Capturing the important news of the day in an easy to access way. We post news we feel is relevant to our members and community banks nationwide.
Whitelist [email protected] to ensure that you receive your update email.
If you’re still having difficulties receiving this Daily Email Campaign, please contact us at once through [email protected].
Agency Information Collection Activities: Information Collection Renewal; Submission for OMB Review; Recordkeeping Requirements for Securities Transactions
April 30, 2026 / Source: Office of the Comptroller of the Currency (OCC), Treasury
The OCC, as part of its continuing effort to reduce paperwork and respondent burden, invites comment on a continuing information collection, as required by the Paperwork Reduction Act of 1995 (PRA). In accordance with the requirements of the PRA, the OCC may not conduct or sponsor, and the respondent is not required to respond to,…
Agency Information Collection Activities: Information Collection Renewal; Submission for OMB Review; Reporting, Recordkeeping, and Disclosure Requirements Associated With Proprietary Trading and Certain Interests in and Relationships With Covered Funds
April 30, 2026 / Source: Office of the Comptroller of the Currency (OCC), Treasury
The OCC, as part of its continuing effort to reduce paperwork and respondent burden, invites comment on a continuing information collection, as required by the Paperwork Reduction Act of 1995 (PRA). In accordance with the requirements of the PRA, the OCC may not conduct or sponsor, and the respondent is not required to respond to,…
Agency Information Collection Activities; Proposed Renewal; Comment Request; Renewal Without Change of the Registration of Money Services Businesses Regulation and FinCEN Form 107
April 30, 2026 / Source: Financial Crimes Enforcement Network (FinCEN), Treasury
As part of its continuing effort to reduce paperwork and respondent burden, FinCEN invites comments on a renewal, without change, to information collection requirements contained in Bank Secrecy Act (BSA) regulations and FinCEN Form 107—Registration of Money Services Business (RMSB). Under the regulations, money services businesses (MSBs) must register with FinCEN using FinCEN Form 107,…
Order Preempting the Illinois Interchange Fee Prohibition Act – Interim Final Order
April 29, 2026 / Source: Office of the Comptroller of the Currency (OCC), Treasury.
The OCC is issuing an interim final order concluding that Federal law preempts the Illinois Interchange Fee Prohibition Act, which purports to prohibit national banks and Federal savings associations from charging or receiving interchange fees on the tax and gratuity portions of payment card transactions; and restrict the use of payment card transaction data. The…
National Bank Non-Interest Charges and Fees – Interim Final Rule
April 29, 2026 / Source: Office of the Comptroller of the Currency (OCC), Treasury.
The OCC is adopting an interim final rule to clarify that national banks’ power to charge non-interest charges and fees includes the power to assess, collect, impose, levy, receive, reserve, take, or otherwise obtain non-interest charges and fees, including interchange fees from credit and debit card operations. Further, the interim final rule explains that national…
Regulatory Capital Rule: Community Bank Leverage Ratio Framework – Final Rule
April 29, 2026 / Source: Office of the Comptroller of the Currency, Treasury; the Board of Governors of the Federal Reserve System; and the Federal Deposit Insurance Corporation
The Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation are adopting a final rule that lowers the community bank leverage ratio (CBLR) requirement from 9 percent to 8 percent, consistent with the lower bound provided in section 201 of the Economic…
Federal Reserve issues FOMC statement
April 29, 2026 / Source: FRB
April 29, 2026 Recent indicators suggest that economic activity has been expanding at a solid pace. Job gains have remained low, on average, and the unemployment rate has been little changed in recent months. Inflation is elevated, in part reflecting the recent increase in global energy prices. The Committee seeks to achieve maximum employment and…
HUD and USDA Announce Major Rescission of Building Code Requirements
April 28, 2026 / Source: HUD
