Mortgage Compliance

Last Updated Tool Name
09/06/2022 Loan File Audit Checklist
09/01/2022 Mortgage Servicing Requirements Matrix
09/01/2022 FCRA Direct Dispute Results Letter Templates
08/31/2022 Appraisal Flowchart
08/30/2022 Adverse Action Audit Checklist
08/30/2022 RESPA Collection Audit Checklist
08/19/2022 Flood Training
07/07/2022 Regulation B Application Decision Process Flowchart
09/08/2021 FDIC Proposes Rule to Amend Guidelines for Real Estate Lending Standards
07/08/2021 CARES Act Foreclosure Audit Worksheet
02/18/2021 HPML Escrow Exemption 2021 Final Rule Summary
02/18/2021 Higher-Priced Mortgage Loan Escrow Exemption (Regulation Z)
01/22/2021 Ability to Repay and Qualified Mortgage Rule Summary
01/05/2021 Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z): General QM Loan Definition
12/18/2020 Final Rule Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z): Seasoned QM Loan Definition
11/23/2020 FFIEC APR Tool (Link)
11/06/2020 Summary of the OCC True Lender Final Rule
10/16/2020 Summary of CFPB 2020 Frequently Asked Questions – Section 8 of Real Estate Settlement Procedures Act
09/14/2020 Proposed Rule Summary: QM Definition Under TILA (Reg Z): Extension of Sunset Date, General QM Loan Definition, Seasoned QM Definition
08/29/2020 SAFE Act Summary
08/18/2020 HPML Escrow Exemption 2020 Summary
08/17/2020 Summary of the Loan Originator Interpretive Rule
08/10/2020 Biggert-Waters Flood Insurance Reform and Modernization Act of 2012 Summary
07/30/2020 Regulation Z LIBOR Sunset Proposed Rule Summary
06/15/2020 HMDA Final Rule 2020 Threshold Changes Summary