Upcoming Events
Comment Period: GENIUS Act: Anti-Money Laundering/Countering the Financing of Terrorism and Sanctions Compliance
July 24, 2026
AGENCY: Office of the Comptroller of the Currency, Treasury. ACTION: Notice of proposed rulemaking. SUMMARY: The Office of the Comptroller of the Currency (OCC), in coordination with the Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) and the Office of Foreign Assets Control (OFAC), proposes to issue regulations to implement the Guiding and Establishing…
Comment Period: Permitted Payment Stablecoin Issuer Customer Identification Program
August 21, 2026
AGENCY: Financial Crimes Enforcement Network and Office of the Comptroller of the Currency, Treasury; Board of Governors of the Federal Reserve System; Federal Deposit Insurance Corporation; National Credit Union Administration. ACTION: Joint proposed rule. SUMMARY: This rulemaking implements the GENIUS Act’s directives to treat permitted payment stablecoin issuers as financial institutions under the Bank Secrecy…
Comment Period: Agency Information Collection Activities: Information Collection Revision; Comment Request; Licensing Manual
August 11, 2026
AGENCY: Office of the Comptroller of the Currency (OCC), Treasury. ACTION: Notice and request for comment. SUMMARY: The Licensing Manual sets forth the OCC’s policies and procedures for the formation of a national bank or Federal branch or agency, entry into the Federal banking system by other institutions, and corporate expansion and structural changes by…
Comment Period: Agency Information Collection Activities: Proposed Information Collection; Reporting Forms and Instructions for Permitted Payment Stablecoin Issuers Subject to the Jurisdiction of the Office of the Comptroller of the Currency; Comment Request
August 11, 2026
AGENCY: Office of the Comptroller of the Currency (OCC), Treasury. ACTION: Notice and request for comment. SUMMARY: The OCC is proposing a new information collection that would include weekly and quarterly reporting forms that must be completed by permitted payment stablecoin issuers and foreign payment stablecoin issuers. DATES: Comments must be received by August 11,…
Effective Date: Joint Rule Establishing Data Standards under the Financial Data Transparency Act of 2022
October 01, 2026
AGENCY: Interagency ACTION: Final Rule SUMMARY: The Final Rule, which is designed to promote interoperability of financial regulatory data across the Agencies, establishes data standards for the collections of information reported to each Agency, as required by the FDTA. With respect to the FDIC, the Final Rule adds a new Subpart D to 12 C.F.R….
Comment Period: Proposal to Address BSA and Sanctions Compliance Standards for Permitted Payment Stablecoin Issuers
August 04, 2026
AGENCY: Federal Deposit Insurance Corporation. ACTION: Notice of proposed rulemaking. SUMMARY: FDIC proposes to issue regulations pursuant to the GENIUS Act that would implement appropriate BSA and sanctions compliance standards applicable to FDIC-supervised permitted payment stablecoin issuers. DATES: Comments must be received by the FDIC no later than August 4, 2026. https://www.federalregister.gov/documents/2026/06/05/2026-11342/bank-secrecy-act-and-sanctions-compliance-standards-for-fdic-supervised-permitted-payment-stablecoin
Comment Period: Nacha Proposed Rules and Request for Comment
June 26, 2026
AGENCY: Nacha ACTION: Proposed Rule SUMMARY: Nacha is seeking industry information on several proposed rules, including but not limited to: Current timeframes for dishonored returns.Communications between ODFIs and Originators/Third-Party Senders related to the dishonoring of returns.Current timeframes for contesting or correcting dishonored returns.Benefits of any updates to these time frames. DATES: Responses to the Request…
Comment Period: Proposal to Address BSA and Sanctions Compliance Standards for Permitted Payment Stablecoin Issuers
August 04, 2026
AGENCY: Federal Deposit Insurance Corporation. ACTION: Notice of proposed rulemaking. SUMMARY: The FDIC Board of Directors approved a notice of proposed rulemaking that would implement BSA and sanctions compliance standards applicable to FDIC-supervised permitted payment stablecoin issuers (PPSIs) as required by the GENIUS Act. Specifically, the proposed rule would require FDIC-supervised PPSIs to comply with…
Comment Period: Uniform Financial Institutions Rating System
August 17, 2026
AGENCY: Federal Financial Institutions Examination Council. ACTION: Notice and request for comment. SUMMARY: FFIEC is requesting comment on proposed revisions to the Uniform Financial Institutions Rating System (UFIRS), commonly referred to as the CAMELS rating system. The proposal would strengthen the link between CAMELS ratings and a financial institution’s safety and soundness by focusing component…
Effective Date: Preemption Determination: State Interest-on-Escrow Laws
June 18, 2026
AGENCY: Office of the Comptroller of the Currency (OCC), Treasury. ACTION: Final rule. SUMMARY: The OCC is issuing a preemption determination concluding that Federal law preempts State laws that restrict OCC-regulated banks’ flexibility to decide whether and to what extent to pay interest or other compensation on funds placed in real estate escrow accounts; or…
Effective Date: Real Estate Lending Escrow Accounts
June 18, 2026
AGENCY: Office of the Comptroller of the Currency (OCC), Treasury. ACTION: Final rule. SUMMARY: The OCC is issuing a final rule to codify longstanding and recognized powers of national banks and Federal savings associations (collectively, banks) to establish or maintain real estate lending escrow accounts and to exercise flexibility in making business judgments as to…
Comment Period: Proposed Revisions to the Federal Reserve Policy on Payment System Risk and the Guidelines for Account and Services Requests
July 27, 2026
AGENCY: Board of Governors of the Federal Reserve System. ACTION: Notice and request for comment. SUMMARY: The Federal Reserve Board is requesting public comment on a proposal to establish a “payment account,” which legally eligible financial institutions could use for the specific purpose of clearing and settling their payments. Also see link below to the…