WASHINGTON, DC – Secretary Scott Turner and Secretary Brooke Rollins today announced the rescission of a costly Biden Administration-era policy which added at least $20,000 to the cost of home construction. A 2024 Final Determination issued under President Biden rendered all new home construction ineligible for an FHA or USDA-backed mortgage loan unless the home was…
FHFA House Price Index® Unchanged in February; Up 1.7 Percent from Last Year
April 28, 2026 / Source: FHFA
04/28/2026 Washington, D.C. – U.S. house prices were unchanged in February, according to the U.S. Federal Housing (FHFA) seasonally adjusted monthly House Price Index (FHFA HPI®). House prices rose 1.7 percent from February 2025 to February 2026. The previously reported 0.1 percent price change in January was revised upward to 0.2 percent. For the nine census divisions, seasonally…
Same Day ACH Per Payment Limit to Increase to $10 Million
April 27, 2026 / Source: Nacha
SAN DIEGO, April 27, 2026 – The Same Day ACH per payment limit will rise to $10 million under a Rule change approved by the Nacha membership, Nacha announced today at its Smarter Faster Payments 2026 conference. The increase takes effect Sept. 17, 2027, and will be the third increase in the history of Same…
IRS announces new option for certain taxpayers to request more time after ERC claim disallowance
April 27, 2026 / Source: IRS
IR-2026-58, April 27, 2026 WASHINGTON — The Internal Revenue Service today announced a new, streamlined way for taxpayers to extend the period of time for the IRS and the IRS Independent Office of Appeals to review a taxpayer’s response to a disallowance of an Employee Retention Credit (ERC) claim to avoid refund litigation. When an…
CSBS Statement on the OCC’s Proposed Rule to Preempt the Illinois Interchange Fee Prohibition Act
April 27, 2026 / Source: CSBS
Apr 27, 2026 Washington, D.C. – The Illinois Interchange Fee Prohibition Act (IFPA) raises difficult policy questions and creates operational complexities and compliance risks for banks. Whether the law rises to the standard of “preventing or significantly interfering” with a national bank’s powers to process payments and extend credit will have a critical precedential impact on…
Treasury Moves to Prevent Abuse of Community Development Financial Institutions Fund Programs
April 27, 2026 / Source: U.S. Department of the Treasury
April 27, 2026 WASHINGTON— The U.S. Department of the Treasury announced today that is has initiated a review of certified Community Development Financial Institutions (CDFIs) to identify potential violations of applicable law or CDFI requirements and to help ensure that CDFIs that receive federal assistance act as proper stewards of taxpayer funds. “CDFIs play…
Notice of Proposed Rulemaking: Streamlining Regulations Concerning Public Welfare Investments, Open Market Collateralized Loan Obligations, and Federal Savings Association Nondiscrimination Requirements
April 26, 2026 / Source: OCC
OCC Bulletin 2026-16|April 24, 2026 Summary The Office of the Comptroller of the Currency (OCC) is issuing a notice of proposed rulemaking to rescind or amend certain regulations that are unnecessary, based on anything other than the best reading of the underlying statutory authority, or lacking clear statutory authority, consistent with Executive Order 14219, Ensuring Lawful…
OCC Issues Two Interim Final Actions Clarifying Bank Powers under Federal Law and the Preemption of a Related State Law
April 26, 2026 / Source: OCC
News Release 2026-32|April 24, 2026 WASHINGTON—The Office of the Comptroller of the Currency (OCC) today announced an interim final rule and interim final order related to activities of national banks and Federal savings associations. The interim final rule clarifies the longstanding powers under Federal law for national banks to charge certain fees, regardless of whether those…
Community Bank Leverage Ratio: Final Rule
April 23, 2026 / Source: OCC
OCC Bulletin 2026-15|April 23, 2026 Summary The Office of the Comptroller of the Currency (OCC), the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation (collectively, the federal banking agencies) issued a final rule to relieve regulatory burden on certain qualifying community banks by revising the community bank leverage ratio (CBLR) framework….
