Lending Compliance

Bank Compliance Resources for Lending Regulations

Lending and Lending Operations make up a significant portion of your financial institution’s portfolio of business. Here you will find tools and resources to guide you through lending compliance regulations and their requirements, as well as safety and soundness best practices. Lending compliance resources and tools, when combined with expert guidance from C/A’s staff, provide a strong foundation for departmental awareness and practices. Downloading and implementing these unlimited access resources will aid banks of any size in keeping ahead of lending regulation changes.

Last Updated Tool Name
04/29/2024 Summary of Credit Card Penalty Fees (Regulation Z) Final Rule
04/23/2024 HMDA LAR Submission Checklist
04/18/2024 Adjustable Rate Mortgage (ARM) Loan Disclosure Checklist
04/09/2024 HELOC Policy
04/08/2024 TRID – Revisions to Loan Estimate & Closing Disclosure Cheat Sheet
04/02/2024 TRID Tolerance Matrix
03/22/2024 Flood Force Place Letter Template
03/13/2024 HMDA Data Collection Worksheet
03/06/2024 E-Statement Checklist
03/04/2024 Flood Loan Audit Worksheet
02/05/2024 RESPA Section 8 Audit Worksheet
02/02/2024 HMDA Institutional Coverage Flowchart
01/16/2024 Fair Lending Policy
01/10/2024 Regulation B Policy (ECOA)
01/02/2024 HOEPA Training
01/01/2024 Regulation B Equal Credit Opportunity Act Training
01/01/2024 Fair Lending Training
01/01/2024 Regulation C (HMDA) Policy
01/01/2024 Bank Regulation Thresholds Cheat Sheet
01/01/2024 Ability to Repay and Qualified Mortgage Audit Worksheet
01/01/2024 Ability to Repay and Qualified Mortgage Policy
01/01/2024 ATR/QM Balloon Payment Exception Policy
01/01/2024 ATR/QM Matrix
01/01/2024 Balloon Qualified Mortgage (QM) Checklist Small Creditor
01/01/2024 HPML, HOEPA, and Reverse Mortgage Audit Worksheet