Lending Compliance

Bank Compliance Resources for Lending Regulations

Lending and Lending Operations make up a significant portion of your financial institution’s portfolio of business. Here you will find tools and resources to guide you through lending compliance regulations and their requirements, as well as safety and soundness best practices. Lending compliance resources and tools, when combined with expert guidance from C/A’s staff, provide a strong foundation for departmental awareness and practices. Downloading and implementing these unlimited access resources will aid banks of any size in keeping ahead of lending regulation changes.

Last Updated Tool Name
02/05/2024 RESPA Section 8 Audit Worksheet
02/02/2024 HMDA Institutional Coverage Flowchart
01/16/2024 Regulation B Policy (ECOA)
01/16/2024 Fair Lending Policy
01/02/2024 HOEPA Training
01/01/2024 Regulation B Equal Credit Opportunity Act Training
01/01/2024 Fair Lending Training
01/01/2024 Regulation C (HMDA) Policy
01/01/2024 Bank Regulation Thresholds Cheat Sheet
01/01/2024 Ability to Repay and Qualified Mortgage Audit Worksheet
01/01/2024 Ability to Repay and Qualified Mortgage Policy
01/01/2024 ATR/QM Balloon Payment Exception Policy
01/01/2024 ATR/QM Matrix
01/01/2024 Balloon Qualified Mortgage (QM) Checklist Small Creditor
01/01/2024 HPML, HOEPA, and Reverse Mortgage Audit Worksheet
01/01/2024 HPML HPCT Higher Cost Mortgage Comparison
01/01/2024 Qualified Mortgage (QM) Checklist for Small Creditors
01/01/2024 QM Small Creditor Exception Policy
01/01/2024 Truth in Lending Audit Worksheet
01/01/2024 Regulation Z Procedures
01/01/2024 Regulation Z Coverage Consideration Flowchart
01/01/2024 Consumer Real Estate Loan Audit Worksheet
01/01/2024 Consumer Real Estate Lending Policy
01/01/2024 Consumer Real Estate Appraisal Policy
12/29/2023 Non-Accrual and Charged-Off Loan Policy