Regulatory Compliance Calendar

Upcoming Events

Live Trust for CA Membership Demo 09-12-2023

September 12, 2023

Join us for a live demonstration of the benefits of membership with Trust for Compliance Alliance.  This interactive virtual tour will provide an in-depth look at our tools for Trust as well as an overview of all of C/A’s additional services.  This meeting is presented by our Membership team, and will last about an hour….

Live Trust for CA Membership Demo 09-05-2023

September 05, 2023

Join us for a live demonstration of the benefits of membership with Trust for Compliance Alliance.  This interactive virtual tour will provide an in-depth look at our tools for Trust as well as an overview of all of C/A’s additional services.  This meeting is presented by our Membership team, and will last about an hour….

Live Trust for CA Membership Demo 08-22-2023

August 22, 2023

Join us for a live demonstration of the benefits of membership with Trust for Compliance Alliance.  This interactive virtual tour will provide an in-depth look at our tools for Trust as well as an overview of all of C/A’s additional services.  This meeting is presented by our Membership team, and will last about an hour….

Live Trust for CA Membership Demo 08-15-2023

August 15, 2023

Join us for a live demonstration of the benefits of membership with Trust for Compliance Alliance.  This interactive virtual tour will provide an in-depth look at our tools for Trust as well as an overview of all of C/A’s additional services.  This meeting is presented by our Membership team, and will last about an hour….

Live Trust for CA Membership Demo 08-08-2023

August 08, 2023

Join us for a live demonstration of the benefits of membership with Trust for Compliance Alliance.  This interactive virtual tour will provide an in-depth look at our tools for Trust as well as an overview of all of C/A’s additional services.  This meeting is presented by our Membership team, and will last about an hour….

Live Trust for CA Membership Demo 08-01-2023

August 01, 2023

Join us for a live demonstration of the benefits of membership with Trust for Compliance Alliance.  This interactive virtual tour will provide an in-depth look at our tools for Trust as well as an overview of all of C/A’s additional services.  This meeting is presented by our Membership team, and will last about an hour….

Live Trust for CA Membership Demo 07-25-2023

July 25, 2023

Join us for a live demonstration of the benefits of membership with Trust for Compliance Alliance.  This interactive virtual tour will provide an in-depth look at our tools for Trust as well as an overview of all of C/A’s additional services.  This meeting is presented by our Membership team, and will last about an hour….

Live Trust for CA Membership Demo 07-18-2023

July 18, 2023

Join us for a live demonstration of the benefits of membership with Trust for Compliance Alliance.  This interactive virtual tour will provide an in-depth look at our tools for Trust as well as an overview of all of C/A’s additional services.  This meeting is presented by our Membership team, and will last about an hour….

Live Trust for CA Membership Demo 07-11-2023

July 11, 2023

Join us for a live demonstration of the benefits of membership with Trust for Compliance Alliance.  This interactive virtual tour will provide an in-depth look at our tools for Trust as well as an overview of all of C/A’s additional services.  This meeting is presented by our Membership team, and will last about an hour….

Live Trust for CA Membership Demo 06-27-2023

June 27, 2023

Join us for a live demonstration of the benefits of membership with Trust for Compliance Alliance.  This interactive virtual tour will provide an in-depth look at our tools for Trust as well as an overview of all of C/A’s additional services.  This meeting is presented by our Membership team, and will last about an hour….

Live Trust for CA Membership Demo 06-20-2023

June 20, 2023

Join us for a live demonstration of the benefits of membership with Trust for Compliance Alliance.  This interactive virtual tour will provide an in-depth look at our tools for Trust as well as an overview of all of C/A’s additional services.  This meeting is presented by our Membership team, and will last about an hour….

Live Trust for CA Membership Demo 06-06-2023

June 06, 2023

Join us for a live demonstration of the benefits of membership with Trust for Compliance Alliance.  This interactive virtual tour will provide an in-depth look at our tools for Trust as well as an overview of all of C/A’s additional services.  This meeting is presented by our Membership team, and will last about an hour….

Who’s Got the Power: An Overview of Guardianships, Trusts, Power of Attorney & Decedent Accounts

August 17, 2023

Description:  Join us as we discuss the general powers and limitations of fiduciary agents, such as guardians, trustees, and power of attorneys. Further, we will cover the rights and responsibilities of both the bank, as well as any agents, when handling decedents’ accounts. This webinar will provide a generalized, non-state specific examination into the requirements…

Regulation E – Errors, Disputes, and Liabilities

July 27, 2023

Description:  Regulation E continues to be a source of confusion and uncertainty, particularly when it comes to unauthorized Electronic Fund Transfers. Discover the ins and outs of dealing with Regulation E disputes, fraud, errors, and more. Learn the ways to analyze Regulation E claims to determine what action the bank is required to take, and…

Effective Date: Fair Housing Rule, Consumer Protection in Sales of Insurance Rule; Technical Correction

