Mortgage Compliance Checklists

Fullfill Your Mortgage Lending Regulation Requirements

Our suite of mortgage compliance products includes the necessary tools to give your staff the upper hand in regulatory and consumer compliance through assistance in day-to-day operations and management of your financial institution’s mortgage lending portfolio. Our tools include policies, procedures, checklists, risk assessments, worksheets, training tools and much more. Ranging from the purchase of a primary residence to the more complex HELOCs, our documents will assist your staff in getting the necessary information for QM and ATR requirements.

Last Updated Tool Name
10/29/2020 TRID Fee Rounding Matrix
10/16/2020 Summary of CFPB 2020 Frequently Asked Questions – Section 8 of Real Estate Settlement Procedures Act
09/14/2020 Proposed Rule Summary: QM Definition Under TILA (Reg Z): Extension of Sunset Date, General QM Loan Definition, Seasoned QM Definition
09/03/2020 Escrow Account Procedures
08/31/2020 Consumer Credit Report Alert Tracking Worksheet
08/29/2020 SAFE Act Audit Workpapers
08/29/2020 SAFE Act for Mortgage Licensing Act Policy
08/29/2020 SAFE Act Procedures
08/29/2020 SAFE Act Summary
08/28/2020 Audit Checklist for Delinquent Borrowers or Delinquent Borrowers in Bankruptcy
08/22/2020 Annotated Model Loan Estimate
08/22/2020 Annotated Model Closing Disclosure
08/18/2020 HPML Escrow Exemption 2020 Summary
08/17/2020 Intent to Proceed FAQ Cheat Sheet
08/17/2020 Summary of the Loan Originator Interpretive Rule
08/10/2020 Biggert-Waters Flood Insurance Reform and Modernization Act of 2012 Summary
07/30/2020 Credit Application Denial and Withdrawal Cheat Sheet
07/30/2020 Regulation Z LIBOR Sunset Proposed Rule Summary
06/30/2020 Fees and Charges Matrix
06/15/2020 HMDA Final Rule 2020 Threshold Changes Summary
06/10/2020 HMDA Final Rule 2019
02/15/2020 Escrow Analysis Calculator – Hazard, Taxes, Flood and PMI
11/15/2019 Appraisal Review Checklist
11/07/2019 Balloon Qualified Mortgage (QM) Checklist Rural and Underserved Creditor
10/10/2019 Successor In Interest Audit Checklist