Fulfill Your CFPB Regulation Requirements
The Dodd-Frank Act established the Consumer Financial Protection Bureau and granted them with rulemaking authority over severalĀ regulations, and granted supervisory authority over depositories with over $10 billion and assets and certain non-depository financial institutions. Depositories under $10 billion are subject to CFPB regulations, which are enforced by their prudential regulator. Compliance Alliance provides up-to-dateĀ CFPB compliance tools written by experts to help your bank stay in front of regulatory issues.
Regulatory Guidance
- CFPB Privacy Principles, SCORNs and PIAs
- CFPB Guidance Documents
- TILA-RESPA Integrated Disclosures Compliance Guidance
- Ability to Repay/Qualified Mortgage Rule Compliance Guidance
- Home Ownership and Equity Protection Act (HOEPA) Rule Compliance Guidance
- Loan Originator Rule Compliance Guidance
- TILA Higher Priced Mortgage Loans Appraisal Rule Compliance Guidance
- TILA Higher Priced Mortgage Loan Escrow Rule Compliance Guidance
- Equal Credit Opportunity Act (ECOA) Valuations Rule Compliance Guidance
- RESPA and TILA Mortgage Servicing Rules Compliance Guidance
- Prepaid Rule Compliance Guidance
- Remittance Transfer Rule Compliance Guidance
- HMDA Compliance Guidance
- CFPB Bulletin 2014-02
- CFPB Bulletin 2013-09
- CFPB HMDA Examination Manual
- General Comparison of Ability-to-Repay Requirements with QualifiedĀ Mortgages
Visit all our other links forĀ Regulatory Guidance
Major Regulations
- Dodd-Frank Compliance
- Part 1002 – Reg B – Equal Credit Opportunity Act (ECOA) Compliance
- Part 1003 – Reg C – Home Mortgage Disclosure (HMDA) Compliance
- Part 1004 – Reg D – Alternative Mortgage Transaction Parity
- Part 1005 – Reg E – Electronic Funds Transfer (EFT) Compliance
- Part 1006 – Reg F – Fair Debt Collection Practices Act (FDCPA) Compliance
- Part 1007 – Reg G – S.A.F.E. Act – Registration of Residential Mortgage Loan Originators
- Part 1008 – Reg H – S.A.F.E. Act – State Compliance and Bureau Registration System
- Part 1009 – Reg I – Disclosure Requirements – Depository Institutions Lacking FDIC Insurance
- Part 1011 – Reg K – Purchasers’ Revocation Rights, Sales Practices and Standards
- Part 1012 – Reg L – Special Rules of Practice
- Part 1013 – Reg M – Consumer Leasing
- Part 1014 – Reg N – Mortgage Acts and Practices – Advertising
- Part 1015 – Reg O – Mortgage Assistance Relief Services
- Part 1016 – Reg P – Privacy of Consumer Financial Information
- Part 1022 – Reg V – Fair Credit Reporting (FCRA) Compliance
- Part 1024 – Reg X – Real Estate Settlement Procedures Act (RESPA) Compliance
- Part 1026 – Reg Z – Truth in Lending (TILA) Compliance
- Part 1030 – Reg DD – Truth in Savings Compliance
- Unfair, Deceptive, or Abusive Acts or Practices (UDAAP) Compliance