Banker Compliance News

Capturing the important news of the day in an easy to access way. We post news we feel is relevant to our members and community banks nationwide.

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OCC Releases CRA Evaluations for 33 National Banks and Federal Savings Associations

June 5, 2019 / Source: OCC

NR 2019-63 FOR IMMEDIATE RELEASE June 5, 2019 Contact: (202) 649-6870 OCC Releases CRA Evaluations for 33 National Banks and Federal Savings Associations WASHINGTON — The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of May 1, 2019…

Stop by and See Us at ABA Regulatory – Booth #419

June 5, 2019 / Source:

Stop by and See Us at Booth #419 That's right – Compliance Alliance will once again have a booth at the American Bankers Association's Regulatory Compliance Conference and we're inviting our members to stop by and say hello! C/A Members should stop by for a ribbon and their free gift! Help a friend and bring…

Liquidity Coverage Ratio Rule: Treatment of Certain Municipal Obligations as High-Quality Liquid Assets: Final Rule

June 5, 2019 / Source: OCC

OCC BULLETIN 2019-27 Subject: Liquidity Coverage Ratio Rule: Treatment of Certain Municipal Obligations as High-Quality Liquid Assets Date: June 5, 2019 To: Chief Executive Officers of All National Banks, Federal Savings Associations, and Federal Branches and Agencies of Foreign Banks; Department and Division Heads; All Examining Personnel; and Other Interested Parties Description: Final Rule Summary The…

FDIC Issues June 2019 List of Banks Examined for CRA Compliance

June 5, 2019 / Source: FDIC

Press Releases FDIC Issues List of Banks Examined for CRA Compliance FOR IMMEDIATE RELEASE June 5, 2019 Media contact: Greg Hernandez (202) 898-6984 [email protected] The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the…

OCC Extends Dodd-Frank Act Stress Test Requirements Through November 25, 2019

June 4, 2019 / Source: OCC

NR 2019-62 FOR IMMEDIATE RELEASE June 4, 2019 Contact: Bryan Hubbard (202) 649-6870 OCC Extends Dodd-Frank Act Stress Test Requirements Through November 25, 2019 WASHINGTON — Because national banks and federal savings associations (FSAs) with consolidated assets between $100 billion and $250 billion will not be subject to the Dodd-Frank Act Stress Test (DFAST) requirements…

Request for Information on FDIC Technical Assistance Offerings and Delivery

June 4, 2019 / Source: FDIC

Financial Institution Letters FIL-29-2019 June 3, 2019 Request for Information on FDIC Technical Assistance Offerings and Delivery Printable Format: FIL-29-2019 – PDF (PDF Help) Summary: On June 3, 2019, the Federal Deposit Insurance Corporation (FDIC) issued a Request for Information seeking feedback on the FDIC's methods and efforts to provide technical assistance. The FDIC requests information…

Legend Bank, N.A., Bowie, Texas, Acquires the Insured Deposits of The Enloe State Bank, Cooper, Texas

June 3, 2019 / Source: FDIC

Press Releases Legend Bank, N.A., Bowie, Texas, Acquires the Insured Deposits of The Enloe State Bank, Cooper, Texas FOR IMMEDIATE RELEASE May 31, 2019 FDIC Call Center — 1-888-408-4360 The Enloe State Bank, Cooper, Texas, was closed today by the Texas Department of Banking, which then appointed the Federal Deposit Insurance Corporation (FDIC) as receiver….

OCC Hosts New York Workshop for Board Directors and Bank Management

June 3, 2019 / Source: OCC

NR 2019-60 FOR IMMEDIATE RELEASE May 31, 2019 Contact: Stephanie Collins (202) 649-6870 OCC Hosts New York Workshop for Board Directors and Bank Management WASHINGTON — The Office of the Comptroller of the Currency (OCC) will host a workshop in New York, N.Y., at the OCC Northeastern District Office, July 9-10, for directors, senior management…

Federal Reserve Board announces schedule for results from Dodd-Frank Act stress tests and Comprehensive Capital Analysis and Review (CCAR)

