Banker Compliance News

Banking compliance professionals require hot-topic news on consumer and regulatory compliance updates, decisions, amendments, changes and launches from across a wide spectrum of news agencies and federal websites. Not only do we update our News pages with individual news items and their links, but these are sent to members in a Daily Bank Compliance email that can be signed up for once new members log-in. Compliance Alliance monitors these agencies for bank compliance news updates throughout the day—posting relevant information to our News page. This is a valuable resource for Bank Managers and their employees.

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Preliminary Annual Report on U.S. Holdings of Foreign Securities at Year-End 2022

August 31, 2023 / Source: Treasury

WASHINGTON – Preliminary data from an annual survey of U.S. portfolio holdings of foreign securities at year-end 2022 were released today and posted on the Treasury website here. The final survey report, which will include additional detail as well as possible revisions to the data, will be released on October 31, 2023. The survey was undertaken jointly by…

Treasury Targets Individuals and Entity Supporting the Democratic People’s Republic of Korea’s Weapons of Mass Destruction Program

August 31, 2023 / Source: Treasury

Action Taken in Coordination with the Republic of Korea and Japan WASHINGTON — In coordination with the Republic of Korea and Japan, the United States sanctioned two individuals and one entity—Jon Jin Yong, Sergey Mikhaylovich Kozlov, and Intellekt LLC—involved in generating revenue for the Democratic People’s Republic of Korea’s (DPRK) unlawful development of weapons of mass destruction…

READOUT: FinCEN Hosts Public-Private Dialogue on Countering the DPRK’s Illicit Cyber Activities

August 31, 2023 / Source: FinCEN

WASHINGTON—The Financial Crimes Enforcement Network (FinCEN) hosted a FinCEN Exchange last week focused on countering the abuse of the digital ecosystem by the Democratic People’s Republic of Korea (DPRK).  The DPRK continues to use, steal, and launder virtual assets in order to fund its illicit weapons programs.  The proliferation of cyber events and cyber-enabled crime…

OCC Hosts Compliance and Operational Risk Workshops in Santa Ana

August 30, 2023 / Source: OCC

WASHINGTON — The Office of the Comptroller of the Currency (OCC) will host two workshops in Santa Ana, California, on October 3-4 for directors, senior management, and other key executives of national community banks and federal savings associations. The Compliance Risk: Understanding the Rules workshop on October 3 focuses on the critical elements of an…

Sharing of Threat and Vulnerability Information with Financial Institutions

August 30, 2023 / Source: FDIC OIG

The Office of Inspector General (OIG) of the Federal Deposit Insurance Corporation (FDIC) issued its report on Sharing of Threat and Vulnerability Information with Financial Institutions. Financial institutions face a wide range of significant and persistent threats to their operations.  Whether man-made or natural, these threats can disrupt the delivery of financial services and inflict financial…

Consumer advisory: Take action when home insurance is cancelled or costs surge

August 30, 2023 / Source: CFPB

A notice from your insurer dropping your home insurance policy can feel like your largest investment is at risk. Unexpected jumps in the cost of your coverage can put a strain on your budget. And, problems with getting the right amount and type of insurance can make your home more difficult to sell. Changes in…

Agencies Propose Guidance to Enhance Resolution Planning at Large Banks

August 29, 2023 / Source: FDIC

The Federal Deposit Insurance Corporation and Federal Reserve Board today invited public comment on proposed guidance to help certain large bank holding companies further develop their Dodd-Frank Act Title I resolution plans. These resolution plans, also known as “living wills,” describe a bank holding company’s strategy for rapid and orderly resolution under bankruptcy in the…

Agencies Request Comment on Proposed Rule to Require Large Banks to Maintain Long-Term Debt to Improve Financial Stability and Resolution

August 29, 2023 / Source: FDIC

Federal bank regulatory agencies today requested comment on a proposal that would require large banks with total assets of $100 billion or more to maintain a layer of long-term debt, which would improve financial stability by increasing the resolvability and resiliency of such institutions. This proposal follows an advance notice of proposed rulemaking issued in…

