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Lending Compliance Calculators

Last Updated Tool Name
01/01/2025 HOEPA Weekly Rates (Link)
01/01/2025 Individual Borrower ARM Loan Stress Test
12/27/2024 HOEPA Points and Fees Calculator
10/04/2024 TRID Settlement Date Calculator
10/04/2024 Right of Rescission Calculator and Calendar
01/18/2024 Flood Insurance Minimum Coverage Calculation & Documentation Calculator
01/01/2024 Qualified Mortgage (QM) Calculator for General and Small Creditors
11/23/2020 FFIEC APR Tool (Link)
02/15/2020 Escrow Analysis Calculator – Hazard, Taxes, Flood and PMI
01/01/2018 FFIEC Rate Spread Calculator (Link)
01/02/2015 Ability to Repay (ATR) Total Monthly Debt Calculator

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Compliance Alliance

The federal banking compliance advisory service owned by 38 State Bankers Associations – staffed with attorneys, former auditors and compliance specialists; all with community banking experience and the know-how to keep your team’s knowledge fresh in the ever-changing regulatory landscape.

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Holiday Closure — September 1, 2025

Dear Members,

Monday, September 1, 2025, our office will be closed in recognition of Labor Day. 

During this time, feel free to browse our library of training videos and tools. If you have any questions or other inquiries, please feel free to submit them and we will take care of them as soon as we return. We wish all of you a safe holiday.

— The Compliance Alliance Team