Wire Transfer Request Agreement
Updated 01/01/2025
An agreement authorizing the Bank to transfer funds as stated on the Wire Transfer Agreement Form.
Rule: Uniform Commercial Code (UCC)
Toolkit: Wires/Funds Transfers
Keywords: Wire Transfer, BSA, Bank Secrecy Act.
8/7/2026 – Note: This tool does not address the federal remittance transfer excise tax enacted under the One Big Beautiful Bill Act. Banks offering consumer remittance transfers should determine whether the tax applies to their services and customize this product as appropriate. Consult qualified tax or financial professionals regarding tax administration requirements. For additional information, see the IRS Working Families Tax Cuts – Excise Tax on Certain Remittance Transfers (Section 70604) and Compliance Alliance’s Summary of Excise Tax on Remittance Transfers Proposed Rule.
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