Banker Compliance News

Banking compliance professionals require hot-topic news on consumer and regulatory compliance updates, decisions, amendments, changes and launches from across a wide spectrum of news agencies and federal websites. Not only do we update our News pages with individual news items and their links, but these are sent to members in a Daily Bank Compliance email that can be signed up for once new members log-in. Compliance Alliance monitors these agencies for bank compliance news updates throughout the day—posting relevant information to our News page. This is a valuable resource for Bank Managers and their employees.

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Federal Reserve Board announces schedule for results from Dodd-Frank Act stress tests and Comprehensive Capital Analysis and Review (CCAR)

May 31, 2019 / Source: FRB

Press Release May 31, 2019 Federal Reserve Board announces schedule for results from Dodd-Frank Act stress tests and Comprehensive Capital Analysis and Review (CCAR) For release at 2:30 p.m. EDT Share Results from the latest supervisory stress tests conducted as part of the Dodd-Frank Act will be released on Friday, June 21, and the results…

FDIC Makes Public April 2019 Enforcement Actions

May 31, 2019 / Source: FDIC

Press Releases FDIC Makes Public April Enforcement Actions; No Administrative Hearings Scheduled for June 2019 FOR IMMEDIATE RELEASE May 31, 2019 Media contact: LaJuan Williams-Young (202) 898-3876 [email protected] The Federal Deposit Insurance Corporation (FDIC) today released a list of orders of administrative enforcement actions taken against banks and individuals in April. There are no administrative…

Agencies Issue Final Rule Regarding the Treatment of Certain Municipal Obligations as High-Quality Liquid Assets

May 31, 2019 / Source: OCC

Joint Release Board of Governors of the Federal Reserve System Federal Deposit Insurance Corporation Office of the Comptroller of the Currency NR 2019-59 FOR IMMEDIATE RELEASE May 30, 2019 Agencies Issue Final Rule Regarding the Treatment of Certain Municipal Obligations as High-Quality Liquid Assets WASHINGTON—The federal bank regulatory agencies issued a final rule that will…

Federal Reserve announces results of offering of seven-day term deposits on May 30

May 31, 2019 / Source: FRB

Press Release May 30, 2019 Federal Reserve announces results of offering of seven-day term deposits on May 30 For release at 3:30 p.m. EDT Share On May 30, 2019, the Federal Reserve conducted a floating-rate offering of term deposits through its Term Deposit Facility. The operation offered seven-day term deposits with the rate set equal…

FDIC Issues CRA Examination Schedules for Third Quarter 2019 and Fourth Quarter 2019

May 30, 2019 / Source: FDIC

Press Releases FDIC Issues CRA Examination Schedules for Third Quarter 2019 and Fourth Quarter 2019 FOR IMMEDIATE RELEASE May 30, 2019 Media contact: Greg Hernandez (202) 898-6984 [email protected] The Federal Deposit Insurance Corporation (FDIC) today issued the lists of institutions scheduled for a Community Reinvestment Act (CRA) examination during the third quarter of 2019 and…

OCC Issues Third and Fourth Quarter 2019 CRA Evaluation Schedule

May 30, 2019 / Source: OCC

NR 2019-58 FOR IMMEDIATE RELEASE May 30, 2019 Contact: William Grassano (202) 649-6870 OCC Issues Third and Fourth Quarter 2019 CRA Evaluation Schedule WASHINGTON — The Office of the Comptroller of the Currency (OCC) today released its schedule of Community Reinvestment Act (CRA) evaluations to be conducted in the third and fourth quarters of 2019….

Consumer Financial Protection Bureau Settles with BSI Financial Services

May 29, 2019 / Source: CFPB

Consumer Financial Protection Bureau Settles with BSI Financial Services MAY 29, 2019 WASHINGTON, D.C. – The Consumer Financial Protection Bureau (Bureau) today announced a settlement with BSI Financial Services (BSI), a mortgage servicer headquartered in Irving, Texas. BSI Financial Services is the operating name for Servis One, Inc.  The Bureau found that BSI violated the Consumer…

Joint Release: Agencies Issue Host State Loan-to-Deposit Ratios

May 29, 2019 / Source: OCC

Joint Release Board of Governors of the Federal Reserve System Federal Deposit Insurance Corporation Office of the Comptroller of the Currency NR 2019-56 FOR IMMEDIATE RELEASE May 28, 2019 Agencies Issue Host State Loan-to-Deposit Ratios The Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of the Comptroller…