May 31, 2019 / Source: FRB

Press Release May 31, 2019 Federal Reserve Board announces schedule for results from Dodd-Frank Act stress tests and Comprehensive Capital Analysis and Review (CCAR) For release at 2:30 p.m. EDT Share Results from the latest supervisory stress tests conducted as part of the Dodd-Frank Act will be released on Friday, June 21, and the results…

FDIC Makes Public April 2019 Enforcement Actions

May 31, 2019 / Source: FDIC

Press Releases FDIC Makes Public April Enforcement Actions; No Administrative Hearings Scheduled for June 2019 FOR IMMEDIATE RELEASE May 31, 2019 Media contact: LaJuan Williams-Young (202) 898-3876 [email protected] The Federal Deposit Insurance Corporation (FDIC) today released a list of orders of administrative enforcement actions taken against banks and individuals in April. There are no administrative…

Agencies Issue Final Rule Regarding the Treatment of Certain Municipal Obligations as High-Quality Liquid Assets

May 31, 2019 / Source: OCC

Joint Release Board of Governors of the Federal Reserve System Federal Deposit Insurance Corporation Office of the Comptroller of the Currency NR 2019-59 FOR IMMEDIATE RELEASE May 30, 2019 Agencies Issue Final Rule Regarding the Treatment of Certain Municipal Obligations as High-Quality Liquid Assets WASHINGTON—The federal bank regulatory agencies issued a final rule that will…

Federal Reserve announces results of offering of seven-day term deposits on May 30

May 31, 2019 / Source: FRB

Press Release May 30, 2019 Federal Reserve announces results of offering of seven-day term deposits on May 30 For release at 3:30 p.m. EDT Share On May 30, 2019, the Federal Reserve conducted a floating-rate offering of term deposits through its Term Deposit Facility. The operation offered seven-day term deposits with the rate set equal…

FDIC Issues CRA Examination Schedules for Third Quarter 2019 and Fourth Quarter 2019

May 30, 2019 / Source: FDIC

Press Releases FDIC Issues CRA Examination Schedules for Third Quarter 2019 and Fourth Quarter 2019 FOR IMMEDIATE RELEASE May 30, 2019 Media contact: Greg Hernandez (202) 898-6984 [email protected] The Federal Deposit Insurance Corporation (FDIC) today issued the lists of institutions scheduled for a Community Reinvestment Act (CRA) examination during the third quarter of 2019 and…

OCC Issues Third and Fourth Quarter 2019 CRA Evaluation Schedule

May 30, 2019 / Source: OCC

NR 2019-58 FOR IMMEDIATE RELEASE May 30, 2019 Contact: William Grassano (202) 649-6870 OCC Issues Third and Fourth Quarter 2019 CRA Evaluation Schedule WASHINGTON — The Office of the Comptroller of the Currency (OCC) today released its schedule of Community Reinvestment Act (CRA) evaluations to be conducted in the third and fourth quarters of 2019….

Consumer Financial Protection Bureau Settles with BSI Financial Services

May 29, 2019 / Source: CFPB

Consumer Financial Protection Bureau Settles with BSI Financial Services MAY 29, 2019 WASHINGTON, D.C. – The Consumer Financial Protection Bureau (Bureau) today announced a settlement with BSI Financial Services (BSI), a mortgage servicer headquartered in Irving, Texas. BSI Financial Services is the operating name for Servis One, Inc.  The Bureau found that BSI violated the Consumer…

Joint Release: Agencies Issue Host State Loan-to-Deposit Ratios

May 29, 2019 / Source: OCC

Joint Release Board of Governors of the Federal Reserve System Federal Deposit Insurance Corporation Office of the Comptroller of the Currency NR 2019-56 FOR IMMEDIATE RELEASE May 28, 2019 Agencies Issue Host State Loan-to-Deposit Ratios The Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of the Comptroller…

OCC Allows National Banks and Federal Savings Associations Affected by Flooding in the South Central United States to Close

May 29, 2019 / Source: OCC

NR 2019-57 FOR IMMEDIATE RELEASE May 28, 2019 Contact: William Grassano (202) 649-6870 OCC Allows National Banks and Federal Savings Associations Affected by Flooding in the South Central United States to Close WASHINGTON — The Office of the Comptroller of the Currency (OCC) today issued a proclamation allowing national banks, federal savings associations, and federal…

