Capturing the important news of the day in an easy to access way. We post news we feel is relevant to our members and community banks nationwide.
Whitelist [email protected] to ensure that you receive your update email.
If you’re still having difficulties receiving this Daily Email Campaign, please contact us at once through [email protected].
Consumer Financial Protection Bureau and the Department of Justice Withdraw Joint Statement on Fair Lending and Credit Opportunities for Noncitizen Borrowers
January 12, 2026 / Source: Consumer Financial Protection Bureau
Washington, D.C. – The Consumer Financial Protection Bureau and the Department of Justice (together, the “agencies”) announced today that they have withdrawn a joint statement regarding the implications of a creditor’s consideration of an individual’s immigration status under the Equal Credit Opportunity Act (ECOA). On October 12, 2023, the agencies published a joint statement cautioning that…
Consolidated Reports of Condition and Income for Fourth Quarter 2025
January 11, 2026 / Source: Federal Deposit Insurance Corporation
This Financial Institution Letter and the attached Supplemental Instructions for the December 31, 2025, report date should be shared with the individual(s) responsible for preparing the Call Report at your institution. There are no new data items that take effect this quarter in the FFIEC 031, FFIEC 041 or FFIEC 051 Call Report forms. The instructions have…
2025 Private Education Loan Ombudsman Report
January 11, 2026 / Source: Consumer Financial Protection Bureau
The 2025 Private Education Loan Ombudsman Annual report analyzes complaints from the prior award year (July 1, 2024 through June 30, 2025) and notes an increase in untimely responses to complaints, as well as an increase in complaints referencing fraud or scams. The report’s recommendations include coordinating inter-agency efforts to target frauds and scammers, inter-agency…
National Bank Chartering: Notice of Proposed Rulemaking
January 8, 2026 / Source: Office of the Comptroller of the Currency
The Office of the Comptroller of the Currency (OCC) is issuing a notice of proposed rulemaking to clarify the longstanding authority of national banks limited to the operations of trust companies and activities related thereto to engage in non-fiduciary activities in addition to their fiduciary activities. The proposal would neither expand nor contract the OCC’s…
FTC to Host Workshop on Consumer Injuries and Benefits in the Data-Driven Economy
January 8, 2026 / Source: Federal Trade Commission
The Federal Trade Commission will host a workshop on February 26, 2026, to examine how the agency can better understand and measure consumer injuries and benefits that may result from the collection, use, or disclosure of consumer data. The workshop, “Measuring Injuries and Benefits in the Data-Driven Economy,” will also explore efforts to measure consumers’…
Agency Information Collection Activities: Proposed New Information Collection; Survey of the Costs of AML/CFT Compliance; Comment Request
January 8, 2026 / Source: Federal Deposit Insurance Corporation
The Federal Deposit Insurance Corporation (FDIC), as part of its obligations under the Paperwork Reduction Act of 1995 (PRA), invites the general public and other Federal agencies to take this opportunity to comment on a proposed information collection, a Survey of the Costs of Anti-Money Laundering (AML) and Countering the Financing of Terrorism (CFT) Compliance….
Consumer Credit Card Market Report of the Consumer Financial Protection Bureau, 2025
January 7, 2026 / Source: Consumer Financial Protection Bureau
The Consumer Financial Protection Bureau is issuing its seventh biennial Consumer Credit Card Market Report to Congress. The report includes analysis of data from several sources to examine many aspects of the consumer credit card market since the Bureau’s most recent biennial report on the same subject in 2023.
CFPB Adjusts Regulation Z (Truth in Lending) Asset-Size Exemption Threshold
January 7, 2026 / Source: Consumer Financial Protection Bureau
This rule amends Regulation Z (Truth in Lending) to implement certain amendments to the Truth in Lending Act made by the Dodd-Frank Act. This rule amends the official commentary that interprets the requirements of the Bureau’s Regulation Z (Truth in Lending) to reflect changes in the asset-size thresholds for certain creditors to qualify for an…
CFPB Issues Final Rule Amending Regulation C (Home Mortgage Disclosure)
January 7, 2026 / Source: Consumer Financial Protection Bureau
The Consumer Financial Protection Bureau (Bureau) is issuing a final rule amending the official commentary that interprets the requirements of the Bureau’s Regulation C (Home Mortgage Disclosure) to reflect the asset-size exemption threshold for banks, savings associations, and credit unions based on the annual percentage change in the average of the Consumer Price Index for…
Community Bankers End Year on Sunny Note
January 7, 2026 / Source: Conference of State Bank Supervisors
Jan 6, 2026 Washington, D.C. – Community bankers ended 2025 with a high sentiment on future conditions, according to the 2025 fourth quarter results of the Community Bank Sentiment Index (CBSI) released today by the Conference of State Bank Supervisors (CSBS). Although the CBSI slipped one point to 132 from last quarter’s record high of 133, it remains…
Bank Insider Pleads Guilty to Facilitating Money Laundering
January 6, 2026 / Source: US Department of Justice
A former New York-based employee pleaded guilty today to facilitating a money laundering network’s movement of hundreds of millions of dollars through TD Bank accounts. “The defendant leveraged his position at TD Bank and facilitated the criminal activity of a money laundering network that moved hundreds of millions of dollars through the bank’s accounts,” said…
FTC Issues Biennial Report to Congress on the National Do Not Call Registry
January 6, 2026 / Source: Federal Trade Commission
In FY 2025, the agency received more than 2.6 million complaints and 4.8 million new numbers were added to the DNC Registry January 6, 2026 Tags: The Federal Trade Commission issued its biennial report to Congress on the National Do Not Call (DNC) Registry that shows consumers placed more than 258 million telephone numbers on the Registry…
OCC Releases CRA Performance Evaluations for 33 National Banks and Federal Savings Associations
