Upcoming Events
Comment Period: Proposal to Address BSA and Sanctions Compliance Standards for Permitted Payment Stablecoin Issuers
August 04, 2026
AGENCY: Federal Deposit Insurance Corporation. ACTION: Notice of proposed rulemaking. SUMMARY: The FDIC Board of Directors approved a notice of proposed rulemaking that would implement BSA and sanctions compliance standards applicable to FDIC-supervised permitted payment stablecoin issuers (PPSIs) as required by the GENIUS Act. Specifically, the proposed rule would require FDIC-supervised PPSIs to comply with…
Comment Period: Uniform Financial Institutions Rating System
August 17, 2026
AGENCY: Federal Financial Institutions Examination Council. ACTION: Notice and request for comment. SUMMARY: FFIEC is requesting comment on proposed revisions to the Uniform Financial Institutions Rating System (UFIRS), commonly referred to as the CAMELS rating system. The proposal would strengthen the link between CAMELS ratings and a financial institution’s safety and soundness by focusing component…
Effective Date: Preemption Determination: State Interest-on-Escrow Laws
June 18, 2026
AGENCY: Office of the Comptroller of the Currency (OCC), Treasury. ACTION: Final rule. SUMMARY: The OCC is issuing a preemption determination concluding that Federal law preempts State laws that restrict OCC-regulated banks’ flexibility to decide whether and to what extent to pay interest or other compensation on funds placed in real estate escrow accounts; or…
Effective Date: Real Estate Lending Escrow Accounts
June 18, 2026
AGENCY: Office of the Comptroller of the Currency (OCC), Treasury. ACTION: Final rule. SUMMARY: The OCC is issuing a final rule to codify longstanding and recognized powers of national banks and Federal savings associations (collectively, banks) to establish or maintain real estate lending escrow accounts and to exercise flexibility in making business judgments as to…
Comment Period: Proposed Revisions to the Federal Reserve Policy on Payment System Risk and the Guidelines for Account and Services Requests
July 27, 2026
AGENCY: Board of Governors of the Federal Reserve System. ACTION: Notice and request for comment. SUMMARY: The Federal Reserve Board is requesting public comment on a proposal to establish a “payment account,” which legally eligible financial institutions could use for the specific purpose of clearing and settling their payments. Also see link below to the…
Effective Date: Section 1071 Small Business Lending Final Rule
June 30, 2026
AGENCY: Consumer Financial Protection Bureau. ACTION: Final rule. SUMMARY: The CFPB is revising certain provisions of Reg B which implements changes to the ECOA made by section 1071 of the Dodd-Frank Act. The CFPB is amending coverage of certain credit transactions and financial institutions; the small business definition; inclusion of certain data points and how…
Effective Date: National Bank Non-Interest Charges and Fees
June 30, 2026
AGENCY: Office of the Comptroller of the Currency (OCC), Treasury. ACTION: Interim final rule; request for comments. SUMMARY: The OCC is adopting an interim final rule to clarify that national banks’ power to charge non-interest charges and fees includes the power to assess, collect, impose, levy, receive, reserve, take, or otherwise obtain non-interest charges and…
Effective Date: Regulatory Capital Rule: Community Bank Leverage Ratio Framework
July 01, 2026
AGENCY: Office of the Comptroller of the Currency, Treasury; the Board of Governors of the Federal Reserve System; and the Federal Deposit Insurance Corporation. ACTION: Final rule. SUMMARY: The OCC, FRB, and FDIC are adopting a final rule that lowers the community bank leverage ratio (CBLR) requirement from 9 percent to 8 percent, consistent with…
Effective Date: Equal Credit Opportunity Act (Regulation B) Final Rule
July 21, 2026
AGENCY: Consumer Financial Protection Bureau. ACTION: Final rule. SUMMARY: Disparate Impact: The Final Rule appears to confirm that the CFPB believes that the ECOA does not authorize disparate-impact claims and adds a comment that says in part: “…[ECOA] does not provide for the prohibition of practices that are facially neutral as to prohibited bases, except…
Effective Date: Fiscal Service, Eliminating Unnecessary Regulations
July 06, 2026
AGENCY: Bureau of the Fiscal Service, Fiscal Service, Treasury. ACTION: Direct final rule. SUMMARY: Pursuant to an Executive order, the Treasury, Fiscal Service is conducting a review of existing regulations, with the goal of reducing regulatory burden by revoking existing regulations that meet the criteria set forth in the Executive order. In support of that…
Comment Period: Equal Access to Housing in HUD Programs Revisions
June 29, 2026
AGENCY: Office of the Secretary, U.S. Department of Housing and Urban Development (HUD). ACTION: Proposed rule. SUMMARY: This proposed rule would harmonize HUD’s existing Equal Access regulations with the directions of the Executive Order titled “Defending Women from Gender Ideology Extremism and Restoring Biological Truth to the Federal Government.” The rule would remove references to…
Comment Period: Streamlining Regulations Concerning Public Welfare Investments, Open Market Collateralized Loan Obligations, and Federal Savings Association Nondiscrimination Requirements
May 27, 2026
AGENCY: Office of the Comptroller of the Currency, Treasury. ACTION: Notice of proposed rulemaking. SUMMARY: Proposed rule to rescind or amend certain regulations that are unnecessary, based on anything other than the best reading of the underlying statutory authority, or lacking clear statutory authority, consistent with the criteria set out in the Executive Order titled…
Powers of Attorney, Guardianships, Estate, & Decedent Accounts
September 24, 2026
This webinar will look at the rights and responsibilities of different customer representatives such as guardians, trustees, and attorneys-in-fact. We will provide a general, non-state specific overview of typical restrictions on these representatives’ authority, guidance to banks on the requirements and risks associated with these relationships, and answers to frequently asked questions about these accounts….