Bank CEO Stephen M. Calk Charged With Corruptly Soliciting A Presidential Administration Position In Exchange For Approving $16 Million In Loans

May 28, 2019 / Source: DOJ

Department of Justice U.S. Attorney’s Office Southern District of New York FOR IMMEDIATE RELEASE Thursday, May 23, 2019 Bank CEO Stephen M. Calk Charged With Corruptly Soliciting A Presidential Administration Position In Exchange For Approving $16 Million In Loans Audrey Strauss, the Attorney for the United States, Acting Under Authority Conferred by 28 U.S.C. §…

Ex-Mirae Bank Executive Sentenced to More than 5 Years in Prison for Loan Fraud that Caused Large Losses to the Bank

May 28, 2019 / Source: FDICIG

FOR IMMEDIATE RELEASE Monday, May 20, 2019 Ex-Mirae Bank Executive Sentenced to More than 5 Years in Prison for Loan Fraud that Caused Large Losses to the Bank LOS ANGELES – The former chief marketing officer at the now-defunct Mirae Bank was sentenced today to 70 months in federal prison for his role in a scheme…

Office of the Comptroller of the Currency Issues Final Rule to Enhance Business Flexibility for Federal Savings Associations

May 24, 2019 / Source: OCC

NR 2019-54 FOR IMMEDIATE RELEASE May 24, 2019 Contact: William Grassano (202) 649-6870 Office of the Comptroller of the Currency Issues Final Rule to Enhance Business Flexibility for Federal Savings Associations WASHINGTON — The Office of the Comptroller of the Currency (OCC) has issued a final rule that provides more business flexibility to federal savings…

Federal Reserve Board releases results of survey of senior financial officers at banks about strategies and practices for managing reserve balances

May 24, 2019 / Source: FRB

Press Release May 23, 2019 Federal Reserve Board releases results of survey of senior financial officers at banks about strategies and practices for managing reserve balances For release at 2:00 p.m. EDT Share The Federal Reserve Board on Thursday released results of a survey of senior financial officers at banks about their strategies and practices…

Consumer Financial Protection Bureau Launches Financial Education Tool for Active-Duty Servicemembers

May 23, 2019 / Source: CFPB

Consumer Financial Protection Bureau Launches Financial Education Tool for Active-Duty Servicemembers “Misadventures in Money Management” Expands to Wider Audience MAY 23, 2019 WASHINGTON, D.C. – Today the Consumer Financial Protection Bureau (CFPB) significantly expanded its Misadventures in Money Management financial education tool to active-duty servicemembers. Misadventures in Money Management (MIMM.gov) was initially developed for future servicemembers who…

Federal Reserve to offer seven-day term deposits on May 30

May 23, 2019 / Source: FRB

Press Release May 23, 2019 Federal Reserve to offer seven-day term deposits on May 30 For release at 10:00 a.m. EDT Share The Federal Reserve plans to continue its previously announced periodic testing of the Term Deposit Facility (TDF) with one operation in May. These operations are aimed at ensuring the operational readiness of the…

FDIC Resolves Payday Lender Lawsuit

May 23, 2019 / Source: FDIC

Press Releases FDIC Resolves Payday Lender Lawsuit FOR IMMEDIATE RELEASE May 22, 2019 Media contact: David Barr (202) 898-6992 [email protected] The Federal Deposit Insurance Corporation (FDIC) has resolved a lawsuit with Advance America, Cash Advance Centers, Inc.; Check Into Cash, Inc.; and Northstate Check Exchange. Advance America et al. v. Federal Deposit Insurance Corporation et al. (D.D.C.)….

Counterfeit Cashier’s Checks of Farmers & Merchants National Bank, Nashville, Ill.

May 22, 2019 / Source: OCC

Alert 2019-5 Subject: Counterfeit Cashier’s Checks Date: May 22, 2019 Description: Farmers & Merchants National Bank Counterfeit Cashier’s Checks of Farmers & Merchants National Bank, Nashville, Ill. To: Chief Executive Officers of All National Banks and Federal Savings Associations; All State Banking Authorities; Chair, Board of Governors of the Federal Reserve System; Chair, Federal Deposit Insurance Corporation;…