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Office of the Comptroller of the Currency Fees and Assessments: Calendar Year 2026 Fees and Assessments Structure
December 1, 2025 / Source: Office of the Comptroller of the Currency
Summary This bulletin informs all national banks, federal savings associations, and federal branches and agencies of foreign banks of fees and assessments charged by the Office of the Comptroller of the Currency (OCC) for calendar year 2026. The fees and assessments become effective January 1, 2026. Note for Community Banks This notice applies to all…
Comptroller Issues Statement on Congressional Debanking Report
December 1, 2025 / Source: Office of the Comptroller
WASHINGTON—Comptroller of the Currency Jonathan V. Gould today issued the following statement on the release of the report titled “Operation Chokepoint 2.0: Biden’s Debanking of Digital Assets,” issued by the U.S. House of Representatives’ Financial Services Committee majority staff. The congressional staff report on the Biden Administration’s coordinated effort to debank digital assets confirms what…
FTC Issues Annual Report to Congress on Agency’s Actions to Protect Older Adults
December 1, 2025 / Source: Federal Trade Commission
The report highlights a dramatic increase in the number of older adults reporting losses of over $100,000 to scams December 1, 2025 Tags: Today, the Federal Trade Commission issued its annual report to Congress on protecting older adults, which shows a big increase in the number of older adults reporting losses of over $100,000 to…
FinCEN Issues Alert on Cross-Border Funds Transfers Involving Illegal Aliens
December 1, 2025 / Source: Financial Crimes Enforcement Network
Immediate Release November 28, 2025 WASHINGTON —Today, the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) is issuing an Alert as part of Treasury’s effort to prevent the exploitation of the U.S. financial system by illegal aliens in the United States seeking to move illicitly obtained funds. Annually over the past several years, the United States…
Request for Information: Streamlining the Call Report
December 1, 2025 / Source: National Archives and Records Administration
The OCC, the Board, and the FDIC (the agencies) seek public input on sources of regulatory reporting burden for institutions that currently file the Consolidated Reports of Condition and Income (Call Report) (FFIEC 031, FFIEC 041, and FFIEC 051). This request for information (RFI) offers the opportunity for interested stakeholders to identify ways that the…
Tool Segment: Board Reporting Checklist for Compliance, Audit, and Information Technology
November 26, 2025 / Source: Compliance Alliance
As a Compliance Officer, are you uncertain about which regulations require reporting to the Board and how frequently those reports must be submitted? Join Kelly Owsley as she walks you through the Board Reporting Checklist for Compliance, Audit, and Information Technology. This tool ensures regulatory compliance while keeping the Board informed on the Bank’s most…
Leader of Colombian Money Laundering Organization Sentenced to Five Years in Prison For Laundering Drug Proceeds
November 26, 2025 / Source: US Department of Justice
A Colombian national was sentenced today to 60 months in prison for conspiring to launder drug proceeds. He was also ordered to forfeit $1.2 million. According to court documents, Michael Nunez Daza, also known as “Luky,” 49, led a transnational money laundering organization operating in Colombia, Mexico, and the United States. Nunez Daza orchestrated bulk…
OCC Issues First and Second Quarter 2026 CRA Evaluation Schedule | OCC
November 25, 2025 / Source: Office of the Comptroller of the Currency
WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released its schedule of Community Reinvestment Act (CRA) evaluations to be conducted in the first and second quarters of 2026. The OCC encourages public comment on the CRA-related activities of the national banks and federal savings associations (collectively, banks) scheduled to be evaluated under the…
FHFA Announces Conforming Loan Limit Values for 2026
November 25, 2025 / Source: Federal Housing Finance Agency
Baseline Conforming Loan Limit Value Will Increase to $832,750for immediate release 11/25/2025 Washington, D.C. – U.S. Federal Housing (FHFA) today announced the conforming loan limit values (CLLs) for mortgages Fannie Mae and Freddie Mac (the Enterprises) will acquire in 2026. In most of the United States, the 2026 CLL value for one-unit properties will be $832,750, an…
