Regulation B (ECOA) Audit Worksheet – Subpart A
Updated 05/28/2026
This worksheet can be used to ensure that the Bank has sufficient policies, procedures and controls in place to remain in compliance with the requirements of Regulation B (ECOA) Subpart A. NOTE: This worksheet does NOT encompass the requirements of Subpart B – Small Business Lending Data Collection.
Rule: Regulation B (12 CFR Part 1002)
Toolkit: Regulation B
Keywords: Regulation B, ECOA, Equal Credit Opportunity Act, Credit, Application, Disclosure, Adverse Action Notification, Appraisal Rules
5/28/2026 – Updated to reflect Reg B Final Rule updates effective July 21, 2026, regarding “Discouragement.”
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