Part 600-698 Fair Credit Reporting Act (FCRA) Compliance
Fulfill Your FCRA Regulation Requirements
The Fair Credit Reporting Act (FCRA) provides the required procedures necessary to provide, obtain and use a consumer report. The FCRA requires specific notices and protections for the benefit of individuals (natural persons) whose consumer report was used. The scope of the FCRA covers consumer reporting in connection with credit, deposit product and employment decisions.
Related Tools
- FCRA H-3 Credit Score Disclosure Exception 1-4 Family Form
- Identity Theft Affidavit Packet
- Consumer Report Authorization Form
- FCRA H-4 (D)(3) Model Form for 1026.20(d)
- Red Flags Checklist for Address Discrepancy
- Risk-Based Pricing Summary
- Customer Notification for Suspected Identity Theft
- FCRA H-5 Credit Score Disclosure Exception Credit Score Not Available Form
- Risk-Based Pricing Summary - Exhibit 1
- Fair Credit Reporting Act Audit Worksheet