Upcoming Events
Effective Date: Truth in Lending Act (Regulation Z) Adjustment to Asset-Size Exemption Threshold
January 01, 2023
AGENCY: Bureau of Consumer Financial Protection. ACTION: Final rule; official interpretation. SUMMARY: The Consumer Financial Protection Bureau (Bureau) is amending the official commentary to its Regulation Z in order to make annual adjustments to the asset-size thresholds exempting certain creditors from the requirement to establish an escrow account for a higherpriced mortgage loan (HPML). These…
Effective Date: Home Mortgage Disclosure (Regulation C) Adjustment to Asset-Size Exemption Threshold
January 01, 2023
AGENCY: Bureau of Consumer Financial Protection. ACTION: Final rule; official interpretation. SUMMARY: The Consumer Financial Protection Bureau (Bureau) is amending the official commentary that interprets the requirements of the Bureau’s Regulation C (Home Mortgage Disclosure) to reflect the asset-size exemption threshold for banks, savings associations, and credit unions based on the annual percentage change in…
Effective Date: Community Reinvestment Act: Revision of Small and Intermediate Small Bank and Savings Association Asset Thresholds
January 01, 2023
Summary Today the Office of the Comptroller of the Currency (OCC) announces revisions to the asset-size threshold amounts used to define “small bank or savings association” and “intermediate small bank or savings association” under the Community Reinvestment Act (CRA) regulations. The thresholds—which apply to any national bank, federal savings association, or state savings association (collectively,…
May 2023 Compliance Huddle
May 10, 2023
Every month, Compliance Alliance gathers bankers from our community nationwide and engages them to an open discussion about the issues that their organizations are navigating. We invite our members to share their concerns and experiences with input and guidance from the compliance professionals who host the event. Ways to Participate:
B2B: Regulation Z and Home Equity
May 02, 2023
Description: This B2B Webinar will review the Regulation Z compliance implications of home equity loans – both open-end Home Equity Lines of Credit (HELOCs) and closed-end Home Equity Loans. We will discuss their differences, documentation and disclosures applicable to each, exemptions, advertising considerations, some common pitfalls and frequently asked questions, and more. This Back2Basics webinar…
Advanced Look at Call Reporting Webinar
March 23, 2023
Description: Join us for an advanced look at call reporting! Reports on Conditions and Income aka “Call Reports” can be confusing and intimidating. This webinar digs into the legislation behind call reports, the data that is reported on a call report as well as resources and tools that the bank can use. People Who Should…
April 2023 Compliance Huddle
April 06, 2023
Every month, Compliance Alliance gathers bankers from our community nationwide and engages them to an open discussion about the issues that their organizations are navigating. We invite our members to share their concerns and experiences with input and guidance from the compliance professionals who host the event. Ways to Participate:
B2B: UDAAP Explained
April 04, 2023
Description: Join us as we bring you back to the basics of UDAAP. During this webinar, we will unwrap the UDAAP acronym by defining the key terms and elements, and then discuss interagency guidance, emerging risks, and recent enforcement actions. UDAAP violations present substantial risks to financial institutions, including enforcement actions, FIRREA penalties, and reputational…
Deep Dive into the Section 1071 Final Rule Webinar
April 20, 2023
Description: Congress directed the CFPB to adopt regulations governing the collection of small business lending data and Section 1071 of the Dodd-Frank Act amended the ECOA to require financial institutions to comply, maintain, and submit certain data on application for credit for women-owned, minority-owned, and small businesses. This webinar will examine, review and analyze the…
March 2023 Compliance Huddle
March 15, 2023
Every month, Compliance Alliance gathers bankers from our community nationwide and engages them to an open discussion about the issues that their organizations are navigating. We invite our members to share their concerns and experiences with input and guidance from the compliance professionals who host the event. Ways to Participate:
B2B: Understanding Loan Applications and Credit Decisions
March 07, 2023
Description: This B2B webinar will review Loan Applications, their requirements, and general definitions. We will also discuss Credit Decisions under Regulation B and its timing requirements and impact on application process. We will discuss what the bank needs for a completed application, elements of adverse action, joint intent, collection of demographic information, and additional application…
Mortgage Servicing Overview and Expectations in a Post-Covid World Webinar
February 23, 2023
Description: Join us as we unpack the regulatory changes and expectations for mortgage servicing in a post-Covid world. In this webinar, we will discuss which regulatory amendments have expired, and which remain in effect for servicers. Members can expect to learn the current loss mitigation procedures, as well as the requirements for modifying a loan….