U.S. House Prices Rise 2.2 Percent Year over Year; Up 0.2 percent Quarter over Quarter
November 25, 2025 / Source: Federal Housing Finance Agency
Washington, D.C. – U.S. house prices rose 2.2 percent between the third quarter of 2024 and the third quarter of 2025, according to the U.S. Federal Housing (FHFA) House Price Index (FHFA HPI®). House prices for the third quarter of 2025 rose 0.2 percent compared to the second quarter of 2025. FHFA’s seasonally adjusted monthly index…
FDIC OIG Recognizes International Fraud Awareness Week
November 25, 2025 / Source: Office of Inspector General Federal Deposit Insurance Corporation
November 25, 2025 Last week, the OIG recognized International Fraud Awareness Week, a global effort to minimize the impact of fraud by promoting anti-fraud awareness and education. As the independent office that works to detect and deter waste, fraud, and abuse, the Office of Inspector General (OIG) wants to take this opportunity to remind employees about…
Compliance Date Extension: Sections 328.4 and 328.5 Amendments to FDIC Official Signs and Advertising Requirements, False Advertising, Misrepresentation of Insured Status, and Misuse of the FDIC’s Name or Logo Rule
November 25, 2025 / Source: Federal Deposit Insurance Corporation
Summary: The Federal Deposit Insurance Corporation (FDIC) is extending the compliance date from March 1, 2026, to January 1, 2027, for the requirements under 12 CFR 328.5 to display the FDIC official digital sign on an insured depository institution’s (IDI’s) digital deposit-taking channels, as well as analogous requirements related to IDI’s automated teller machines (ATMs)…
FDIC Finalizes Regulatory Threshold Updates and Indexing to Reflect Inflation
November 25, 2025 / Source: Federal Deposit Insurance Corporation
November 25, 2025 WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) Board of Directors today approved a final rule that updates certain regulatory thresholds to reflect historical inflation, including those under 12 CFR part 363 related to annual independent audit and reporting requirements, and provides for future adjustments to those thresholds based on inflation. The changes…
Agencies issue proposal to enhance community banks’ ability to serve their communities while maintaining strong capital requirements
November 25, 2025 / Source: Board of Governors of the Federal System
For release at 1:30 p.m. EST The federal bank regulatory agencies today invited public comment on a proposal that would implement changes to the community bank leverage ratio framework in accordance with statutory authority. By incorporating these changes, the revisions would reduce regulatory burden and provide community banks with greater flexibility and optionality in their…
Agencies issue final rule to modify certain regulatory capital standards
November 25, 2025 / Source: Board of Governors of the Federal Reserve System
For release at 1:30 p.m. EST The federal bank regulatory agencies today jointly issued a final rule that modifies certain regulatory capital standards to reduce disincentives a banking organization may have to engage in lower-risk activities, such as intermediating in U.S. Treasury markets. The final rule is substantially similar to the proposal issued in June, with changes…
CFPB’s Supervision Division Releases New ‘Humility Pledge’
November 24, 2025 / Source: Consumer Financial Protection Bureau
Washington, D.C.—Today, the CFPB made changes to how the Supervision Division conducts exams. Previously, under the leadership of Director Chopra and Biden’s Director of Supervision Lorelei Salas, a former Soros activist who was put on leave in February 2025, this division was the weaponized arm of the CFPB. Under President Trump and Director Vought’s leadership,…
OCC Announces Additional Actions to Support Community Banks and Reduce Regulatory Burden
November 24, 2025 / Source: Office of the Comptroller of the Currency
WASHINGTON—The Office of the Comptroller of the Currency (OCC) today announced supervisory and regulatory actions to reduce burden for community banks and strengthen their service as drivers of economic growth. The OCC’s actions build on previous guidance to community banks and proposed rulemakings to tailor risk-based supervision to focus on material financial risk and prioritize reforms at…