January 5, 2026 / Source: Office of the Comptroller of the Currency
WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of December 1, 2025, through December 31, 2025. Under the CRA, the OCC assesses an institution’s record of meeting the credit needs of its entire community, including low- and…
Trust and Wealth Management Training: From Trust Fundamentals to Practical Considerations
January 5, 2026 / Source: Compliance Alliance
Published: January 5th, 2026 Description: This presentation provides a practical overview of trust structures, terminology, and legal foundations, with a focus on how these concepts translate into real-world situations such as bank account-opening, customer identification procedures (CIP), operational requirements and risk considerations. It is designed to help bankers understand how trusts are formed, who the…
FinCEN Issues Final Rule to Postpone Effective Date of Investment Adviser Rule to 2028
January 4, 2026 / Source: Financial Crimes Enforcement Network
Immediate Release December 31, 2025 Today, the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) issued a final rule to extend the effective date of the rule establishing Anti-Money Laundering/Countering the Financing of Terrorism Program and Suspicious Activity Report Filing Requirements for Registered Investment Advisers and Exempt Reporting Advisers (IA AML Rule) from January 1,…
FHFA House Price Index® Up 0.4 Percent in October; Up 1.7 Percent from Last Year
January 4, 2026 / Source: Federal Housing Finance Agency
Washington, D.C. – U.S. house prices rose 0.4 percent in October, according to the U.S. Federal Housing (FHFA) seasonally adjusted monthly House Price Index (FHFA HPI®). House prices rose 1.7 percent from October 2024 to October 2025. The previously reported 0.0 percent price change in September was revised downward to a 0.1 percent decline. For the nine census divisions, seasonally…
Treasury Targets Oil Traders Engaged in Sanctions Evasion for Maduro Regime
January 4, 2026 / Source: US Department of the Treasury
December 31, 2025 WASHINGTON — Today, the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC) sanctioned four companies for operating in Venezuela’s oil sector and identified four associated oil tankers as blocked property. These vessels, some of which are part of the shadow fleet serving Venezuela, continue to provide financial resources that fuel…
OCC Notice of Proposed Rulemaking: Real Estate Lending Escrow Accounts
January 1, 2026 / Source: Office of the Comptroller of the Currency
The OCC is issuing a notice of proposed rulemaking to codify longstanding powers of national banks and Federal savings associations (collectively, banks) to establish or maintain real estate lending escrow accounts and to exercise flexibility in making business judgment as to the terms and conditions of such accounts, including whether and to what extent to…
Agencies release annual asset-size thresholds under Community Reinvestment Act regulations
January 1, 2026 / Source: Board of Governors of the Federal Reserve System
The Federal Reserve Board and the Federal Deposit Insurance Corporation today announced the 2026 updated Community Reinvestment Act (CRA) “small bank” and “intermediate small bank” asset-size thresholds. The CRA regulations establish the framework and criteria by which the relevant agencies assess a financial institution’s record of meeting the credit needs of its entire community, including…
COPPA: Disney Agrees to $10M Civil Penalty and Injunction for Alleged Violations of Children’s Privacy Laws
January 1, 2026 / Source: US Department of Justice
The Justice Department announced today that a federal court has entered a stipulated order resolving a case against Disney Worldwide Services Inc. and Disney Entertainment Operations LLC, (collectively, Disney). Under the order, Disney will pay $10 million in civil penalties as part of a settlement to resolve allegations that Disney violated the Children’s Online Privacy…
Treasury Targets Iran-Venezuela Weapons Trade
January 1, 2026 / Source: US Department of the Treasury
December 30, 2025 Sanctioned Company Linked to Sale of Millions of Dollars’ Worth of Combat Drones to Venezuela WASHINGTON — Today, the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC) is targeting 10 individuals and entities based in Venezuela and Iran, including a Venezuelan company that has contributed to Iran’s unmanned aerial vehicle…
The Consumer Credit Card Market
January 1, 2026 / Source: Consumer Financial Protection Bureau
This report represents the CFPB’s seventh biennial review of the consumer credit card market as directed by the Credit Card Accountability Responsibility and Disclosure Act of 2009. In this report, we analyze data from several sources to examine many aspects of the consumer credit card market as of the end of 2024. We revisit topics…
Community Reinvestment Act: Revision of Small and Intermediate Small Bank and Savings Association Asset Thresholds
December 23, 2025 / Source: Office of the Comptroller of the Currency
Summary The Office of the Comptroller of the Currency (OCC) announced revisions to the asset-size threshold amounts used to define “small bank or savings association” and “intermediate small bank or savings association” under the Community Reinvestment Act (CRA) regulation (12 CFR 25 (March 29, 2024)). The thresholds—which apply to any national bank, federal savings association,…
OCC Requests Comments on Proposed Amendments to Heightened Standards
December 23, 2025 / Source: Office of the Comptroller of the Currency
WASHINGTON—The Office of the Comptroller of the Currency (OCC) today issued for public comment a notice of proposed rulemaking to amend its guidelines relating to heightened standards for insured national banks, insured federal savings associations, and insured federal branches (covered banks). The proposal would increase the average total consolidated assets threshold at which the guidelines…
Semi-Annual Report Fall 2024
December 23, 2025 / Source: Consumer Financial Protection Bureau
DEC 22, 2025 The Consumer Financial Protection Bureau is pleased to present our Semi-Annual Report to Congress for the period beginning April 1, 2024 and ending September 30, 2024, except where otherwise noted. This report also provides the information required by The Truth in Lending Act, the Electronic Fund Transfer Act, and the Credit Card…