Effective Date: Agencies Release Final Rule to Increase Asset-Size Thresholds for CRA
As of December 31, banks with less than $1.305 billion in assets are considered a small bank. Banks with at least $326 million and less than $1.305 billion in assets in the preceding two calendar years are considered an Intermediate small bank. Agencies Release Final Rule to Increase Asset-Size Thresholds for CRA: As of December 31, banks with less than $1.305 billion in assets are considered a small bank. Banks with at least $326 million and less than $1.305 billion in assets in the preceding two calendar years are considered an Intermediate small bank. Read more here.
- January 1, 2020
- Time: All Day
Other events in Effective Date
- 01/01/2018: Final Rule: CRA Amendments
- 01/16/2018: Effective Date: Payday, Vehicle Title, and Certain High-Cost Installment Loans
- 04/09/2018: Effective Date: Real Estate Appraisals
- 06/01/2018: SAR Update and Revision
- 06/30/2018: Effective Date: Revisions to Call Report
- 08/30/2018: Effective Date: Small Bank Holding Company and Savings and Loan Holding Company Policy Statement
- 09/05/2018: Transition to Two-Business-Day Standard Securities Settlement Cycle
- 09/07/2018: Final Rule: 2018 HMDA Final Rule on Partial Exemptions to the EGRRCPA
- 09/17/2018: Final Rule: Amendment to Regulation P
- 09/21/2018: Effective Date: Regulation V Summaries of Rights Under FCRA
- 10/01/2018: Effective Date: Securities Transaction Settlement Cycle
- 01/01/2019: Effective Date: Truth in Lending (Regulation Z) Annual Threshold Adjustments
- 01/01/2019: Effective Date: Reg. CC Availability of Funds and Collection of Checks
- 01/01/2019: Effective Date: Final Amendments to Regulation J
- 01/01/2019: Effective Date: Appraisals for Higher-Priced Mortgage Loans Exemption Threshold
- 01/01/2019: [Cloned] Effective Date: Consumer Leasing (Regulation M)
- 01/28/2019: Effective Date: Expanded Examination Cycle
- 04/01/2019: Effective Date: Implementation and Transition of the Current Expected Credit Losses Methodology
- 04/17/2019: Effective Date: Disclosure of Financial and Other Information by FDIC-Insured State Nonmember Banks
- 05/24/2019: Effective Date: EGRRCPA, SEC. 302. PROTECTING VETERANS’ CREDIT
- 07/01/2019: Effective Date: Private Flood Insurance Final Rule
- 07/01/2019: Effective Date: Final rule to implement a new section of the Home Owners’ Loan Act
- 07/05/2019: Effective Date: Liquidity Coverage Ratio Rule
- 07/22/2019: Effective Date: Reduced Reporting for Covered Depository Institutions
- 07/22/2019: Effective Date: Revisions to Prohibitions and Restrictions on Proprietary Trading and Certain Interests In, and Relationships With, Hedge Funds and Private Equity Funds
- 08/21/2019: Effective Date: Joint Ownership Deposit Accounts
- 09/03/2019: Effective Date: Availability of Funds and Collection of Checks (Regulation CC)
- 09/20/2019: Effective Date: NACHA Faster Funds Availability Rule
- 10/01/2019: Effective Date: Regulatory Capital Simplification Final Rule
- 10/15/2019: Effective Date: FHFA Issues Final Rule Regarding Credit Score Models
- 10/31/2019: Effective Date: USDA Establishment of a Domestic Hemp Production Program
- 11/24/2019: Effective Date: EGRRCPA, SEC. 106. ELIMINATING BARRIERS TO JOBS FOR LOAN ORIGINATORS
- 11/24/2019: Effective Date: Amendments to the Stress Testing Rule for National Banks and Federal Savings Associations
- 11/24/2019: Effective Date: Screening and Training Requirements for Mortgage Loan Originators with Temporary Authority
- 12/27/2019: Effective Date: Temporary Reg. O relief for certain extensions of credit to fund complex-controlled portfolio companies
- 01/01/2020: Effective Date: CFPB Issues Final Rule Adjusting the Annual Thresholds under Reg Z for 2020
- 01/01/2020: Effective Date: Department of Labor Final Rule to Update Overtime Compensation Regulations
- 01/01/2020: Effective Date: Truth in Lending Act (Regulation Z) Adjustment To Asset-Size Exemption Threshold
- 01/01/2020: Effective Date: Home Mortgage Disclosure (Regulation C) Adjustment to Asset-Size Exemption Threshold
- 01/01/2020: Effective Date: OCC Issues Notice of Civil Money Penalties Adjustment
- 01/15/2020: Effective Date: FRB Asset Threshold Adjustment in Regulation I
- 03/20/2020: Effective Date: NACHA Increase in the Per-Transaction Dollar Limit
- 04/01/2020: Effective Date: Regulatory Capital Simplification Final Rule (April 1, 2020)
- 07/01/2020: Effective Date: Availability of Funds and Collection of Checks (Regulation CC) (July 1)
- 03/19/2021: Effective Date: NACHA New Same Day ACH Processing Window with Expanded Hours
- 03/19/2021: Effective Date: FRB Approves Changes to Federal Reserve Banks’ Payment Services to Facilitate Same Day ACH Processing at a Later Date