Upcoming Events
Effective Date: Reforms to 13 CFR 124.103 To Remove SBA’s 8(a) Program’s Rebuttable Presumption of Social Disadvantage for Individually Owned Firms Only. Reforms Do Not Impact Entity-Owned Firms
September 10, 2026
AGENCY: U.S. Small Business Administration. ACTION: Final rule. SUMMARY: SBA has removed race‑based presumptions from the 8(a) program and replaced them with a uniform, evidence‑based test for establishing social disadvantage. The affects only individually owned firms, and is not expected to materially impact SBA lending or federal contracting volumes. For banks, the rule may modestly…
Comment Period: Violations of Laws or Regulations
October 01, 2026
AGENCY: Office of the Comptroller of the Currency (OCC), Treasury. ACTION: Notice of proposed rulemaking. SUMMARY: The OCC has issued a NPRM that would significantly refine how examiners classify and respond to violations of laws and regulations, with direct implications for how banks experience supervision. The proposal introduces a clearer framework that distinguishes between substantive…
Comment Period: Guidance on Eligible Investments for Trump Accounts
October 20, 2026
AGENCY: Internal Revenue Service (IRS), Treasury. ACTION: Notice of proposed rulemaking. SUMMARY: The IRS issued proposed regulations would provide guidance regarding eligible investments, which are the only assets in which Trump account funds may be invested before the first day of the calendar year in which the account beneficiary attains age 18. The proposed regulations…
Comment Period: GENIUS Act Regulations on Payment Stablecoin Issuance, Offer, and Sale
October 19, 2026
AGENCY: Department of the Treasury. ACTION: Notice of proposed rulemaking (NPRM). SUMMARY: The U.S. Treasury has issued a NPRM to implement Section 3 of the GENIUS Act, establishing a federal framework governing the issuance, offer, and sale of payment stablecoins in the United States. The proposal aims to create a uniform, enforceable structure for stablecoin…
Comment Period: Loans to Executive Officers, Directors, and Principal Shareholders of Member Banks; Bank Holding Companies
November 04, 2026
AGENCY: Board of Governors of the Federal Reserve System (Board). ACTION: Notice of proposed rulemaking with request for public comment. SUMMARY: The proposed amendments would update and modernize the regulation, increase transparency by clarifying requirements and incorporating existing interpretations, and promote efficiency by reducing regulatory burden. The proposed amendments also would incorporate existing statutory requirements…
Comment Period: Extensions of Credit to Insiders
November 04, 2026
AGENCY: Federal Deposit Insurance Corporation. ACTION: Notice of proposed rulemaking. SUMMARY: The Federal Deposit Insurance Corporation (FDIC) is proposing to increase quantitative thresholds for certain extensions of credit to insiders of FDIC-supervised institutions, as restricted by the Federal Reserve Act and regulations promulgated thereunder. Specifically, the proposal would increase the thresholds for certain extensions of…
Comment Period: Regulatory Modernization and Relief for Mutual Holding Companies
October 05, 2026
AGENCY: Board of Governors of the Federal Reserve System (Board). ACTION: Notice of proposed rulemaking. SUMMARY: The Board invites comment on a notice of proposed rulemaking (proposal) to modernize the regulatory framework applicable to mutual holding companies (MHCs), primarily through proposed revisions to Regulation MM (12 CFR part 239), which governs the formation, operations, activities,…
Comment Period: OCC Rules Regarding the Availability of OCC Information
October 05, 2026
AGENCY: Office of the Comptroller of the Currency, Treasury. ACTION: Notice of proposed rulemaking. SUMMARY: The Office of the Comptroller of the Currency (OCC) is proposing changes to its rules on information disclosure. The proposal would clarify the process for obtaining OCC approval to disclose non-public OCC information and allow for the disclosure of confidential…
Comment Period: HUD’s Implementation of the Fair Housing Act’s Disparate Impact Standard; Amendments to HUD’s Title VI Regulations
October 09, 2026
AGENCY: Office of the Assistant Secretary for Fair Housing and Equal Opportunity, Department of Housing and Urban Development (HUD). ACTION: Supplemental notice of proposed rulemaking. SUMMARY: HUD published a notice of proposed rulemaking in January of 2026 that proposed to remove HUD’s disparate-impact regulations and leave interpretation of disparate-impact liability under the Fair Housing Act…
Comment Period: Agency Information Collection Activities: Proposed Information Collection; Comment Request; Applications for Licensing or Registration To Issue Payment Stablecoins Under the GENIUS Act
September 25, 2026
AGENCY: Office of the Comptroller of the Currency (OCC), Treasury. ACTION: Notice and request for comment. SUMMARY: The OCC is proposing a new information collection to comply with the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act or the Act) requirement for entities seeking to issue payment stablecoins in the United States….
