Lending Compliance

Bank Compliance Resources for Lending Regulations

Lending and Lending Operations make up a significant portion of your financial institution’s portfolio of business. Here you will find tools and resources to guide you through lending compliance regulations and their requirements, as well as safety and soundness best practices. Lending compliance resources and tools, when combined with expert guidance from C/A’s staff, provide a strong foundation for departmental awareness and practices. Downloading and implementing these unlimited access resources will aid banks of any size in keeping ahead of lending regulation changes.

Last Updated Tool Name
10/31/2022 HELOC Draw Expiration Notice
10/27/2022 ATR/QM Matrix
10/27/2022 HMDA LAR Key Data Fields Audit Worksheet
10/26/2022 Regulation B Equal Credit Opportunity Act Training
10/25/2022 Combined Mortgage Servicing Transfer Notice
10/24/2022 Consumer Real Estate Lending Policy
10/17/2022 Transfer of Servicing Cheat Sheet
10/11/2022 Compliance Risk Assessment Rollup (Book 1 of 2) and Compliance Risk Assessment Questionnaire Template (Book 2 of 2)
10/11/2022 Fair Lending Risk Assessment
10/01/2022 Request for Information Regarding the HMDA Rule Assessment Summary
09/29/2022 Ability to Repay and Qualified Mortgage Policy
09/29/2022 ATR/QM Balloon Temporary Small Lender Exception Policy
09/27/2022 Fair Lending Policy
09/27/2022 LIBOR Transition Summary
09/27/2022 Information Monitoring Matrix
09/27/2022 Regulation C Policy
09/22/2022 HMDA Data Tracking Worksheet
09/12/2022 Transfer of Servicing Cheat Sheet
09/12/2022 Points and Fees Calculator
09/09/2022 Mortgage Servicing Audit Worksheet
09/06/2022 Flood Insurance Minimum Coverage Calculation & Documentation Calculator
09/01/2022 Hemp Related Businesses Lending Policy
08/31/2022 Loan File Audit Checklist
08/30/2022 RESPA Collection Audit Checklist
08/30/2022 Adverse Action Audit Checklist