Upcoming Events
Comment Period: FDIC Official Signs, Advertisement of Membership, False Advertising, Misrepresentation of Insured Status, and Misuse of the FDIC’s Name or Logo
October 20, 2025
AGENCY: Federal Deposit Insurance Corporation (FDIC). ACTION: Notice of proposed rulemaking. SUMMARY: The Federal Deposit Insurance Corporation (FDIC) is seeking comment on a proposal that would amend signage requirements for insured depository institutions’ (IDIs) digital deposit-taking channels and automated teller machines (ATMs) and like devices. The proposed changes are intended to address implementation issues and…
Effective Date: Catch-Up Contributions
November 17, 2025
AGENCY: Internal Revenue Service (IRS), Treasury. ACTION: Final regulations. SUMMARY: This document sets forth final regulations that provide guidance for retirement plans that permit participants who have attained age 50 to make additional elective deferrals that are catch-up contributions. The regulations reflect statutory changes made by the SECURE 2.0 Act of 2022, including the requirement…
Effective Date: Procedures for Supervisory Designation Proceedings
October 27, 2025
AGENCY: Consumer Financial Protection Bureau (CFPB). ACTION: Final rule. SUMMARY: In May 2025, the Bureau issued a notice of proposed rulemaking that requested public comment on rescinding the 2022-2024 rules and restoring the 2013 rule.The Bureau received eight comments.After considering the comments, the Bureau has decided to rescind the 2022-2024 rules, except that the Bureau…
Effective Date: Imposition of Special Measures Prohibiting Certain Transmittals of Funds Involving CIBanco S.A., Institución de Banca Multiple, Intercam Banco S.A., Institución de Banca Multiple, and Vector Casa de Bolsa, S.A. de C.V.; Extension of Effective Date
October 20, 2025
AGENCY: Financial Crimes Enforcement Network (FinCEN), Treasury. ACTION: Order; extension of effective date. SUMMARY: FinCEN is issuing notice of an order amending its three June 2025 orders, as amended by its July 2025 order, prohibiting certain transmittals of funds involving CIBanco S.A., Institución de Banca Multiple (CIBanco), Intercam Banco S.A., Institución de Banca Multiple (Intercam),…
Effective Date: Regulation A: Extensions of Credit by Federal Reserve Banks
October 02, 2025
AGENCY: Board of Governors of the Federal Reserve System (FRS). ACTION: Final rule. SUMMARY: The Fed finalized amendments to Reg A to reflect its approval of a decrease in the rate for primary and secondary credit at each Federal Reserve Bank. The Federal Reserve Banks make primary and secondary credit available to depository institutions as…
Effective Date: Regulation D: Reserve Requirements of Depository Institutions
October 02, 2025
AGENCY: Board of Governors of the Federal Reserve System (FRS). ACTION: Final rule. SUMMARY: The Fed adopted final amendments to Reg D to revise the rate of interest paid on balances (“IORB”) at Federal Reserve Banks. They specify that IORB is 4.15 percent, a 0.25 percentage point decrease from its prior level. This is intended…
Effective Date: Truth in Lending Act (Regulation Z) Adjustment to Asset-Size Exemption Threshold- requirement to establish an escrow account for HPML
January 07, 2026
AGENCY: Consumer Financial Protection Bureau. ACTION: Final rule; official interpretation. SUMMARY: For certain first-lien higher-priced mortgage loans, the exemption threshold is adjusted to increase to $2.785 billion from $2.717 billion. Therefore, creditors with assets of less than $2.785 billion (including assets of certain affiliates) as of Dec. 31, 2025, are exempt, if other requirements of…
June 2026 Compliance Huddle
June 17, 2026
Every month, Compliance Alliance gathers bankers from our community nationwide and engages them to an open discussion about the issues that their organizations are navigating. We invite our members to share their concerns and experiences with input and guidance from the compliance professionals who host the event. Ways to Participate: Carol Ann Warren, JD, MBAAssistant Vice President…
From Suspicion to Submission: Everything About SAR
July 23, 2026
Join us for a thorough review of SAR requirements – what to report, when to file them, how to decide, and how to write that narrative. This in-depth training webinar will cover the entire lifecycle of a SAR from the initial alert through to filing and on into continuous activity reporting or amendment. We will…
B2B: If the Doors Aren’t Locked, You’re Doing It Wrong … and Other Physical Security Tips
June 02, 2026
This B2B Webinar will cover the basics of physical security at bank branches. We will review the requirements in the Bank Protection Act and best practices for physical security at the bank’s locations. We will cover the essentials for the establishment of a security program as well as the various security devices that would typically…
A Heap of HOEPA with Just A Smidge of Counseling: A Look at High Cost Mortgages and Homeownership Counseling Requirements
June 25, 2026
This one-hour webinar will look at high-cost mortgages subject to the Home Ownership and Equity Protection Act (HOEPA). We will look at what is considered a high-cost mortgage, including the points and fees test, and the requirements that come along with these products. This webinar will also look at the homeownership counseling notice specifically and…
B2B: TRID Talk – Terms Worth Disclosing
May 05, 2026
This Back 2 Basics webinar will offer an introduction (or a refresher!) of the TILA-RESPA Integrated Disclosures (TRID) requirements and how to comply with them. We will review all the TRID basics – what transactions are covered, what disclosures must be made, timing requirements for disclosures, and what constitutes a valid change-in-circumstance. This webinar will…