OCC Allows National Banks and Federal Savings Associations Affected by Flooding in the South Central United States to Close

May 29, 2019 / Source: OCC

NR 2019-57 FOR IMMEDIATE RELEASE May 28, 2019 Contact: William Grassano (202) 649-6870 OCC Allows National Banks and Federal Savings Associations Affected by Flooding in the South Central United States to Close WASHINGTON — The Office of the Comptroller of the Currency (OCC) today issued a proclamation allowing national banks, federal savings associations, and federal…

Bank CEO Stephen M. Calk Charged With Corruptly Soliciting A Presidential Administration Position In Exchange For Approving $16 Million In Loans

May 28, 2019 / Source: DOJ

Department of Justice U.S. Attorney’s Office Southern District of New York FOR IMMEDIATE RELEASE Thursday, May 23, 2019 Bank CEO Stephen M. Calk Charged With Corruptly Soliciting A Presidential Administration Position In Exchange For Approving $16 Million In Loans Audrey Strauss, the Attorney for the United States, Acting Under Authority Conferred by 28 U.S.C. §…

Ex-Mirae Bank Executive Sentenced to More than 5 Years in Prison for Loan Fraud that Caused Large Losses to the Bank

May 28, 2019 / Source: FDICIG

FOR IMMEDIATE RELEASE Monday, May 20, 2019 Ex-Mirae Bank Executive Sentenced to More than 5 Years in Prison for Loan Fraud that Caused Large Losses to the Bank LOS ANGELES – The former chief marketing officer at the now-defunct Mirae Bank was sentenced today to 70 months in federal prison for his role in a scheme…

Office of the Comptroller of the Currency Issues Final Rule to Enhance Business Flexibility for Federal Savings Associations

May 24, 2019 / Source: OCC

NR 2019-54 FOR IMMEDIATE RELEASE May 24, 2019 Contact: William Grassano (202) 649-6870 Office of the Comptroller of the Currency Issues Final Rule to Enhance Business Flexibility for Federal Savings Associations WASHINGTON — The Office of the Comptroller of the Currency (OCC) has issued a final rule that provides more business flexibility to federal savings…

Federal Reserve Board releases results of survey of senior financial officers at banks about strategies and practices for managing reserve balances

May 24, 2019 / Source: FRB

Press Release May 23, 2019 Federal Reserve Board releases results of survey of senior financial officers at banks about strategies and practices for managing reserve balances For release at 2:00 p.m. EDT Share The Federal Reserve Board on Thursday released results of a survey of senior financial officers at banks about their strategies and practices…

Consumer Financial Protection Bureau Launches Financial Education Tool for Active-Duty Servicemembers

May 23, 2019 / Source: CFPB

Consumer Financial Protection Bureau Launches Financial Education Tool for Active-Duty Servicemembers “Misadventures in Money Management” Expands to Wider Audience MAY 23, 2019 WASHINGTON, D.C. – Today the Consumer Financial Protection Bureau (CFPB) significantly expanded its Misadventures in Money Management financial education tool to active-duty servicemembers. Misadventures in Money Management (MIMM.gov) was initially developed for future servicemembers who…

Federal Reserve to offer seven-day term deposits on May 30

May 23, 2019 / Source: FRB

Press Release May 23, 2019 Federal Reserve to offer seven-day term deposits on May 30 For release at 10:00 a.m. EDT Share The Federal Reserve plans to continue its previously announced periodic testing of the Term Deposit Facility (TDF) with one operation in May. These operations are aimed at ensuring the operational readiness of the…

FDIC Resolves Payday Lender Lawsuit

May 23, 2019 / Source: FDIC

Press Releases FDIC Resolves Payday Lender Lawsuit FOR IMMEDIATE RELEASE May 22, 2019 Media contact: David Barr (202) 898-6992 [email protected] The Federal Deposit Insurance Corporation (FDIC) has resolved a lawsuit with Advance America, Cash Advance Centers, Inc.; Check Into Cash, Inc.; and Northstate Check Exchange. Advance America et al. v. Federal Deposit Insurance Corporation et al. (D.D.C.)….

Counterfeit Cashier’s Checks of Farmers & Merchants National Bank, Nashville, Ill.

