Banker Compliance News

Banking compliance professionals require hot-topic news on consumer and regulatory compliance updates, decisions, amendments, changes and launches from across a wide spectrum of news agencies and federal websites. Not only do we update our News pages with individual news items and their links, but these are sent to members in a Daily Bank Compliance email that can be signed up for once new members log-in. Compliance Alliance monitors these agencies for bank compliance news updates throughout the day—posting relevant information to our News page. This is a valuable resource for Bank Managers and their employees.

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Federal and State Financial Regulatory Agencies Issue Interagency Statement on Supervisory Practices Regarding Financial Institutions Affected by Hurricane Ida

August 31, 2021 / Source: OCC

News Release 2021-88 |  Federal and State Financial Regulatory Agencies Issue Interagency Statement on Supervisory Practices Regarding Financial Institutions Affected by Hurricane Ida Joint Release Board of Governors of the Federal Reserve System Conference of State Bank Supervisors Federal Deposit Insurance Corporation National Credit Union Administration Office of the Comptroller of the Currency The Office of the…

Federal and State Financial Regulatory Agencies Issue Interagency Statement on Supervisory Practices Regarding Financial Institutions Affected by California Wildfires

August 31, 2021 / Source: OCC

News Release 2021-89 | August 31, 2021 Federal and State Financial Regulatory Agencies Issue Interagency Statement on Supervisory Practices Regarding Financial Institutions Affected by California Wildfires Joint Release Board of Governors of the Federal Reserve System Conference of State Bank Supervisors Federal Deposit Insurance Corporation National Credit Union Administration Office of the Comptroller of the Currency The Office…

FinCEN to Host Innovation Hours Program Workshop on Digital Identity Services and Technologies

August 31, 2021 / Source: FinCEN

FinCEN to Host Innovation Hours Program Workshop on Digital Identity Services and Technologies Contact Office of Strategic Communications, 703-905-3770 Immediate Release August 31, 2021 WASHINGTON—The Financial Crimes Enforcement Network (FinCEN) will host a special virtual FinCEN Innovation Hours Program on October 14, 2021, focusing on the important role of digital identity to enhance financial services inclusion while…

FDIC Issues CRA Examination Schedules for Fourth Quarter 2021 and First Quarter 2022

August 30, 2021 / Source: FDIC

Press Release FDIC Issues CRA Examination Schedules for Fourth Quarter 2021 and First Quarter 2022 For Release WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) today issued the lists of institutions scheduled for a Community Reinvestment Act (CRA) examination during the fourth quarter 2021 and first quarter 2022. CRA regulations require each federal bank and…

FDITECH Opens Registration for Tech Sprint to Measure and Test Bank Resilience

August 30, 2021 / Source: FDIC

Press Release FDITECH Opens Registration for Tech Sprint to Measure and Test Bank Resilience For Release WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) today opened the registration period to participate in a tech sprint designed to identify and develop measures, data, and other capabilities to understand how resilient banks are to major disruptions. This tech…

Acting Comptroller of the Currency Issues Statement on Civil Money Penalty Against Cadence Bank, N.A. For Violations of the Fair Housing Act

August 30, 2021 / Source: OCC

News Release 2021-87 | August 30, 2021 Acting Comptroller of the Currency Issues Statement on Civil Money Penalty Against Cadence Bank, N.A. For Violations of the Fair Housing Act WASHINGTON—Acting Comptroller of the Currency Michael J. Hsu today released the following statement upon announcement of an enforcement action against Cadence Bank, N.A., Atlanta, for violations of the Fair…

The CDC eviction moratorium has ended: Learn your options

August 27, 2021 / Source: CFPB

The CDC eviction moratorium has ended: Learn your options AUG 27, 2021 On August 26, 2021, the U.S. Supreme Court issued a decision ending the CDC eviction moratorium. If you’re unable to make your rent payments, you’re not alone — here are options and resources to help you get back on your feet. See if…

OCC to Hold Hearing on Charges Against Biagio Maffettone; Agency Seeks Prohibition Order and Civil Money Penalty

