Lending Compliance

Bank Compliance Resources for Lending Regulations

Lending and Lending Operations make up a significant portion of your financial institution’s portfolio of business. Here you will find tools and resources to guide you through lending compliance regulations and their requirements, as well as safety and soundness best practices. Lending compliance resources and tools, when combined with expert guidance from C/A’s staff, provide a strong foundation for departmental awareness and practices. Downloading and implementing these unlimited access resources will aid banks of any size in keeping ahead of lending regulation changes.

Last Updated Tool Name
01/01/2015 Homeowners Protection Act Policy
01/01/2015 HPML Escrow Requirements Rule Summary
01/01/2015 In-House Appraisal Evaluation Worksheet
01/01/2015 Individual Borrower ARM Stress Test
01/01/2015 Information Request Response Letter – Acknowledgement of Receipt
01/01/2015 Information Request Response Letter – Information Found
01/01/2015 Information Request Response Letter – Information Not Found
01/01/2015 Information Request Response Letter – No Investigation
01/01/2015 Information Request Response Letter – Time Extension
01/01/2015 Interagency Appraisal and Evaluation Guidelines Training Handout Appendix A Appraisal Exemptions
01/01/2015 Evaluations Based on Analytical Methods or Technological Tools Handout
01/01/2015 Interagency Appraisal and Evaluation Guidelines Training Handout Appendix C Deductions and Discounts
01/01/2015 Interagency Appraisal and Evaluation Guidelines Training Handout Appendix D Glossary of Terms
01/01/2015 Loan Funding Analysis Memo
01/01/2015 Loan Grading and Review Policy
01/01/2015 Loan Origination Compensation Requirements Summary
01/01/2015 Loan Portfolio Stress Testing Worksheet
01/01/2015 Mandatory Purchase at Loan Origination Flowchart
01/01/2015 Mortgage Lender Definitions by State
01/01/2015 Mortgage Loan Originator Definitions by State
01/01/2015 Mortgage Rules Coverage Cheat Sheet
01/01/2015 Mortgage Servicer Definitions by State
01/01/2015 Mortgage Servicing Final Rule Summary
01/01/2015 Non Judicial Foreclosure Matrix
01/01/2015 Notice for Delinquent Property Taxes