June 23, 2023

AGENCY: Federal Deposit Insurance Corporation. ACTION: Technical correction. SUMMARY: The Federal Deposit Insurance Corporation (FDIC) is making a technical correction to the FDIC’s Fair Housing Rule to reinsert a previous instruction regarding the Equal Housing Lending Poster. DATES: Effective on June 23, 2023. https://www.federalregister.gov/documents/2023/04/24/2023-08609/fair-housing-rule-consumer-protection-in-sales-of-insurance-rule-technical-correction

Effective Date: Corrections in the Iranian Transactions and Sanctions Regulations and Western Balkans Stabilization Regulations

April 27, 2023

AGENCY: Office of Foreign Assets Control, Treasury. ACTION: Final rule. SUMMARY: The Department of the Treasury’s Office of Foreign Assets Control (OFAC) is adopting a final rule to correct a typographical error in the Iranian Transactions and Sanctions Regulations and to correct two typographical errors and incorporate one general license in the Western Balkans Stabilization…

Effective Date: Overdraft Protection Programs: Risk Management Practices

April 26, 2023

Summary The Office of the Comptroller of the Currency (OCC) is issuing this bulletin to banks1 to address the risks associated with overdraft protection programs.2 Overdraft protection programs can present a variety of risks, including compliance, operational, reputation, and credit risks.3 Specifically, this bulletin discusses certain practices that may present heightened risk of violating prohibitions against unfair or…

Effective Date: Joint Statement on Completing the LIBOR Transition

April 26, 2023

Summary: The Board of Governors of the Federal Reserve System (Board), the Federal Deposit Insurance Corporation (FDIC), the Office of the Comptroller of the Currency (OCC), the National Credit Union Administration (NCUA), and the Consumer Financial Protection Bureau (CFPB) in conjunction with the state bank and state credit union regulators (collectively, agencies) are jointly issuing…

Effective Date: Supervisory Guidance on Charging Overdraft Fees for Authorize Positive, Settle Negative Transactions

May 05, 2023

Summary: The FDIC is issuing supervisory guidance to its supervised institutions to ensure that supervised institutions are aware of the consumer compliance risks associated with assessing overdraft fees on a transaction that was authorized against a positive balance but settled against a negative balance (APSN). Statement of Applicability: The contents of, and material referenced in, this…

Effective Date: Securities Transaction Settlement Cycle

April 27, 2023

Summary: FDIC regulations at 12 CFR 344.7 require FDIC–supervised institutions to settle most securities transactions within the number of business days in the “standard settlement cycle followed by registered broker dealers in the United States” unless otherwise agreed to by the parties at the time of the transaction.  The regulation specifies that FDI–institutions must determine…

Effective Date: Interagency Policy Statement on Allowances for Credit Losses

April 27, 2023

AGENCY: Office of the Comptroller of the Currency (OCC), Treasury; Board of Governors of the Federal Reserve System (Board); Federal Deposit Insurance Corporation (FDIC); and National Credit Union Administration (NCUA). ACTION: Final interagency policy statement. SUMMARY: The Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Federal…

Effective Date: Fair Debt Collection Practices Act (Regulation F); Time-Barred Debt

May 01, 2023

AGENCY: Consumer Financial Protection Bureau. ACTION: Advisory opinion. SUMMARY: The Consumer Financial Protection Bureau (CFPB) is issuing this advisory opinion to affirm that the Fair Debt Collection Practices Act (FDCPA) and its implementing Regulation F prohibit a debt collector, as that term is defined in the statute and regulation, from suing or threatening to sue…

Comment Period: Negative Option Rule

June 23, 2023

AGENCY: Federal Trade Commission. ACTION: Proposed rule. SUMMARY: The Federal Trade Commission (“FTC” or “Commission”) seeks public comment on proposed amendments to the Commission’s Negative Option Rule (or “Rule”) to combat unfair or deceptive practices that include recurring charges for products or services consumers do not want and cannot cancel without undue difficulty. DATES: Written…

Comment Period: Fair Lending, Fair Housing, and Equitable Housing Finance Plans

June 26, 2023

AGENCY: Federal Housing Finance Agency. ACTION: Notice of proposed rulemaking. SUMMARY: The Federal Housing Finance Agency (FHFA or the Agency) is seeking comments on a proposed rule that would address barriers to sustainable housing opportunities for underserved communities by codifying existing FHFA practices in regulation and adding new requirements related to fair lending, fair housing,…

Comment Period: Facilitating the LIBOR Transition Consistent with the LIBOR Act (Regulation Z)

May 13, 2023

AGENCY: Consumer Financial Protection Bureau. ACTION: Interim final rule with request for public comment. SUMMARY: The Consumer Financial Protection Bureau (CFPB or Bureau) is issuing an interim final rule amending Regulation Z, which implements the Truth in Lending Act (TILA), to reflect the enactment of the Adjustable Interest Rate (LIBOR) Act (the LIBOR Act or…