, and Regulation B. Updated to reflect current CFPB Exam Procedures.
Rule: Various
Toolkit: ATR QM, Audit & Internal Monitoring, Mortgage, Regulation B, TRID
Keywords: Mortgage Origination, ATR/QM, Regulation B, ECOA, TRID
5/28/2026 – Updated to reflect Reg B Final Rule updates effective July 21, 2026, regarding “Discouragement.”
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