August 27, 2021 / Source: OCC

News Release 2021-84 | August 27, 2021 OCC to Hold Hearing on Charges Against Biagio Maffettone; Agency Seeks Prohibition Order and Civil Money Penalty WASHINGTON—The Office of the Comptroller of the Currency (OCC) today announced a public hearing before an Administrative Law Judge beginning Tuesday, August 31, 2021, where the OCC will litigate enforcement actions against Biagio Maffettone,…

OCC Allows National Banks and Federal Savings Associations Affected by Hurricane Ida to Close

August 27, 2021 / Source: OCC

News Release 2021-86 | August 27, 2021 OCC Allows National Banks and Federal Savings Associations Affected by Hurricane Ida to Close WASHINGTON—The Office of the Comptroller of the Currency (OCC) today issued a proclamation allowing national banks, federal savings associations, and federal branches and agencies of foreign banks to close offices along the Gulf Coast of the United…

Third-Party Relationships: Conducting Due Diligence on Financial Technology Companies: A Guide for Community Banks

August 27, 2021 / Source: OCC

OCC Bulletin 2021-40| August 27, 2021 Third-Party Relationships: Conducting Due Diligence on Financial Technology Companies: A Guide for Community Banks To Chief Executive Officers of All National Banks, Federal Savings Associations, and Federal Branches and Agencies; Department and Division Heads; All Examining Personnel; and Other Interested Parties Summary The Office of the Comptroller of the Currency (OCC), the…

FDIC Makes Public July 2021 Enforcement Actions

August 27, 2021 / Source: FDIC

Press Release FDIC Makes Public July Enforcement Actions No Administrative Hearings Scheduled for September 2021 For Release WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) today released a list of orders of administrative enforcement actions taken against banks and individuals in July.  There are no administrative hearings scheduled for September 2021. The FDIC issued nine…

Regulatory Relief August 26, 2021 ”ƒ

August 26, 2021 / Source: FDIC

Financial Institution Letter Regulatory Relief Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Tennessee Affected by Severe Storms and Flooding August 26, 2021  |  FIL-58-2021 Summary: The FDIC has announced a series of steps intended to provide regulatory relief to financial institutions and facilitate recovery in areas of Tennessee affected by severe storms and…

Credit access declined during the pandemic for credit cards, but increased for mortgages and auto loans

August 26, 2021 / Source: CFPB

Credit access declined during the pandemic for credit cards, but increased for mortgages and auto loans By Ryan Sandler – AUG 26, 2021 This is the fifth and final post in a series documenting trends in consumer credit outcomes during the COVID-19 pandemic. This post focuses on access to new credit—the share of new credit applications…

Minutes of the Board’s discount rate meetings on July 19 and July 28, 2021

August 25, 2021 / Source: FRB

Press Release Minutes of the Board's discount rate meetings on July 19 and July 28, 2021 The Federal Reserve Board on Tuesday released the minutes of its interest rate meetings on July 19 and July 28, 2021. The minutes are attached. For media inquiries, call 202-452-2955. Attachment (PDF) Last Update: August 24, 2021

OCC Issues Fourth Quarter 2021 and First Quarter 2022 CRA Evaluation Schedule

August 25, 2021 / Source: OCC

News Release 2021-83 | August 25, 2021 OCC Issues Fourth Quarter 2021 and First Quarter 2022 CRA Evaluation Schedule WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released its schedule of Community Reinvestment Act (CRA) evaluations to be conducted in the fourth quarter 2021 and first quarter 2022. The OCC encourages public comment on the national…

Federal Reserve Board announces termination of enforcement action with AllNations Bank

August 24, 2021 / Source: FRB

Press Release August 24, 2021 Federal Reserve Board announces termination of enforcement action with AllNations Bank The Federal Reserve Board on Tuesday announced the termination of the enforcement action listed below: AllNations Bank, Calumet, Oklahoma Written Agreement, dated October 22, 2018 (PDF) Terminated August 19, 2021 Additional enforcement actions can be searched for here. For media…