February 2023 Compliance Huddle
February 15, 2023
Every month, Compliance Alliance gathers bankers from our community nationwide and engages them to an open discussion about the issues that their organizations are navigating. We invite our members to share their concerns and experiences with input and guidance from the compliance professionals who host the event. Ways to Participate: Presenters: Victoria E. Stephen, JD, CRCM, Vice…
B2B: The Cost of Credit: Understanding Finance Charges
February 07, 2023
Description: This B2B webinar will examine, review and analyze the definition of a finance charge. Learn how finance charges are considered the cost of consumer credit as a dollar amount and learn what is a finance charge and what is not a finance charge. Guidance will be also be presented that cover real estate charges,…
Live Membership Demo 03-30-2023
March 30, 2023
Join us for a live demonstration of the benefits of membership with Compliance Alliance. This interactive virtual tour will provide an in-depth look at each of our tool types and resource categories, as well as an overview of all of C/A’s additional services. This meeting is presented by our Membership team, and will last about an…
Live Membership Demo 03-28-2023
March 28, 2023
Join us for a live demonstration of the benefits of membership with Compliance Alliance. This interactive virtual tour will provide an in-depth look at each of our tool types and resource categories, as well as an overview of all of C/A’s additional services. This meeting is presented by our Membership team, and will last about an…
Live Membership Demo 03-23-2023
March 23, 2023
Join us for a live demonstration of the benefits of membership with Compliance Alliance. This interactive virtual tour will provide an in-depth look at each of our tool types and resource categories, as well as an overview of all of C/A’s additional services. This meeting is presented by our Membership team, and will last about an…
Live Membership Demo 03-21-2023
March 21, 2023
Join us for a live demonstration of the benefits of membership with Compliance Alliance. This interactive virtual tour will provide an in-depth look at each of our tool types and resource categories, as well as an overview of all of C/A’s additional services. This meeting is presented by our Membership team, and will last about an…
Live Membership Demo 03-16-2023
March 16, 2023
Join us for a live demonstration of the benefits of membership with Compliance Alliance. This interactive virtual tour will provide an in-depth look at each of our tool types and resource categories, as well as an overview of all of C/A’s additional services. This meeting is presented by our Membership team, and will last about an…
Live Membership Demo 03-14-2023
March 14, 2023
Join us for a live demonstration of the benefits of membership with Compliance Alliance. This interactive virtual tour will provide an in-depth look at each of our tool types and resource categories, as well as an overview of all of C/A’s additional services. This meeting is presented by our Membership team, and will last about an…
Live Membership Demo 03-09-2023
March 09, 2023
Join us for a live demonstration of the benefits of membership with Compliance Alliance. This interactive virtual tour will provide an in-depth look at each of our tool types and resource categories, as well as an overview of all of C/A’s additional services. This meeting is presented by our Membership team, and will last about an…
Live Membership Demo 03-07-2023
March 07, 2023
Join us for a live demonstration of the benefits of membership with Compliance Alliance. This interactive virtual tour will provide an in-depth look at each of our tool types and resource categories, as well as an overview of all of C/A’s additional services. This meeting is presented by our Membership team, and will last about an…
Live Membership Demo 03-02-2023
March 02, 2023
Join us for a live demonstration of the benefits of membership with Compliance Alliance. This interactive virtual tour will provide an in-depth look at each of our tool types and resource categories, as well as an overview of all of C/A’s additional services. This meeting is presented by our Membership team, and will last about an…
Live Membership Demo 02-28-2023
February 28, 2023
Join us for a live demonstration of the benefits of membership with Compliance Alliance. This interactive virtual tour will provide an in-depth look at each of our tool types and resource categories, as well as an overview of all of C/A’s additional services. This meeting is presented by our Membership team, and will last about an…
Live Membership Demo 02-23-2023
February 23, 2023
Join us for a live demonstration of the benefits of membership with Compliance Alliance. This interactive virtual tour will provide an in-depth look at each of our tool types and resource categories, as well as an overview of all of C/A’s additional services. This meeting is presented by our Membership team, and will last about an…