Lending Compliance

Bank Compliance Resources for Lending Regulations

Lending and Lending Operations make up a significant portion of your financial institution’s portfolio of business. Here you will find tools and resources to guide you through lending compliance regulations and their requirements, as well as safety and soundness best practices. Lending compliance resources and tools, when combined with expert guidance from C/A’s staff, provide a strong foundation for departmental awareness and practices. Downloading and implementing these unlimited access resources will aid banks of any size in keeping ahead of lending regulation changes.

Last Updated Tool Name
03/14/2023 Federal Banking Regulations Quick Reference Guide
03/13/2023 Military Lending Act (MLA) Applicability Flowchart
03/05/2023 Mortgage Small Servicer Policy
02/10/2023 SAFE Act Mortgage Licensing Training
02/09/2023 Qualified Mortgage (QM) Checklist for Small Creditors
02/08/2023 Regulation B GMI Data Collection Matrix
02/08/2023 Regulation B GMI Flowchart
02/02/2023 Fair Lending Policy
02/01/2023 TILA-RESPA Integrated Disclosure Rules Training (TRID)
02/01/2023 TRID Settlement Date Calculator
02/01/2023 Revised Interagency Examination Procedures for the Flood Disaster Protection Act
01/31/2023 Requirement to Escrow on Construction-to-Permanent Loans Form
01/27/2023 Qualified Mortgage (QM) Flowchart for Small Creditors
01/27/2023 Ability-to-Repay and Qualified Mortgage Training
01/27/2023 Regulation C – HMDA Training
01/26/2023 Regulation B Policy (ECOA)
01/26/2023 HMDA Institutional Coverage Flowchart
01/23/2023 Consumer Real Estate Loan Audit Worksheet
01/23/2023 QM Small Creditor Exception Policy
01/23/2023 HPML HPCT Higher Cost Mortgage Comparison
01/23/2023 HPML, HOEPA, and Reverse Mortgage Audit Worksheet
01/23/2023 Balloon Qualified Mortgage (QM) Checklist Small Creditor
01/23/2023 ATR/QM Matrix
01/23/2023 ATR/QM Balloon Payment Exception Policy
01/23/2023 Ability to Repay and Qualified Mortgage Policy