May 22, 2019 / Source: OCC

Alert 2019-5 Subject: Counterfeit Cashier’s Checks Date: May 22, 2019 Description: Farmers & Merchants National Bank Counterfeit Cashier’s Checks of Farmers & Merchants National Bank, Nashville, Ill. To: Chief Executive Officers of All National Banks and Federal Savings Associations; All State Banking Authorities; Chair, Board of Governors of the Federal Reserve System; Chair, Federal Deposit Insurance Corporation;…

Spring 2019 rulemaking agenda

May 22, 2019 / Source: CFPB

Spring 2019 rulemaking agenda By Diane Thompson – MAY 22, 2019 The Bureau is publishing its Spring 2019 Agenda as part of the Spring 2019 Unified Agenda of Federal Regulatory and Deregulatory Actions, which is coordinated by the Office of Management and Budget. As an independent regulatory agency, the Bureau voluntarily participates in the Unified Agenda. The agenda lists the…

Minutes of the Federal Open Market Committee, April 30-May 1, 2019

May 22, 2019 / Source: FRB

Press Release May 22, 2019 Minutes of the Federal Open Market Committee, April 30-May 1, 2019 For release at 2:00 p.m. EDT Share The Federal Reserve Board and the Federal Open Market Committee on Wednesday released the attached minutes of the Committee meeting held on April 30-May 1, 2019. The minutes for each regularly scheduled…

FIL: Banker Teleconference Series: Private Flood Insurance Rule

May 21, 2019 / Source: FDIC

Financial Institution Letters FIL-27-2019 May 20, 2019 Banker Teleconference Series: Private Flood Insurance Rule Timely and Comprehensive Information from the FDIC Printable Format: FIL-27-2019 – PDF (PDF Help) Summary: The FDIC's Division of Depositor and Consumer Protection (DCP) will conduct an interagency webinar scheduled for Tuesday, June 18, 2019, that will focus on the recently issued…

Senior Deputy Comptroller Discusses Bank Secrecy Act and Anti-Money Laundering Compliance

May 21, 2019 / Source: OCC

NR 2019-50 FOR IMMEDIATE RELEASE May 21, 2019 Contact: Bryan Hubbard (202) 649-6870 Senior Deputy Comptroller Discusses Bank Secrecy Act and Anti-Money Laundering Compliance WASHINGTON — Senior Deputy Comptroller for Bank Supervision Policy Grovetta N. Gardineer today discussed efforts to protect the financial system from being misused for illegal purposes during a hearing before the…

FIL: Financial Institution Diversity Video

May 20, 2019 / Source: FDIC

Financial Institution Letters FIL-26-2019 May 20, 2019 Financial Institution Diversity Video Printable Format: FIL-26-2019 – PDF (PDF Help) Summary: The FDIC's Office of Minority and Women Inclusion (OMWI) prepared a video that is available on the FDIC YouTube Channel. In the “Financial Institution Diversity” video, OMWI Director Saul Schwartz describes the FDIC's Financial Institution Diversity Program….

[NACHA Webinar] Third-Party Sender Registration: Are You Compliant?

May 20, 2019 / Source: NACHA

[NACHA Webinar] Third-Party Sender Registration: Are You Compliant? SPEAKERS Andrew M. Barlow, AAP, NCP Executive Vice President WACHA – The Premier Payments Resource Jeanette A. Fox, AAP Senior Director, Risk Investigations, ACH Network Risk Management Nacha Lorie J. Nash, AAP Senior Director, Compliance Nacha Danita T. Tyrrell, AAP Director, ACH Network Rules Development & Technical Support…

Consumer Financial Protection Bureau Files Suit Against Forster & Garbus, LLP

May 17, 2019 / Source: CFPB

Consumer Financial Protection Bureau Files Suit Against Forster & Garbus, LLP MAY 17, 2019   WASHINGTON, D.C. — The Consumer Financial Protection Bureau today filed a lawsuit in the federal district court in the Eastern District of New York against Forster & Garbus, LLP, a New York debt-collection law firm. The Bureau’s complaint alleges that Forster…

Federal Open Market Committee announces tentative meeting schedule for 2020

May 17, 2019 / Source: FRB

Press Release May 17, 2019 Federal Open Market Committee announces tentative meeting schedule for 2020 For release at 10:00 a.m. EDT Share The Federal Open Market Committee on Friday announced its tentative meeting schedule for 2020: January 28-29 (Tuesday-Wednesday) March 17-18 (Tuesday-Wednesday) April 28-29 (Tuesday-Wednesday) June 9-10 (Tuesday-Wednesday) July 28-29 (Tuesday-Wednesday) September 15-16 (Tuesday-Wednesday) November…