Banker Compliance News

Banking compliance professionals require hot-topic news on consumer and regulatory compliance updates, decisions, amendments, changes and launches from across a wide spectrum of news agencies and federal websites. Not only do we update our News pages with individual news items and their links, but these are sent to members in a Daily Bank Compliance email that can be signed up for once new members log-in. Compliance Alliance monitors these agencies for bank compliance news updates throughout the day—posting relevant information to our News page. This is a valuable resource for Bank Managers and their employees.

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FFIEC Information Technology Examination Handbook: New Development, Acquisition, and Maintenance Booklet

September 5, 2024 / Source: OCC

Summary The Federal Financial Institutions Examination Council (FFIEC) issued the “Development, Acquisition, and Maintenance” booklet, which is part of the FFIEC Information Technology Examination Handbook. The booklet replaces the “Development and Acquisition” booklet issued in April 2004. The examination procedures in this booklet help examiners evaluate a financial institution’s controls and risk management processes relative to…

HUD Awards Over $32 Million to Fight Housing Discrimination

September 5, 2024 / Source: HUD

WASHINGTON – Today, the U.S. Department of Housing and Urban Development (HUD) awarded $31.7 million from its FY 2024 budget to support 75 fair housing organizations across the nation through the Fair Housing Initiatives Program (FHIP). These funds are being directed to second- and third-year multi-year grantees of the Private Enforcement Initiative (PEI) to continue their ongoing…

Sunset of FFIEC Cybersecurity Assessment Tool

September 5, 2024 / Source: FDIC

Summary: The Federal Financial Institutions Examination Council (FFIEC) issued a statement to communicate the August 31, 2025, sunset of the FFIEC Cybersecurity Assessment Tool (CAT).  The FFIEC will discuss new and updated government and industry resources during a banker webinar this Fall. Statement of Applicability: The contents of, and material referenced in, this FIL apply…

U.S. Department of the Treasury Releases New Report Highlighting $3.5 Billion in Clean Energy Investments in Low-Income Communities

September 4, 2024 / Source: Treasury

WASHINGTON – Today, the U.S. Department of the Treasury released a report with new data on the success of the 2023 program year of the Inflation Reduction Act’s Low-Income Communities Bonus Credit Program. The report demonstrates how the program is lowering American families’ energy costs as part of the Biden-Harris Administration’s economic agenda.  About $3.5 billion in investments in…

OCC Hosts Minority Depository Institutions Advisory Committee Meeting September 24

September 4, 2024 / Source: OCC

WASHINGTON—The Office of the Comptroller of the Currency (OCC) today announced it will host a public meeting of the Minority Depository Institutions Advisory Committee (MDIAC) on Tuesday, September 24, 2024. The meeting, which will be hosted in person and virtually, is open to the public and will begin at 8:30 a.m. Eastern Daylight Time (EDT)….

Federal Reserve Board issues enforcement actions with First Interstate Bank and United Texas Bank

September 4, 2024 / Source: FRB

The Federal Reserve Board on Wednesday announced the execution of the enforcement actions listed below: First Interstate Bank, Billings, MontanaFlood insurance violations, civil money penalty, dated August 28, 2024 United Texas Bank, Dallas, TexasCease and Desist Order dated August 29, 2024 Additional enforcement actions can be searched for here. For media inquiries, please email [email protected] or call 202-452-2955.

Three Individuals Indicted in Mortgage, COVID-19 Relief Program Fraud Schemes

September 4, 2024 / Source: OIG

CAMDEN, N.J. – Three New Jersey residents were indicted for their role in a multimillion-dollar mortgage fraud scheme and two of the three were indicted for fraudulently obtaining approximately $3 million of federal Economic Injury Disaster Loans, U.S. Attorney Philip R. Sellinger announced today.  Arthur Spitzer, 37, of Toms River, New Jersey, is charged with…

New FTC Data Shows Massive Increase in Losses to Bitcoin ATM Scams

September 3, 2024 / Source: FTC

New data from the Federal Trade Commission shows a massive increase in the amount of money consumers report losing to scammers involving Bitcoin ATM machines. Since 2020, the amount consumers reported losing has increased nearly tenfold to over $110 million in 2023. Bitcoin ATMs are machines that look like a traditional ATM and are often found at…

Acting Comptroller Discusses the Evolution of Bank Supervision

September 3, 2024 / Source: OCC

WASHINGTON—Acting Comptroller of the Currency Michael J. Hsu today discussed the evolution of bank supervision during a presentation at the Joint European Banking Authority and European Central Bank International Conference in Frankfurt, Germany. In his written remarks, Acting Comptroller Hsu offered thoughts on the nature of bank supervision, how and why it has evolved, and…

CFPB Orders NewDay USA to Pay $2.25 Million for Illegally Luring Veterans and Military Families into Cash-Out Refinance Loans

September 3, 2024 / Source: CFPB

WASHINGTON, D.C. â€“ The Consumer Financial Protection Bureau (CFPB) today took action against repeat offender New Day Financial (NewDay USA) for deceiving active duty servicemembers and veterans seeking cash-out refinance loans. The CFPB found that NewDay USA gave misleading and incomplete cost comparisons to borrowers refinancing in North Carolina, Maine, and Minnesota, which made the company’s…

Updated FFIEC IT Examination Handbook – Development, Acquisition, and Maintenance Booklet

September 3, 2024 / Source: FDIC

Summary: The Federal Financial Institutions Examination Council (FFIEC) issued the Development, Acquisition, and Maintenance (DA&M) booklet, which is part of the FFIEC Information Technology Examination Handbook. The booklet replaces the Development and Acquisition booklet issued in April 2004. Statement of Applicability: FDIC-Supervised Institutions and their service providers.  Highlights: FIL-60-2024Attachment(s) FFIEC Information Technology Examination Handbook