Lending Compliance Summaries

Bank Compliance Resources for Lending Regulations

Lending and Lending Operations make up a significant portion of your financial institution’s portfolio of business. Here you will find tools and resources to guide you through lending compliance regulations and their requirements, as well as safety and soundness best practices. Lending compliance resources and tools, when combined with expert guidance from C/A’s staff, provide a strong foundation for departmental awareness and practices. Downloading and implementing these unlimited access resources will aid banks of any size in keeping ahead of lending regulation changes.

Last Updated Tool Name
10/10/2023 Summary of Proposed Rule to amend Regulation Z to include PACE financing
08/11/2023 Proposed Interagency Guidance on Reconsiderations of Value of Residential Real Estate Valuations Summary
05/04/2023 Summary of 2023 LIBOR Transition Interim Final Rule
02/01/2023 Revised Interagency Examination Procedures for the Flood Disaster Protection Act
10/01/2022 Request for Information Regarding the HMDA Rule Assessment Summary
09/27/2022 LIBOR Transition Summary
07/26/2022 Interagency Community Reinvestment Act (CRA) Proposed Rule Summary
12/29/2021 Lending to Servicemembers Guidelines Summary
12/23/2021 Section 1071 Small Business Lending Data Collection Proposed Rule Summary
12/14/2021 OCC CRA Modernization Final Rule Summary
09/08/2021 FDIC Proposes Rule to Amend Guidelines for Real Estate Lending Standards
07/07/2021 Examinations for Risks to Active-Duty Servicemembers and Their Covered Dependents Summary
04/16/2021 Statement Regarding the Provision of Financial Products and Services to Consumers with Limited English Proficiency
02/18/2021 HPML Escrow Exemption 2021 Final Rule Summary
02/18/2021 Higher-Priced Mortgage Loan Escrow Exemption (Regulation Z)
01/22/2021 Ability to Repay and Qualified Mortgage Rule Summary
01/05/2021 Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z): General QM Loan Definition
12/18/2020 Final Rule Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z): Seasoned QM Loan Definition
11/06/2020 Summary of the OCC True Lender Final Rule
10/16/2020 Summary of CFPB 2020 Frequently Asked Questions – Section 8 of Real Estate Settlement Procedures Act
10/05/2020 Real Estate Appraisals and Evaluations Deferral Final Rule Summary
09/28/2020 Rights of Servicemembers and their Dependents to Terminate Premises and Motor Vehicle Leases Under the Servicemembers Civil Relief Act
09/14/2020 Proposed Rule Summary: QM Definition Under TILA (Reg Z): Extension of Sunset Date, General QM Loan Definition, Seasoned QM Definition
09/11/2020 Notice of Proposed Rulemaking (FTC): Duties of Users of Consumer Reports Regarding Address Discrepancies Rule
09/11/2020 Notice of Proposed Rulemaking (FTC): Duties of Creditors Regarding Risk-Based Pricing Rule
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