ACH Compliance Tools

Automated Clearing House (ACH) is an electronic network for financial transactions. These transactions include credit and debit transactions. ACH credit transfers include direct deposit payroll and vendor payments. ACH direct debit transfers include consumer payments on insurance premiums, mortgage loans and other kinds of bills. Debit transfers also include new applications such as the point-of-purchase (POP) check conversion pilot program sponsored by NACHA. Our suite of trustworthy tools will assist you and your staff with customer initiated transactions as well as tools to assist your financial institution with those transactions that the institution is merely the receiving institution. These tools include policy templates, procedure templates, model forms, checklists, risk assessments, worksheets, training tools and much more.

Last Updated Tool Name
05/28/2020 ACH Annual Data Security Audit Worksheet
01/01/2015 ACH Audit Worksheet
01/01/2015 ACH Direct Deposit Authorization Form
01/01/2015 ACH Direct Payments Authorization Form
01/01/2015 ACH Due Diligence Worksheet
01/01/2015 ACH Healthcare Rule Procedures
01/01/2015 ACH Originator or Third Party Sender Agreement Checklist
10/11/2016 ACH Originator Responsibilities Template Letter
03/12/2021 ACH Policy
08/04/2017 ACH Risk Assessment
01/01/2015 ACH Services Application
01/01/2015 ACH Statement of Unauthorized Debit Form
01/01/2015 ACH Third-Party Sender/Originator Agreement Checklist
03/11/2020 Funds Availability, Regulation J & UCC Article 4A Disclosure
04/16/2021 New Time Limits for the ACH Warranty Claims Effective June 30, 2021 Summary
09/13/2016 ODFI Template Letter on Effective Entry Date for Originators
07/16/2015 Regulation E Webinar PowerPoint
05/02/2016 Same-Day ACH Summary
01/01/2015 Treasury Management Agreement