ATR QM

Last Updated Tool Name
01/30/2025 Characteristics of a Loan Request Matrix
01/01/2025 HOEPA Weekly Rates (Link)
01/01/2025 General Qualified Mortgage Checklist
01/01/2025 QM Small Creditor Exception Policy
01/01/2025 Balloon Qualified Mortgage (QM) Checklist Rural and Underserved Creditor
12/27/2024 Ability to Repay and Qualified Mortgage Policy
12/27/2024 Ability-to-Repay and Qualified Mortgage Training
12/27/2024 ATR/QM Matrix
12/27/2024 ATR/QM Balloon Payment Exception Policy
12/27/2024 HOEPA Points and Fees Calculator
12/27/2024 HPML HPCT Higher Cost Mortgage Comparison
12/27/2024 Qualified Mortgage (QM) Checklist for Small Creditors
12/27/2024 Balloon Qualified Mortgage (QM) Checklist Small Creditor
12/23/2024 Bank Regulation Thresholds Cheat Sheet
05/01/2024 Mortgage Origination Audit Worksheet
01/01/2024 Ability to Repay and Qualified Mortgage Audit Worksheet
01/01/2024 Qualified Mortgage (QM) Calculator for General and Small Creditors
10/10/2023 Summary of Proposed Rule to amend Regulation Z to include PACE financing
01/27/2023 Qualified Mortgage (QM) Flowchart for Small Creditors
01/01/2023 ATR/QM Comparison Chart
01/01/2023 Qualified Mortgages and Appendix Q Training
01/22/2021 Ability to Repay and Qualified Mortgage Rule Summary
01/05/2021 Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z): General QM Loan Definition
12/18/2020 Final Rule Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z): Seasoned QM Loan Definition
09/14/2020 Proposed Rule Summary: QM Definition Under TILA (Reg Z): Extension of Sunset Date, General QM Loan Definition, Seasoned QM Definition
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