Effective Date: Section 1071 Small Business Lending Final Rule
June 30, 2026
AGENCY: Consumer Financial Protection Bureau. ACTION: Final rule. SUMMARY: The CFPB is revising certain provisions of Reg B which implements changes to the ECOA made by section 1071 of the Dodd-Frank Act. The CFPB is amending coverage of certain credit transactions and financial institutions; the small business definition; inclusion of certain data points and how…
Effective Date: National Bank Non-Interest Charges and Fees
June 30, 2026
AGENCY: Office of the Comptroller of the Currency (OCC), Treasury. ACTION: Interim final rule; request for comments. SUMMARY: The OCC is adopting an interim final rule to clarify that national banks’ power to charge non-interest charges and fees includes the power to assess, collect, impose, levy, receive, reserve, take, or otherwise obtain non-interest charges and…
Effective Date: Regulatory Capital Rule: Community Bank Leverage Ratio Framework
July 01, 2026
AGENCY: Office of the Comptroller of the Currency, Treasury; the Board of Governors of the Federal Reserve System; and the Federal Deposit Insurance Corporation. ACTION: Final rule. SUMMARY: The OCC, FRB, and FDIC are adopting a final rule that lowers the community bank leverage ratio (CBLR) requirement from 9 percent to 8 percent, consistent with…
Effective Date: Equal Credit Opportunity Act (Regulation B) Final Rule
July 21, 2026
AGENCY: Consumer Financial Protection Bureau. ACTION: Final rule. SUMMARY: Disparate Impact: The Final Rule appears to confirm that the CFPB believes that the ECOA does not authorize disparate-impact claims and adds a comment that says in part: “…[ECOA] does not provide for the prohibition of practices that are facially neutral as to prohibited bases, except…
Effective Date: Fiscal Service, Eliminating Unnecessary Regulations
July 06, 2026
AGENCY: Bureau of the Fiscal Service, Fiscal Service, Treasury. ACTION: Direct final rule. SUMMARY: Pursuant to an Executive order, the Treasury, Fiscal Service is conducting a review of existing regulations, with the goal of reducing regulatory burden by revoking existing regulations that meet the criteria set forth in the Executive order. In support of that…
Comment Period: Equal Access to Housing in HUD Programs Revisions
June 29, 2026
AGENCY: Office of the Secretary, U.S. Department of Housing and Urban Development (HUD). ACTION: Proposed rule. SUMMARY: This proposed rule would harmonize HUD’s existing Equal Access regulations with the directions of the Executive Order titled “Defending Women from Gender Ideology Extremism and Restoring Biological Truth to the Federal Government.” The rule would remove references to…
Comment Period: Streamlining Regulations Concerning Public Welfare Investments, Open Market Collateralized Loan Obligations, and Federal Savings Association Nondiscrimination Requirements
May 27, 2026
AGENCY: Office of the Comptroller of the Currency, Treasury. ACTION: Notice of proposed rulemaking. SUMMARY: Proposed rule to rescind or amend certain regulations that are unnecessary, based on anything other than the best reading of the underlying statutory authority, or lacking clear statutory authority, consistent with the criteria set out in the Executive Order titled…
Powers of Attorney, Guardianships, Estate, & Decedent Accounts
September 24, 2026
This webinar will look at the rights and responsibilities of different customer representatives such as guardians, trustees, and attorneys-in-fact. We will provide a general, non-state specific overview of typical restrictions on these representatives’ authority, guidance to banks on the requirements and risks associated with these relationships, and answers to frequently asked questions about these accounts….
Pause, Review, Respond: A Guide to Handling Legal Requests
August 27, 2026
This webinar will provide an overview of the concerns that arise when a bank receives legal requests, such as subpoenas, investigative demands, or requests for financial information. We will look at the applicability of Regulation P, the Right to Financial Privacy Act (RFPA), the Taxpayer First Act, and other factors in determining the best practice…
September 2026 Compliance Huddle
September 16, 2026
Every month, Compliance Alliance gathers bankers from our community nationwide and engages them to an open discussion about the issues that their organizations are navigating. We invite our members to share their concerns and experiences with input and guidance from the compliance professionals who host the event. Ways to Participate: Brett Goodnack, JD, CAMSEmerging Risks Lead Coordinator…
August 2026 Compliance Huddle
August 19, 2026
Every month, Compliance Alliance gathers bankers from our community nationwide and engages them to an open discussion about the issues that their organizations are navigating. We invite our members to share their concerns and experiences with input and guidance from the compliance professionals who host the event. Ways to Participate: Brett Goodnack, JD, CAMSEmerging Risks Lead Coordinator…
July 2026 Compliance Huddle
July 15, 2026
Every month, Compliance Alliance gathers bankers from our community nationwide and engages them to an open discussion about the issues that their organizations are navigating. We invite our members to share their concerns and experiences with input and guidance from the compliance professionals who host the event. Ways to Participate: Brett Goodnack, JD, CAMSEmerging Risks Lead Coordinator…
B2B: Business Continuity & Succession Planning
September 08, 2026
To maintain public trust and confidence, it is essential that bank operations are resilient and able to minimize the effects of disruptions, whether arising from natural disasters, financial shocks, or loss of key personnel. Planning for business continuity and the succession of key employees is critical to ensuring that banks avoid potential risks to safety,…