Homebuying Advances into New Era of Credit Score Competition
April 22, 2026 / Source: FHFA
Federal Housing Administration joins Fannie and Freddie in implementing VantageScore 4.0 and FICO 10T 04/22/2026 Washington, D.C. — Today the U.S. government is ushering in a new era of competition in our nation’s mortgage market. In a joint announcement, HUD Secretary Scott Turner and FHFA Director William J. Pulte announced that the Federal Housing Administration and Fannie…
Final Rule: Equal Credit Opportunity Act (Regulation B)
April 22, 2026 / Source: Consumer Financial Protection Bureau
The Consumer Financial Protection Bureau (Bureau or CFPB) is issuing a final rule that amends provisions related to disparate impact, discouragement of applicants or prospective applicants, and special purpose credit programs under Regulation B, the regulation implementing the Equal Credit Opportunity Act (ECOA or Act). The amendments facilitate compliance with ECOA by clarifying the obligations…
SEC and CFTC Jointly Propose Amendments to Reduce Private Fund Reporting Burdens
April 20, 2026 / Source: SEC
For Immediate Release 2026-40 Washington D.C., April 20, 2026 — The Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC) jointly proposed amendments to reduce private fund reporting burdens while enabling the continued collection of necessary and appropriate information. The agencies proposed to amend Form PF, the confidential reporting form for certain…
FDIC Hosts: Money Smart Moves: Banker-Led Strategies for Financial Education and Well‑Being
April 20, 2026 / Source: FDIC
Event Date Wednesday, April 22, 2026, 1–2 p.m. ET Location Virtual The FDIC will host this event in recognition of National Financial Literacy Month by highlighting how bankers use the FDIC Money Smart curricula to strengthen financial knowledge in their communities. Learn practical approaches to outreach, tools that build financial confidence, and ways to partner…
OCC Issues Updated Model Risk Management Guidance
April 19, 2026 / Source: OCC
News Release 2026-29|April 17, 2026 WASHINGTON—The Office of the Comptroller of the Currency (OCC) today, in coordination with the Board of Governors of the Federal Reserve System (Federal Reserve Board) and the Federal Deposit Insurance Corporation (FDIC), issued updated model risk management guidance for OCC-supervised institutions. These actions build upon the OCC’s ongoing efforts to tailor…
IRS issues Whistleblower Alert, expands efforts to uncover fraud
April 19, 2026 / Source: IRS
IR-2026-54, April 17, 2026 WASHINGTON — The Internal Revenue Service today issued a Whistleblower Alert highlighting an area of concern about misuse, diversion or fraudulent use of federal funds by tax-exempt organizations, individuals and businesses, and urged the public to provide information. “Whistleblower Alerts are a new way for the IRS to spotlight high-risk areas and reach people…
Mortgage Rates Continue to Decline
April 16, 2026 / Source: Freddie Mac
MCLEAN, Va., April 16, 2026 (GLOBE NEWSWIRE) — Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.30%. “Mortgage rates declined this week to a four-week low of 6.30%,” said Sam Khater, Freddie Mac’s Chief Economist. “Compared to one year ago when rates were at 6.83%,…
Imposition of Special Measure Prohibiting Certain Transmittals of Funds Involving CIBanco S.A., Institución de Banca Multiple; Amendment
April 15, 2026 / Source: FinCEN
ACTION: Order; amendment of order.SUMMARY: FinCEN is issuing notice of an order amending its June 2025 order finding thatCIBanco S.A., Institución de Banca Multiple (CIBanco), is a financial institution operatingoutside of the United States that is of primary money laundering concern in connection withillicit opioid trafficking and imposing a special measure prohibiting certain transmittals of…
FinCEN’s Rapid Response Program Interdicts Nearly $2 Billion on Behalf of U.S. Cyber-Enabled Fraud Victims
April 15, 2026 / Source: FinCEN
Immediate Release April 15, 2026 WASHINGTON—Since President Trump resumed office, the Financial Crimes Enforcement Network’s (FinCEN) Rapid Response Program (RRP) has facilitated the interdiction of over $268 million in stolen funds on behalf of U.S. victims, bringing the total to more than $1.8 billion since the program’s inception. The RRP is a partnership between FinCEN,…