Pause, Review, Respond: A Guide to Handling Legal Requests
August 20, 2026
This webinar will provide an overview of the concerns that arise when a bank receives legal requests, such as subpoenas, investigative demands, or requests for financial information. We will look at the applicability of Regulation P, the Right to Financial Privacy Act (RFPA), the Taxpayer First Act, and other factors in determining the best practice…
September 2026 Compliance Huddle
September 16, 2026
Every month, Compliance Alliance gathers bankers from our community nationwide and engages them to an open discussion about the issues that their organizations are navigating. We invite our members to share their concerns and experiences with input and guidance from the compliance professionals who host the event. Ways to Participate: Carol Ann Warren, JD, MBAAssistant Vice President…
August 2026 Compliance Huddle
August 12, 2026
Every month, Compliance Alliance gathers bankers from our community nationwide and engages them to an open discussion about the issues that their organizations are navigating. We invite our members to share their concerns and experiences with input and guidance from the compliance professionals who host the event. Ways to Participate: Carol Ann Warren, JD, MBAAssistant Vice President…
July 2026 Compliance Huddle
July 15, 2026
Every month, Compliance Alliance gathers bankers from our community nationwide and engages them to an open discussion about the issues that their organizations are navigating. We invite our members to share their concerns and experiences with input and guidance from the compliance professionals who host the event. Ways to Participate: Carol Ann Warren, JD, MBAAssistant Vice President…
B2B: Business Continuity & Succession Planning
September 08, 2026
To maintain public trust and confidence, it is essential that bank operations are resilient and able to minimize the effects of disruptions, whether arising from natural disasters, financial shocks, or loss of key personnel. Planning for business continuity and the succession of key employees is critical to ensuring that banks avoid potential risks to safety,…
B2B: All Things FDIC – Insurance and Signage
August 04, 2026
In this Back2Basics webinar, we will review the rules surrounding FDIC insurance coverage, including the rules for trust account coverage. We will then review the most recent updates to the requirements for FDIC signage, including the digital sign requirements scheduled to become effective in 2027. Key Takeaways: Who Should Attend: Tellers, Branch Managers, Deposit Operations…
B2B: CIP, KYC, CDD – The Alphabet Soup of Customer Identification
July 07, 2026
BSA regulations require banks to rate the risks associated with customers at account opening and to periodically monitor the customer relationship and account activity throughout the life of the relationship. This webinar will review the expectations for customer identification, know-your-customer, or customer due diligence programs. We will also touch on expectations for enhanced due diligence…
Comment Period: Excise Tax on Remittance Transfers
June 12, 2026
AGENCY: Internal Revenue Service (IRS), Treasury. ACTION: Notice of proposed rulemaking. SUMMARY: This document contains proposed regulations that would provide rules and definitions related to the excise tax imposed on certain remittance transfers that occur after December 31, 2025. The proposed regulations would affect certain remittance transfer providers and certain individuals sending remittance transfers. DATES:…
Comment Period: Collection of Checks and Other Items by Federal Reserve Banks and Funds Transfers Through the Fedwire Funds Service and the FedNow Service; Regulation J
June 09, 2026
AGENCY: Board of Governors of the Federal Reserve System (Board). ACTION: Proposed rule, request for comment. SUMMARY: The Board is proposing amendments to subpart C of Regulation J (governing the FedNow® Service) to permit FedNow participants to use intermediaries, other than Reserve Banks, to send funds transfers through the FedNow Service. DATES: Comments must be…
Comment Period: Permitted Payment Stablecoin Issuer Anti-Money Laundering/Countering the Financing of Terrorism Program and Sanctions Compliance Program Requirements
June 09, 2026
AGENCY: Financial Crimes Enforcement Network, Office of Foreign Assets Control, Treasury. ACTION: Joint proposed rule. SUMMARY: FinCEN, OFAC, and the Treasury are jointly issuing this proposed rule to implement provisions of the GENIUS Act. Specifically, it implements the GENIUS Act’s directive to treat permitted payment stablecoin issuers (PPSIs) as financial institutions for purposes of the…
Comment Period: Anti-Money Laundering and Countering the Financing of Terrorism Programs (OCC, FDIC, and NCUA)
June 09, 2026
AGENCY: Office of the Comptroller of the Currency, Treasury; Federal Deposit Insurance Corporation; and the National Credit Union Administration. ACTION: Notice of proposed rulemaking. SUMMARY: The OCC, FDIC, and NCUA are inviting comment on a proposed rule that would require banks to establish and maintain effective anti-money laundering and countering the financing of terrorism (AML/CFT)…
Comment Period: GENIUS Act Requirements and Standards for FDIC-Supervised Permitted Payment Stablecoin Issuers and Insured Depository Institutions
June 09, 2026
AGENCY: Federal Deposit Insurance Corporation ACTION: Notice of proposed rulemaking. SUMMARY: The proposed rule would establish a prudential framework for FDIC-supervised permitted payment stablecoins issuers, including requirements related to reserve assets, redemption, capital, and risk management standards. The proposed rule would also establish requirements for FDIC-supervised permitted payment stablecoin issuers and insured depository institutions (IDIs)…