Bank Secrecy Act/Anti-Money Laundering: Community Bank Minimum Bank Secrecy Act/Anti-Money Laundering Examination Procedures
November 24, 2025 / Source: Office of the Comptroller of the Currency
Summary This bulletin establishes the Community Bank Minimum Bank Secrecy Act (BSA/AML) Examination Procedures (Community Bank Procedures) for BSA/AML compliance examinations and provides guidance for Office of the Comptroller of the Currency (OCC) examiners on their application. The Community Bank Procedures, effective for examinations beginning February 1, 2026, reflect the OCC’s continued commitment to, and…
Bank Secrecy Act/Anti-Money Laundering: Discontinuation of Annual Money Laundering Risk System Data Collection
November 24, 2025 / Source: Office of the Comptroller of the Currency
Summary The Office of the Comptroller of the Currency (OCC) will no longer annually collect information from community banks1 through the Money Laundering Risk (MLR) System. Note for Community Banks This guidance is applicable to all community banks. Highlights Background Since 2005, the OCC has conducted an annual data collection, known as the MLR System, from…
Bank Activities: Request for Information on Community Banks’ Engagement with Core Service Providers and Other Essential Third-Party Service Providers
November 24, 2025 / Source: Office of the Comptroller of the Currency
Summary Today the Office of the Comptroller of the Currency (OCC) released a request for information (RFI) on community banks’ engagement with their core service providers and other essential third-party service providers. Note for Community Banks This request for information applies to all banks that may want to comment on the matters in the RFI….
U.S. Federal Housing Announces 2026 Multifamily Loan Purchase Caps for Fannie Mae and Freddie Mac
November 24, 2025 / Source: Federal Housing Finance Agency
11/24/2025 Washington, D.C. – U.S. Federal Housing announced today that the 2026 multifamily loan purchase caps for Fannie Mae and Freddie Mac (the Enterprises) will be $88 billion for each Enterprise, for a combined total of $176 billion to support the multifamily market. To ensure a strong focus on affordable housing and underserved markets, U.S. Federal…
FDIC Quarterly Banking Profile Third Quarter 2025
November 24, 2025 / Source: Federal Deposit Insurance Corporation
Today, the FDIC is releasing third quarter 2025 performance results for FDIC-insured institutions. The banking industry finished the quarter with higher earnings quarter over quarter, resulting in a return on assets (ROA) ratio of 1.27 percent. Strong net interest income growth and a reduction in provision expense, primarily related to last quarter’s large bank acquisition,…
Meeting Time Change: Consumer Advisory Board Meeting
November 24, 2025 / Source: Consumer Financial Protection Bureau
Under the Federal Advisory Committee Act (FACA), this notice sets forth the announcement of a public meeting of the Consumer Advisory Board (CAB or Board) of the Consumer Financial Protection Bureau (CFPB or Bureau). The notice also describes the functions of the Board. The CAB will discuss broad policy matters related to the Bureau’s Unified…
OFAC Imposes $4.7 Million Penalty on Real Estate Investor for Dealing in Blocked Russian’s Property
November 24, 2025 / Source: US Department of the Treasury
November 24, 2025 Sale of Blocked Residential Real Property Also Violated OFAC Cease-and-Desist Order WASHINGTON — Today, the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC) imposed a $4,677,552 penalty on an individual (“U.S. Person-1”) for violating OFAC sanctions on Russia and failing to comply with an OFAC subpoena. This action—which imposes the statutory maximum…
Co-Founder of Paycheck Protection Program Lender Service Provider Sentenced for $63M COVID-19 Relief Fraud Scheme
November 23, 2025 / Source: US Department of Justice
A co-founder of a lender service provider was sentenced to 10 years in prison for participating in a scheme to fraudulently obtain over $63 million in Paycheck Protection Program (PPP) loans guaranteed by the U.S. Small Business Administration (SBA) under the Coronavirus Aid, Relief, and Economic Security (CARES) Act. The defendant was also ordered to pay over $63…