Lending Compliance Policy Tools

Bank Compliance Resources for Lending Regulations

Lending and Lending Operations make up a significant portion of your financial institution’s portfolio of business. Here you will find tools and resources to guide you through lending compliance regulations and their requirements, as well as safety and soundness best practices. Lending compliance resources and tools, when combined with expert guidance from C/A’s staff, provide a strong foundation for departmental awareness and practices. Downloading and implementing these unlimited access resources will aid banks of any size in keeping ahead of lending regulation changes.

Last Updated Tool Name
01/16/2024 Fair Lending Policy
01/10/2024 Regulation B Policy (ECOA)
01/01/2024 Regulation C (HMDA) Policy
01/01/2024 Ability to Repay and Qualified Mortgage Policy
01/01/2024 ATR/QM Balloon Payment Exception Policy
01/01/2024 QM Small Creditor Exception Policy
01/01/2024 Consumer Real Estate Lending Policy
01/01/2024 Consumer Real Estate Appraisal Policy
12/29/2023 Non-Accrual and Charged-Off Loan Policy
12/29/2023 Mortgage Loan Officer Compensation Guidelines Policy
11/28/2023 Fair Housing Act Policy
11/07/2023 Homeownership Counseling Policy
10/23/2023 Commercial Loan Policy
06/07/2023 Regulation M Consumer Leasing Policy
05/08/2023 Appraisal Policy
03/05/2023 Mortgage Small Servicer Policy
01/12/2023 Fair Credit Reporting Act Policy
01/12/2023 Payday, Vehicle Title, and Certain High-Cost Installment Loans Policy (Part 1041)
09/29/2022 ATR/QM Balloon Temporary Small Lender Exception Policy
09/01/2022 Hemp Related Businesses Lending Policy
07/01/2022 Mortgage Servicing Policy
12/16/2021 Lending to Service Members Policy
09/08/2021 Fair Debt Collection Practices Act Policy
08/29/2020 SAFE Act for Mortgage Licensing Act Policy
08/26/2020 HVCRE ADC Policy
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