Mortgage Compliance Summaries

Fullfill Your Mortgage Lending Regulation Requirements

Our suite of mortgage compliance products includes the necessary tools to give your staff the upper hand in regulatory and consumer compliance through assistance in day-to-day operations and management of your financial institution’s mortgage lending portfolio. Our tools include policies, procedures, checklists, risk assessments, worksheets, training tools and much more. Ranging from the purchase of a primary residence to the more complex HELOCs, our documents will assist your staff in getting the necessary information for QM and ATR requirements.

Last Updated Tool Name
10/10/2023 Summary of Proposed Rule to amend Regulation Z to include PACE financing
08/11/2023 Proposed Interagency Guidance on Reconsiderations of Value of Residential Real Estate Valuations Summary
05/04/2023 Summary of 2023 LIBOR Transition Interim Final Rule
02/01/2023 Revised Interagency Examination Procedures for the Flood Disaster Protection Act
10/01/2022 Request for Information Regarding the HMDA Rule Assessment Summary
09/27/2022 LIBOR Transition Summary
09/08/2021 FDIC Proposes Rule to Amend Guidelines for Real Estate Lending Standards
02/18/2021 HPML Escrow Exemption 2021 Final Rule Summary
02/18/2021 Higher-Priced Mortgage Loan Escrow Exemption (Regulation Z)
01/22/2021 Ability to Repay and Qualified Mortgage Rule Summary
01/05/2021 Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z): General QM Loan Definition
12/18/2020 Final Rule Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z): Seasoned QM Loan Definition
11/06/2020 Summary of the OCC True Lender Final Rule
10/16/2020 Summary of CFPB 2020 Frequently Asked Questions – Section 8 of Real Estate Settlement Procedures Act
09/14/2020 Proposed Rule Summary: QM Definition Under TILA (Reg Z): Extension of Sunset Date, General QM Loan Definition, Seasoned QM Definition
08/29/2020 SAFE Act Summary
08/18/2020 HPML Escrow Exemption 2020 Summary
08/17/2020 Summary of the Loan Originator Interpretive Rule
08/10/2020 Biggert-Waters Flood Insurance Reform and Modernization Act of 2012 Summary
07/30/2020 Regulation Z LIBOR Sunset Proposed Rule Summary
06/15/2020 HMDA Final Rule 2020 Threshold Changes Summary
06/10/2020 HMDA Final Rule 2019
06/20/2019 2019 HMDA Proposed Rules Summary
03/04/2019 Private Flood Insurance Final Rule Summary
01/25/2019 HMDA Partial Exemptions Interpretive and Procedural Rule Summary
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