Comment Period: Proposed Amendment to the Definition of Huione Group, a Financial Institution Operating Outside the United States of Primary Money Laundering Concern; Extension of Comment Period
August 02, 2026
AGENCY: Financial Crimes Enforcement Network (FinCEN), Treasury. ACTION: Notice of proposed rulemaking; extension of comment period. SUMMARY: FinCEN is extending the comment period for the referenced notice of proposed rulemaking (NPRM) it published to amend the existing definition of Huione Group to include, within the definition of that group, H-Pay Service PLC, and adding and…
Comment Period: Reporting Forms and Instructions Associated With Requirements and Standards for FDIC-Supervised Permitted Payment Stablecoin Issuers
September 18, 2026
AGENCY: Federal Deposit Insurance Corporation (FDIC). ACTION: Notice and request for comment. SUMMARY: As part of the notice of proposed rulemaking, the FDIC sought a new OMB control number for a new information collection that would include weekly and quarterly reporting forms that must be completed by permitted payment stablecoin issuers. DATES: Comments must be…
Effective Date: Updating Website and Contact Information, and Authorizations for Payments for Legal Services
July 27, 2026
AGENCY: Office of Foreign Assets Control, Treasury. ACTION: Final rule. SUMMARY: The Department of the Treasury’s Office of Foreign Assets Control (OFAC) is adopting a final rule to update website and contact information in certain parts of the Code of Federal Regulations (CFR). Additionally, OFAC is amending one CFR Part to update general licenses authorizing…
Wealth Management & Trust Compliance Conference
October 21 - October 22, 2026
Join Texas Bankers Association and Compliance Alliance: These battle-tested practitioners will cut through the noise and chart what’s next for your institution when it comes to trust and wealth management—emerging trends, examiner expectations, and real-world playbooks you can deploy. The webinar will start daily at 7:00 AM Pacific / 8:00 AM Mountain / 9:00 AM Central…
Comment Period: Federal Home Loan Bank New Business Activities
August 12, 2026
AGENCY: Federal Housing Finance Agency. ACTION: Notice of Proposed Rulemaking; repeal of 12 CFR part 1272. SUMMARY: Pursuant to Executive Order (Executive Order or E.O.) 14219, FHFA reviewed its regulations for consistency with law and Administration policy.[1] FHFA also reviewed existing FHFA regulations with a goal of alleviating unnecessary regulatory burdens, and improving prudence and…
Comment Period: Request for Information Regarding Promoting Access to Mortgage Credit
August 10, 2026
AGENCY: Consumer Financial Protection Bureau. ACTION: Notice; request for information. SUMMARY: The Consumer Financial Protection Bureau (Bureau or CFPB) seeks to reduce unwarranted regulatory burdens to ensure that creditworthy borrowers can access mortgage credit. Specifically, the CFPB is requesting information on industry and consumer burdens related to the integrated mortgage disclosures under the Truth in…
Comment Period: Anti-Money Laundering and Countering the Financing of Terrorism Programs
September 08, 2026
AGENCY: The Board of Governors of the Federal Reserve System. ACTION: Notice of proposed rulemaking. SUMMARY: A central objective of the Board’s and the Agencies’ BSA modernization efforts is to create an AML/CFT supervisory and regulatory regime that is more effective in achieving the purposes of the BSA and culminating in the development of highly…
December 2026 Compliance Huddle
December 09, 2026
Every month, Compliance Alliance gathers bankers from our community nationwide and engages them to an open discussion about the issues that their organizations are navigating. We invite our members to share their concerns and experiences with input and guidance from the compliance professionals who host the event. Ways to Participate: Carol Ann Warren, JD, MBAAssistant Vice President…
November 2026 Compliance Huddle
November 18, 2026
Every month, Compliance Alliance gathers bankers from our community nationwide and engages them to an open discussion about the issues that their organizations are navigating. We invite our members to share their concerns and experiences with input and guidance from the compliance professionals who host the event. Ways to Participate: Carol Ann Warren, JD, MBAAssistant Vice President…
B2B: Appraisals
October 06, 2026
This webinar will cover the essential regulatory requirements related to appraisals. Join us as we evaluate appraisal regulations, HPML appraisal requirements, Regulation B appraisal obligations, and Regulation Z rules for appraisal independence. We’ll help you avoid compliance depreciation and keep your knowledge appreciating in value. Key Takeaways: Who Should Attend: Senior Management Personnel, Lending Staff…
LIVE WEBINAR: Artificial Intelligence for Real Bankers
October 22, 2026
This live, interactive webinar will offer opportunities to both learn and share. We will look at some proposed and current AI use cases for banks then discuss potential costs, risks, and benefits of each. Attendees will be invited to share their thoughts, experiences, and concerns through the live chat feature in the webinar. Those registering…
P2P or P2Problems? BSA/AML Concerns in Peer-to-Peer and Crypto Payments
November 19, 2026
Peer-to-peer (P2P) payments are an on-ramp that bad actors commonly use for illicit payments as well as fraud and other concerning activity. P2P rails may quickly link up with other cheap, accessible, and largely anonymous payment systems, particularly crypto. In this session, we will look at the various BSA/AML concerns and typologies that are emerging…
B2B: Federal Benefits
November 03, 2026
This Back 2 Basics webinar will walk through the some of the most common points of confusion regarding accounts receiving federal benefits. We will discuss representative payees, misdirected payments, returning payments, reclamations, termination of federal benefits, procedures for closing accounts receiving federal benefits, and the rule protecting federal benefits from most garnishments and levies. Key…
Review and Preview: A Look Back at 2026 and Forward to 2027
December 17, 2026
JoThey say hindsight is 20/20, but in compliance, foresight is even better. In this year-end webinar, we’ll review the major developments that shaped 2026 and discuss the emerging risks, opportunities, and regulatory priorities that may dominate conversations in 2027. Whether the next big headline involves AI, digital assets, fraud, or something no one saw coming,…
B2B: E-SIGNed, Sealed, Delivered! A Refresher on Electronic Signatures
December 01, 2026
E-SIGN is an essential tool in modern banking. Electronic signatures give banks more control over their documents, offer speed and convenience to consumers, and provide greater assurance the consumers have received and reviewed required documents. Join us to make sure that you are complying with all the requirements necessary to ensure that your electronically collected…