Guidelines, Gray Areas, and Good Intentions: A Fair Lending Update
May 21, 2026
This training webinar will include a review of current fair lending requirements and guidance, together with an in-depth look at proposed and anticipated changes, including the proposed changes to disparate impact, discouragement, and Special Purpose Credit Programs. Additionally, we will consider whether fair banking/debanking concerns are likely to take their place in a fair lending…
B2B: Oh, the Disclosures You’ll Make! The Ups and Downs of Regulation DD
April 07, 2026
In this Back to Basics webinar, we will be reviewing the requirements of the Truth in Savings Act and its implementing Regulation DD. Whether you are new to banking deposit products or just in need of a little refresher, this presentation will make sure you are up to date on all the requirements: initial disclosures,…
Effective Date: Home Mortgage Disclosure (Regulation C) Adjustment to Asset-Size Exemption Threshold
January 07, 2026
AGENCY: Consumer Financial Protection Bureau. ACTION: Final rule; official interpretation. SUMMARY: The exemption threshold is adjusted to increase to $59 million from $58 million. The adjustment is based on the 2.5 percent increase in the average of the CPI-W for the 12-month period ending in November 2025. Therefore, banks, savings associations, and credit unions with…
Comment Period: Agency Information Collection Activities: Proposed New Information Collection; Survey of the Costs of AML/CFT Compliance; Comment Request
December 01, 2025
AGENCY: Financial Crimes Enforcement Network (FinCEN), Treasury. ACTION: Notice and request for comments. SUMMARY: The survey seeks to gather information on the direct compliance costs incurred by non-bank financial institutions (NBFIs), described below, with AML/CFT compliance requirements and, to the extent these expenses overlap with those of other activities (such as fraud monitoring), the amount…
April 2026 Compliance Huddle
April 15, 2026
Every month, Compliance Alliance gathers bankers from our community nationwide and engages them to an open discussion about the issues that their organizations are navigating. We invite our members to share their concerns and experiences with input and guidance from the compliance professionals who host the event. Ways to Participate: Carol Ann Warren, JD, MBAAssistant Vice President…
October 2026 Compliance Huddle
October 14, 2026
Every month, Compliance Alliance gathers bankers from our community nationwide and engages them to an open discussion about the issues that their organizations are navigating. We invite our members to share their concerns and experiences with input and guidance from the compliance professionals who host the event. Ways to Participate: Carol Ann Warren, JD, MBAAssistant Vice President…
May 2026 Compliance Huddle
May 13, 2026
Every month, Compliance Alliance gathers bankers from our community nationwide and engages them to an open discussion about the issues that their organizations are navigating. We invite our members to share their concerns and experiences with input and guidance from the compliance professionals who host the event. Ways to Participate: Carol Ann Warren, JD, MBAAssistant Vice President…
Live Compliance Hub for Mortgage Membership Demo 12-30-2026
December 30, 2026
Join us for a live demonstration of the benefits of membership with Mortgage for Compliance Alliance. This interactive virtual tour will provide an in-depth look at our tools for Mortgage as well as an overview of all of C/A’s additional services. This meeting is presented by our Membership team, and will last about an hour. It…
Live Compliance Hub for Mortgage Membership Demo 12-23-2026
December 23, 2026
Join us for a live demonstration of the benefits of membership with Mortgage for Compliance Alliance. This interactive virtual tour will provide an in-depth look at our tools for Mortgage as well as an overview of all of C/A’s additional services. This meeting is presented by our Membership team, and will last about an hour. It…
Live Compliance Hub for Mortgage Membership Demo 12-16-2026
December 16, 2026
Join us for a live demonstration of the benefits of membership with Mortgage for Compliance Alliance. This interactive virtual tour will provide an in-depth look at our tools for Mortgage as well as an overview of all of C/A’s additional services. This meeting is presented by our Membership team, and will last about an hour. It…
Live Compliance Hub for Mortgage Membership Demo 12-09-2026
December 09, 2026
Join us for a live demonstration of the benefits of membership with Mortgage for Compliance Alliance. This interactive virtual tour will provide an in-depth look at our tools for Mortgage as well as an overview of all of C/A’s additional services. This meeting is presented by our Membership team, and will last about an hour. It…
Live Compliance Hub for Mortgage Membership Demo 12-02-2026
December 02, 2026
Join us for a live demonstration of the benefits of membership with Mortgage for Compliance Alliance. This interactive virtual tour will provide an in-depth look at our tools for Mortgage as well as an overview of all of C/A’s additional services. This meeting is presented by our Membership team, and will last about an hour. It…
Live Compliance Hub for Mortgage Membership Demo 11-25-2026
November 25, 2026
Join us for a live demonstration of the benefits of membership with Mortgage for Compliance Alliance. This interactive virtual tour will provide an in-depth look at our tools for Mortgage as well as an overview of all of C/A’s additional services. This meeting is presented by our Membership team, and will last about an hour. It…