Events

August 2022 Compliance Huddle

August 10, 2022

Every month, Compliance Alliance gathers bankers from our community nationwide and engages them to an open discussion about the issues that their organizations are navigating. We invite our members to share their concerns and experiences with input and guidance from the compliance professionals who host the event. Ways to Participate: Upon registration, you can submit a topic…

URLA: An Overview Webinar

August 18, 2022

Description:  Join us for a 1-hour overview of URLA. This webinar will provide you with a better understanding of the revised Uniform Residential Loan Application (“URLA”) or 1003 form, as we go step by step through the changes. Topics of discussion include a look at the important changes to the New URLA forms, a review…

B2B: Everything Your Need to Know About E-Sign

September 06, 2022

Description: Join us for a review of the key regulatory concerns and requirements as related to the Electronic Signatures in Global and National Commerce Act (E-Sign Act). E-Sign is a valuable tool in modern banking and consumer convenience. When the bank has sound E-SIGN procedures in place, it means more control over its documents, further assurance…

September 2022 Compliance Huddle

September 14, 2022

Every month, Compliance Alliance gathers bankers from our community nationwide and engages them to an open discussion about the issues that their organizations are navigating. We invite our members to share their concerns and experiences with input and guidance from the compliance professionals who host the event. Ways to Participate: Upon registration, you can submit a topic…

Effective Date: NACHA Rule on Micro-Entries

September 16, 2022

A new Nacha Rule defining and standardizing Micro-Entry formatting and practices has been passed to improve the effectiveness of Micro-Entries as a means of account validation; to better enable Financial Institutions and other parties to identify and monitor Micro-Entries; to improve ACH Network quality. Effective in two phases, though Nacha encourages all ACH Network participants…

BSA and NDAA Updates Webinar

September 22, 2022

Description:  Join us for this webinar’s insight into key regulatory updates as we explore these areas and others as applicable to Bank Secrecy Act and the National Defense Authorization Act.  These areas may include but are not limited to: Rulemaking updates to address the vulnerability of the U.S. real estate market to money laundering and…

SAFE Act – Start Date – 2022 Annual Renewal Period

November 01, 2022

An MLO must renew his or her registration during the annual renewal period by confirming and updating his or her registration records. A covered financial institution must update the information it submitted to the Registry during the annual registration renewal period and must confirm the registration information provided by MLO employees during this period.

SAFE Act – End Date – 2022 Annual Renewal Period

December 31, 2022

An MLO must renew his or her registration during the annual renewal period by confirming and updating his or her registration records. A covered financial institution must update the information it submitted to the Registry during the annual registration renewal period and must confirm the registration information provided by MLO employees during this period.

Effective Date: OCC CRA Final Rule January 1, 2023

January 01, 2023

SUMMARY: The Office of the Comptroller of the Currency (OCC) is adopting a final rule to strengthen and modernize the Community Reinvestment Act (CRA) by clarifying and expanding the activities that qualify for CRA credit; updating where activities count for CRA credit; creating a more consistent and objective method for evaluating CRA performance; and providing…

Effective Date: NACHA Rule on Micro-Entries Phase 2

March 17, 2023

A new Nacha Rule defining and standardizing Micro-Entry formatting and practices has been passed to improve the effectiveness of Micro-Entries as a means of account validation; to better enable Financial Institutions and other parties to identify and monitor Micro-Entries; to improve ACH Network quality. Effective in two phases, though Nacha encourages all ACH Network participants…

Effective Date: OCC CRA Final Rule January 1, 2024

January 01, 2024

SUMMARY: The Office of the Comptroller of the Currency (OCC) is adopting a final rule to strengthen and modernize the Community Reinvestment Act (CRA) by clarifying and expanding the activities that qualify for CRA credit; updating where activities count for CRA credit; creating a more consistent and objective method for evaluating CRA performance; and providing…

Effective Date: FDIC Final Rule Regarding Deposit Insurance Simplification

April 01, 2024

The Federal Deposit Insurance Corporation is amending its regulations governing deposit insurance coverage. The amendments simplify the deposit insurance regulations by establishing a ‘‘trust accounts’’ category that governs coverage of deposits of both revocable trusts and irrevocable trusts using a common calculation, and provide consistent deposit insurance treatment for all mortgage servicing account balances held…