U.S. Department of the Treasury, IRS Release Guidance on Inflation Reduction Act Provision to Ensure Good-Paying Clean Energy Jobs, Expand Clean Energy Workforce

August 29, 2023 / Source: Treasury

August 29, 2023 Guidance completes Phase 1 of Treasury Department Inflation Reduction Act Implementation, advances President Biden’s Investing in America agenda WASHINGTON — As part of the Biden-Harris Administration’s Investing in America agenda, the U.S. Department of the Treasury and the Internal Revenue Service (IRS) today released proposed rules and FAQs on key provisions in the Inflation Reduction Act…

OCC Allows National Banks and Federal Savings Associations in Florida Affected by Hurricane Idalia to Close

August 29, 2023 / Source: OCC

WASHINGTON—The Office of the Comptroller of the Currency (OCC) today issued a proclamation allowing national banks, federal savings associations, and federal branches and agencies of foreign banks to close offices in areas of Florida affected by Hurricane Idalia. In issuing the proclamation, the OCC expects that only those bank offices directly affected by potentially unsafe…

CFPB Reaches Multibillion Dollar Settlement with Credit Repair Conglomerate

August 28, 2023 / Source: CFPB

Largest credit repair brands in America, including Lexington Law and CreditRepair.com, perpetrated years long scheme to illegally harvest billions in fees WASHINGTON, D.C. – Today, the Consumer Financial Protection Bureau (CFPB) entered into a proposed settlement with a ring of corporate entities operating some of the largest credit repair brands in the country, including Lexington Law…

OCC Hosts Minority Depository Institutions Advisory Committee Meeting September 12

August 28, 2023 / Source: OCC

WASHINGTON—The Office of the Comptroller of the Currency (OCC) today announced it will host a public meeting of the Minority Depository Institutions Advisory Committee (MDIAC) on Tuesday, September 12, 2023. The meeting, which will be hosted in person and virtually, is open to the public and will begin at 1:00 p.m. Eastern Daylight Time (EDT)….

FACT SHEET: Treasury Department Releases First-Of-Its-Kind Report on Benefits of Unions to the U.S. Economy

August 28, 2023 / Source: Treasury

The Treasury Department today is releasing its most comprehensive ever look at the role that labor unions play in the American economy with a new report by the Department’s Office of Economic Policy. The report represents one of the over 70 actions implemented by the White House Task Force on Worker Organizing and Empowerment, chaired by Vice…

U.S. Department of the Treasury, IRS Release Proposed Regulations on Sales and Exchanges of Digital Assets by Brokers

August 27, 2023 / Source: Treasury

Treasury to solicit public input, feedback on the proposed regulations WASHINGTON – As part of the Biden-Harris Administration’s implementation of the bipartisan Infrastructure Investment and Jobs Act (IIJA), the U.S. Department of the Treasury (Treasury Department) and the Internal Revenue Service (IRS) today released proposed regulations on the sale and exchange of digital assets by brokers, in…

Agencies to Host Roundtable on Special Purpose Credit Programs

August 27, 2023 / Source: CFPB

WASHINGTON, D.C. — Four federal agencies will host a roundtable discussion September 12, 2023, at 3:00 p.m. EDT regarding the availability of special purpose credit programs to help meet the credit needs of eligible individuals. The event will be open to the public via livestream. U.S. Department of Housing and Urban Development Secretary Marcia L. Fudge,…

Justice Department Announces Results of Nationwide COVID-19 Fraud Enforcement Action

August 24, 2023 / Source: FDIC OIG

Department Also Announces the Launch of Two New COVID-19 Fraud Strike Forces The Justice Department announced today the results of a coordinated, nationwide enforcement action to combat COVID-19 fraud, which included 718 enforcement actions – including federal criminal charges against 371 defendants – for offenses related to over $836 million in alleged COVID-19 fraud. “The…

