Share This Page

Effective Date: Repeal of Fair Lending, Fair Housing, and Equitable Housing Finance Plans

AGENCY:

Federal Housing Finance Agency.

ACTION:


Final rule; repeal of 12 CFR part 1293.

SUMMARY:

In the final rule, FHFA concludes that part 1293 was not legally required and was unnecessary to carry out the regulated entities’ public purposes. The Agency further determined that the rule could be “inconsistent with certain Administration policies and priorities,” those emphasizing deregulation, statutory alignment, a purported “regulatory efficiency,” and the avoidance of “duplicative” / “fragmented” oversight. FHFA emphasized that the repeal doesn’t affect (or, at
least is “not intended to affect”) the “applicability, effectiveness, or enforcement” of federal fair lending, fair housing, or consumer protection laws administered by other agencies, nor does it explicitly diminish FHFA’s supervisory authority. The Agency reaffirmed that its ability to consider fair lending compliance in examinations, supervisory ratings, andenforcement actions derives directly from the Safety and Soundness Act and existed prior to the adoption of part 1293. Repeal also does not alter the regulated entities’ obligations to
comply with existing statutory housing goals or the Enterprises’ “Duty to Serve”
requirements.

DATES:

The rule is effective March 9, 2026.

https://www.federalregister.gov/documents/2026/02/06/2026-02325/fair-lending-fair-housing-and-equitable-housing-finance-plans

  • March 9, 2026
  • Time: All Day
Download this calendar event

Other events in Effective Date