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Effective Date: CFPB- Fair Credit Reporting Act Disclosures


Bureau of Consumer Financial Protection.


Final rule; official interpretation.


The Consumer Financial Protection Bureau (Bureau) is issuing this final rule amending an appendix for Regulation V, which implements the Fair Credit Reporting Act (FCRA). The Bureau is required to calculate annually the dollar amount of the maximum allowable charge for disclosures by a consumer reporting agency to a consumer pursuant to FCRA section 609; this final rule establishes the maximum allowable charge for the 2023 calendar year.



This final rule is effective January 1, 2023.
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  • January 1, 2023
  • Time: All Day