Treasury Targets Corruption Networks in Paraguay

August 24, 2021 / Source: OFAC

PRESS RELEASES Treasury Targets Corruption Networks in Paraguay August 24, 2021 WASHINGTON — Today, the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC) sanctioned three Paraguayan individuals, Kassem Mohamad Hijazi, Khalil Ahmad Hijazi, and Liz Paola Doldan Gonzalez, for their roles in corruption in Paraguay, as well as five associated entities connected with their…

Treasury Department Releases Letter to Nonfinancial Corporate Stakeholders on LIBOR Transition

August 23, 2021 / Source: Treasury

PRESS RELEASES Treasury Department Releases Letter to Nonfinancial Corporate Stakeholders on LIBOR Transition August 23, 2021 WASHINGTON – Today, U.S. Secretary of the Treasury Janet L. Yellen, Chair of the Board of Governors of the Federal Reserve System Jerome H. Powell, Chair of the Securities and Exchange Commission Gary Gensler, President and Chief Executive Officer…

Texas Man Pleads Guilty to Wire Fraud for Foreign Exchange Investment Fraud Scheme

August 23, 2021 / Source: FDIC OIG

PRESS RELEASE FOR IMMEDIATE RELEASE Monday, August 23, 2021 Texas Man Pleads Guilty to Wire Fraud for Foreign Exchange Investment Fraud Scheme A Texas man pleaded guilty today in the Southern District of Texas to defrauding investors that he solicited via social media by falsely promising high rates of return and low or no-risk returns…

CFPB issues Technical Specifications for Credit Card Agreement and Data Submissions Required under TILA and the CARD Act (Regulation Z)

August 20, 2021 / Source: CFPB

Today the Bureau issued new technical specifications for complying with credit card agreement and data submission requirements under TILA and the CARD Act (Regulation Z).  Credit card issuers will use the Bureau’s “Collect” website to submit the following data to the Bureau, starting with listed submission dates and into the future: (1) Terms of Credit…

Treasury Sanctions Russian Operatives and Entities Linked to the Poisoning of Aleksey Navalny, Chemical Weapons Program

August 20, 2021 / Source: OFAC

PRESS RELEASES Treasury Sanctions Russian Operatives and Entities Linked to the Poisoning of Aleksey Navalny, Chemical Weapons Program August 20, 2021 WASHINGTON – Today, the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC) and the U.S. Department of State joined the United Kingdom in imposing additional sanctions on Russia in response to…

2020 SAR Filing Trend Data Now Available on FinCEN’s Website

August 19, 2021 / Source: FinCEN

2020 SAR Filing Trend Data Now Available on FinCEN’s Website The Financial Crimes Enforcement Network’s (FinCEN) Interactive SAR Stats webpage now includes Filing Trend Data by industry updated through the 2020 calendar year. Interactive SAR Stats is an application that enables users to view FinCEN’s trend data for aggregated counts of defined suspicious activities that…

OCC Enforcement Actions and Terminations August 19, 2021

August 19, 2021 / Source: OCC

News Release 2021-82 | August 19, 2021 OCC Enforcement Actions and Terminations WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released new enforcement actions taken against national banks, federal savings associations, and individuals currently and formerly affiliated with national banks and federal savings associations. All Cease and Desist Orders, Civil Money Penalty Orders, and Removal/Prohibition Orders…

The Bureau continues to fight to help alleviate housing insecurity through its Tech Sprint Program

August 19, 2021 / Source: CFPB

The Bureau continues to fight to help alleviate housing insecurity through its Tech Sprint Program By Dave Uejio – AUG 18, 2021 I am pleased to announce that the Consumer Financial Protection Bureau will participate in the Census Bureau’s The Opportunity Project (TOP)  “The World Post COVID-19” tech sprint program. The program’s six tech sprints will focus on…

Mortgage refinance loans drove an increase in closed-end originations in 2020, new CFPB report finds

August 19, 2021 / Source: CFPB

Mortgage refinance loans drove an increase in closed-end originations in 2020, new CFPB report finds WASHINGTON, D.C. – A new Home Mortgage Disclosure Act (HMDA) data report  on residential mortgage lending trends released today by the Consumer Financial Protection Bureau finds that the total number of closed-end originations as well as applications increased substantially between 2019 and 2020….