Treasury Targets Individuals Contributing to Increased Conflict and Instability in the Eastern DRC

August 24, 2023 / Source: Treasury

WASHINGTON — Today, the Department of the Treasury’s Office of Foreign Assets Control (OFAC) sanctioned six individuals for contributing to the most recent escalation of conflict in the eastern Democratic Republic of the Congo (DRC). Today’s sanctions reflect the United States’ commitment to advancing efforts toward resolution of the crisis, promoting accountability for human rights…

Agencies to Host Roundtable on Special Purpose Credit Programs

August 24, 2023 / Source: OCC

WASHINGTON, D.C.—Four federal agencies will host a roundtable discussion September 12, 2023, at 3:00 p.m. EDT regarding the availability of special purpose credit programs (SPCP) to help meet the credit needs of eligible individuals. The event will be open to the public via livestream. U.S. Department of Housing and Urban Development Secretary Marcia L. Fudge,…

Treasury Designates Roman Semenov, Co-Founder of Sanctioned Virtual Currency Mixer Tornado Cash

August 23, 2023 / Source: Treasury

Concurrent Treasury sanctions and DOJ indictments hold to account founders of mixing service that laundered stolen virtual assets for North Korea WASHINGTON — Today, the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC) sanctioned Roman Semenov, one of three co-founders of the sanctioned virtual currency mixer Tornado Cash, for his role in…

Treasury Expands Burma-Related Sanctions and Designates Additional Jet Fuel Suppliers in Burma

August 23, 2023 / Source: Treasury

WASHINGTON — Today, taking note of the Burmese military regime’s violent airstrikes against the people of Burma, the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC) issued a determination that allows sanctions to be imposed on any foreign individual or entity that operates in the jet fuel sector of the Burmese economy….

Welcoming Remarks Governor Michelle W. Bowman

August 22, 2023 / Source: FRB

Thank you, President Goolsbee. It is a pleasure to be here today to participate in our first in-person Fed Listens event in Chicago since before the pandemic. I am really looking forward to being a part of today’s conversation. When we began Fed Listens in 2019, the initiative was part of a broad, comprehensive review of the decisionmaking framework…

Minutes of the Board’s discount rate meetings from July 17 and July 26, 2023

August 22, 2023 / Source: FRB

The Federal Reserve Board on Tuesday released the minutes from its recent meetings to review and determine the discount rates provided to depository institutions through the discount window. Today’s minutes cover the Board meetings that occurred on July 17 and 26, 2023. The Board’s process for setting the discount rate is distinct from the process…

OCC Allows National Banks and Federal Savings Associations in California, Nevada and Arizona Affected by Tropical Storm Hilary to Close

August 21, 2023 / Source: OCC

WASHINGTON—The Office of the Comptroller of the Currency (OCC) today issued a proclamation allowing national banks, federal savings associations, and federal branches and agencies of foreign banks to close offices in areas of California, Nevada and Arizona affected by Tropical Storm Hilary. In issuing the proclamation, the OCC expects that only those bank offices directly…

Federal and state financial regulatory agencies issue interagency statement on supervisory practices regarding financial institutions affected by the Hawaii Wildfires

August 21, 2023 / Source: FRB

The Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, the Hawaii Department of Commerce and Consumer Affairs’ Division of Financial Institutions, the National Credit Union Administration, and the Office of the Comptroller of the Currency, collectively the agencies, recognize the serious impact of the recent Hawaii wildfires on the customers…

Treasury Sanctions Lebanese Entity and Leader for Providing Support to Hizballah

August 20, 2023 / Source: Treasury

WASHINGTON — Today, the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC) designated Lebanon-based Green Without Borders and its leader. Green Without Borders is a Lebanon-based organization that has provided support to and cover for Hizballah’s operations in southern Lebanon along the “Blue Line” between Lebanon and Israel over the last decade…